Business interruption insurance

WITH BUSINESS DAMAGE INSURANCE INSURE INCOME THAT YOU MISS BECAUSE YOU CAN NO LONGER CONTINUE WITH YOUR BUSINESS. FOR EXAMPLE, DAMAGE TO A BUILDING, THE TENANT'S INTEREST, THE INVENTORY, THE STOCK OR DUE TO ENVIRONMENTAL DAMAGE . RECONSTRUCTION COSTS ARE ALSO REIMBURSED UP TO €100,000. BUSINESS DAMAGE INSURANCE IS ALSO KNOWN AS TURNOVER INSURANCE OR BUSINESS STAGNATION INSURANCE .

IF YOUR POLICY STATES THAT YOU ARE COVERED FOR WHAT HAPPENED TO YOU. COMMON CAUSES ARE:

• FIRE, WATER DAMAGE, STORM, VANDALISM OR THEFT

• CLOSING-OFF OF YOUR STREET OR SHOPPING CENTER DUE TO DAMAGE TO OTHER PROPERTIES

• CLOSURE DUE TO SOIL POLLUTION OR ASBESTOS RELEASED

YOUR BUSINESS MAY COME TO A (PARTIAL) COMPILATION DUE TO FIRE , STORM OR ANY OTHER FORECASTABLE YOUR COMPANY WILL THEN HAVE LESS OR NO MORE INCOME. BUT YOUR COSTS WILL CONTINUE. THIS WILL CAUSE YOUR GROSS PROFITS TO DECREASE. WITH BUSINESS DAMAGE INSURANCE , YOU WILL BE REIMBURSED FOR THE DECREASED GROSS PROFITS.

IF YOUR BUSINESS COMES DOWN DUE TO THEFT, FIRE OR FLOODING, FOR EXAMPLE, THE COSTS CAN BE HIGH. YOUR STAFF AND FIXED COSTS MUST BE PAID.

WITH BUSINESS DAMAGE , YOU ARE COVERED FOR FINANCIAL DAMAGE WHEN YOUR BUSINESS IS CLOSED. FIXED CHARGES AND STAFF COSTS WILL THEN BE REIMBURSED.

WE HAVE THE SUITABLE SOLUTION FOR EVERY LEGAL FORM. WE OFFER BUSINESS DAMAGE INSURANCE FOR ZZP, VOF, MAATSCHAP, BV AND NV. INSURANCE FOR ALMOST EVERY BRANCH .

WHETHER YOU WORK IN CONSTRUCTION, RETAIL OR HEALTHCARE, WE HAVE BUSINESS DAMAGE INSURANCE FOR YOUR BUSINESS. CHOOSE YOUR BRANCH IN THE QUOTE REQUEST FOR THE BEST INSURANCE FOR YOUR SITUATION.

Business interruption insurance is not mandatory.

• less turnover because your customers place fewer orders

• the damage to your property. You need home insurance for

• damage to your inventory. For this you need inventory insurance

• damage to goods or stock. You need goods insurance

• damage caused by intent

• damage caused by poor maintenance

• damage caused by illegal activities

• damage caused by natural disasters, such as earthquakes and floods

This depends on your policy conditions. The payment often stops when your building has been rebuilt or when your production and turnover are back to what they were before the damage. Sometimes there is also a maximum term for the benefit. This can vary from 6 months to several years.