Insurance for the Railway Industry: Protection for Equipment, Employees and Infrastructure
The rail sector plays a crucial role in transportation and logistics, but it also poses unique risks. Whether it concerns damage to trains, liability in the event of accidents or disasters on the track, specialized insurance for the railway industry is indispensable. With a good insurance package you protect your equipment, infrastructure and personnel against financial risks, so that you can operate safely and reliably.
Finass Verzekert) compare insurance policies with the best insurers, so that you insurance premium from us.

Professional/company liability
This concerns damage that you or your employees, company, products or services cause to others.

Cyber insurance
The costs you have to incur if you become a victim of a cyber incident.

Wegas/wegam
Personnel liability claim: This may concern injuries in the workplace, in traffic or during other work-related activities.

Legal counsel
Legal assistance for almost all your entrepreneurial activities.






Absence
For when your staff is not considered capable of performing work with a recognized economic added value.

Disability
For if you are not considered capable of performing work with a recognized economic added value.
- Business damage
- Money insurance
- Extra cost
- Machine breakage
- Environmental damage
- Building
- Inventory
- Tenant interest

Business damage
The income you miss because you can no longer continue with your business.

Money insurance
The income from loss or theft, stamps and gift vouchers. Also during transport to the bank or in the event of a robbery and if you unknowingly accept counterfeit money

Extra cost
Additional costs such as rent of business premises or computer equipment. These are the result of, for example, fire or water damage.


Environmental damage
The costs if you cause environmental damage at your location or at someone else's, but you are also insured if someone else causes environmental damage at your location.

Building
The improvements made by the tenant. The owner of the property does not insure these improvements in the business premises insurance.

Inventory
Insures all items not intended for sale against damage caused by theft, burglary, fire, hail, storm and water. The inventory includes all the things you need for your business or profession.

Tenant interest
The improvements made by the tenant. The owner of the property does not insure these improvements in the business premises insurance.
Important Insurance for the Railway Industry
Equipment Insurance
Coverage for damage to trains, wagons and other railway equipment due to accidents, fire or vandalism.Liability insurance
Protection against claims from third parties in case of damage or injury caused by rail activities, such as collisions or disruptions.Transport Insurance
Coverage for goods and cargoes transported by rail against loss, theft or damage.Environmental damage insurance
Protection against environmental damage, such as pollution due to leakages of hazardous substances during transport.Business liability
insurance Coverage for damage claims caused by employees or technical malfunctions.Business interruption insurance
Compensation for loss of income in the event of a standstill of rail activities due to damage to equipment or infrastructure.Accident insurance
Protection for operators, mechanics and other personnel against injury during work.Cyber Insurance
Protection against hacking and digital attacks, essential in a sector that is increasingly dependent on automated systems.
Why Choose Insurance in the Railway Industry?
- Protection against Major Risks : The rail sector carries high liabilities, from accidents to damage to infrastructure.
- Financial Security : Avoid high costs due to claims, disruptions or business interruptions.
- Peace of mind : Your equipment, employees and infrastructure are optimally protected, so you can focus on efficient and safe services.
Who are these insurance policies suitable for?
- Railway companies and operators.
- Logistics companies that use rail transport.
- Maintenance companies for railway equipment and infrastructure.
How Do You Find the Best Insurance for the Railroad Industry?
Compare insurers with experience in the railway sector. Choose a package that matches the nature of your activities, equipment and risks. With the right insurance, you are assured of optimal protection and you can focus on carrying out your rail activities safely and reliably.
Very competitive premium
Short digital application process
Attractive discount scheme: the more categories insured, the higher the discount
Fast, free cancellation service
We will contact you to discuss your request.
Tip: Determine the benefit duration and therefore the risk!
Example of companies within the railway :