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Assistance with damage
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Lowest price guarantee
Largest offer
Assistance with damage
Personal contact
100% independent

Insurance for the Railway Industry: Protection for Equipment, Employees and Infrastructure

The rail sector plays a crucial role in transportation and logistics, but it also poses unique risks. Whether it concerns damage to trains, liability in the event of accidents or disasters on the track, specialized insurance for the railway industry is indispensable. With a good insurance package you protect your equipment, infrastructure and personnel against financial risks, so that you can operate safely and reliably.

Finass Verzekert)  compare insurance policies  with the best  insurers,  so that you  insurance  premium from us.

Insurance that suits the railway sector:
Liability and other miscellaneous:

Professional/company liability

This insurance covers liability for:

This concerns damage that you or your employees, company, products or services cause to others.

Cyber ​​insurance

This insurance protects you against:

The costs you have to incur if you become a victim of a cyber incident.

Wegas/wegam

This insurance covers damage in the event of:

Personnel liability claim: This may concern injuries in the workplace, in traffic or during other work-related activities.

Legal counsel

This insurance reimburses:

Legal assistance for almost all your entrepreneurial activities.

Traffic:

Car

This insurance:

Is intended for a business passenger car.

Delivery van

This insurance:

Is intended for a business van.

Truck

This insurance:

Is intended for a business truck.

Engine

This insurance:

Is intended for a business motorcycle.

Work equipment

This insurance:

Is intended for business work equipment.

Illness and disability:

Absence

This insurance reimburses part of the personnel costs for:

For when your staff is not considered capable of performing work with a recognized economic added value.

Disability

This insurance reimburses part of the costs for:

For if you are not considered capable of performing work with a recognized economic added value.

Assets:

Business damage

With this insurance you insure:

The income you miss because you can no longer continue with your business.

Money insurance

With this insurance you cover:

The income from loss or theft, stamps and gift vouchers. Also during transport to the bank or in the event of a robbery and if you unknowingly accept counterfeit money

Extra cost

This insurance reimburses:

Additional costs such as rent of business premises or computer equipment. These are the result of, for example, fire or water damage.

Machine breakage

This insurance covers:

Business damage due to the machine breakage.

Environmental damage

With this insurance you are insured against:

The costs if you cause environmental damage at your location or at someone else's, but you are also insured if someone else causes environmental damage at your location.

Building

This insurance insures you:

The improvements made by the tenant. The owner of the property does not insure these improvements in the business premises insurance.

Inventory

With this insurance you are:

Insures all items not intended for sale against damage caused by theft, burglary, fire, hail, storm and water. The inventory includes all the things you need for your business or profession.

Tenant interest

This insurance insures you:

The improvements made by the tenant. The owner of the property does not insure these improvements in the business premises insurance.

Important Insurance for the Railway Industry

  • Equipment Insurance
    Coverage for damage to trains, wagons and other railway equipment due to accidents, fire or vandalism.

  • Liability insurance
    Protection against claims from third parties in case of damage or injury caused by rail activities, such as collisions or disruptions.

  • Transport Insurance
    Coverage for goods and cargoes transported by rail against loss, theft or damage.

  • Environmental damage insurance
    Protection against environmental damage, such as pollution due to leakages of hazardous substances during transport.

  • Business liability
    insurance Coverage for damage claims caused by employees or technical malfunctions.

  • Business interruption insurance
    Compensation for loss of income in the event of a standstill of rail activities due to damage to equipment or infrastructure.

  • Accident insurance
    Protection for operators, mechanics and other personnel against injury during work.

  • Cyber ​​Insurance
    Protection against hacking and digital attacks, essential in a sector that is increasingly dependent on automated systems.

Why Choose Insurance in the Railway Industry?

  • Protection against Major Risks : The rail sector carries high liabilities, from accidents to damage to infrastructure.
  • Financial Security : Avoid high costs due to claims, disruptions or business interruptions.
  • Peace of mind : Your equipment, employees and infrastructure are optimally protected, so you can focus on efficient and safe services.

Who are these insurance policies suitable for?
  • Railway companies and operators.
  • Logistics companies that use rail transport.
  • Maintenance companies for railway equipment and infrastructure.

How Do You Find the Best Insurance for the Railroad Industry?

Compare insurers with experience in the railway sector. Choose a package that matches the nature of your activities, equipment and risks. With the right insurance, you are assured of optimal protection and you can focus on carrying out your rail activities safely and reliably.

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Example of companies within the railway :