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Assistance with damage
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100% independent
Lowest price guarantee
Largest offer
Assistance with damage
Personal contact
100% independent

Insurance for the Hospitality Sector: Protection for Your Restaurant, Café or Hotel

The hospitality industry is bustling with activity, but it also comes with unique risks. Consider damage claims from guests, fire in the kitchen, or failure of important equipment. With a specialized insurance package for the catering industry, you protect your company, employees and guests against unexpected events. This way you can focus on providing the best service and experience.

Finass Verzekert)  compare insurance policies  with the best  insurers,  so that you  insurance  premium from us.

Insurance that suits the catering industry:
Liability and other miscellaneous:

Professional/company liability

This insurance covers liability for:

This concerns damage that you or your employees, company, products or services cause to others.

Cyber ​​insurance

This insurance protects you against:

The costs you have to incur if you become a victim of a cyber incident.

Wegas/wegam

This insurance covers damage in the event of:

Personnel liability claim: This may concern injuries in the workplace, in traffic or during other work-related activities.

Legal counsel

This insurance reimburses:

Legal assistance for almost all your entrepreneurial activities.

Traffic:

Car

This insurance:

Is intended for a business passenger car.

Delivery van

This insurance:

Is intended for a business van.

Truck

This insurance:

Is intended for a business truck.

Engine

This insurance:

Is intended for a business motorcycle.

Work equipment

This insurance:

Is intended for business work equipment.

Illness and disability:

Absence

This insurance reimburses part of the personnel costs for:

For when your staff is not considered capable of performing work with a recognized economic added value.

Disability

This insurance reimburses part of the costs for:

For if you are not considered capable of performing work with a recognized economic added value.

Assets:

Business damage

With this insurance you insure:

The income you miss because you can no longer continue with your business.

Money insurance

With this insurance you cover:

The income from loss or theft, stamps and gift vouchers. Also during transport to the bank or in the event of a robbery and if you unknowingly accept counterfeit money

Extra cost

This insurance reimburses:

Additional costs such as rent of business premises or computer equipment. These are the result of, for example, fire or water damage.

Machine breakage

This insurance covers:

Business damage due to the machine breakage.

Environmental damage

With this insurance you are insured against:

The costs if you cause environmental damage at your location or at someone else's, but you are also insured if someone else causes environmental damage at your location.

Building

This insurance insures you:

The improvements made by the tenant. The owner of the property does not insure these improvements in the business premises insurance.

Inventory

With this insurance you are:

Insures all items not intended for sale against damage caused by theft, burglary, fire, hail, storm and water. The inventory includes all the things you need for your business or profession.

Tenant interest

This insurance insures you:

The improvements made by the tenant. The owner of the property does not insure these improvements in the business premises insurance.

Important Insurance for the Hospitality Industry

  • Liability insurance
    Coverage against damage claims from guests, for example in the event of personal injury or damage to personal property.

  • Business Liability
    Insurance Protection against damage caused by employees or facilities, such as slipping on a wet floor.

  • Buildings and Inventory Insurance
    Insurance for your building, furniture, kitchen appliances and decoration against damage caused by fire, water damage or theft.

  • Business interruption insurance
    Compensation for loss of income in the event of calamities, such as closure due to fire or technical malfunctions.

  • Legal expenses insurance
    Legal support in the event of conflicts with suppliers, guests or employees.

  • Glass insurance
    Coverage for damage to windows, mirrors and glass walls in your catering premises.

  • Cyber ​​insurance
    Essential for catering entrepreneurs who work with digital reservation systems or customer data. Protection against data leaks and cyber attacks.

  • Accident insurance
    Protection of your staff against personal injury in the event of accidents at work.

Why Choose Insurance in the Hospitality Industry?

  • Protection against Specific Risks : The hospitality industry faces unique challenges, such as liability from food preparation and damage claims from guests.
  • Financial Security : Avoid high costs due to unexpected damage, legal conflicts or business interruptions.
  • Peace of mind : Your company, guests and employees are well protected, so you can focus on your services.

Who are these insurance policies suitable for?
  • Restaurants, cafes and bars.
  • Hotels, bed & breakfasts and guest houses.
  • Catering companies and food trucks.
  • Nightclubs, party rooms and other catering establishments.

How Do You Find the Best Insurance for the Hospitality Industry?

Compare insurers that specialize in the catering sector. Choose a package that suits your specific activities and risks. With the right insurance, you are assured of optimal protection, so that you can fully focus on the success of your catering business.

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Example of companies within the catering industry:


  • Restaurant

  • Hotel

  • Cafe

  • Beach tent

  • Coffee shop

  • Snack bar

  • Bar

  • Club

  • Festival

  • Food truck