Inventory insurance - Protect your company property against damage
Inventory insurance - Protect your company property against damage
As an entrepreneur you invest in your company and the associated inventory. Think of office equipment, machines, furniture and tools . But what if these items are damaged by fire, theft, water damage or vandalism ? With an inventory insurance you are insured against unexpected damage and you can quickly resume your business activities without major financial losses.
Why take out an inventory insurance?
An inventory insurance is essential for every entrepreneur who wants to properly protect his assets. Many entrepreneurs think that their household effects fall under the standard business insurance, but this is often not completely covered . With an inventory insurance you benefit from:
✔ Coverage against damage caused by fire, water and theft
✔ Reimbursement in the event of loss or damage to inventory
✔ Protection against vandalism and burglary
✔ Fast compensation, so that you are quickly operational again
✔ Adaptable policy for different business types
A claim can have a major impact on your company. With good inventory insurance you prevent your company from coming to a standstill due to unexpected costs.
We compare inventory insurance Finass insures) with the best insurers, get the best and most affordable premium from us for inventory insurance
What falls under an inventory insurance?
An inventory insurance covers damage to all movable property in your company, such as:
🏢 Office inventory- agencies, chairs, computers, printers and archive cabinets
🏭 Machines and tools- essential for production and workplaces
🛍️ Shop equipment- Cash registers, shelves and displays
🏨 Horeca inventory- kitchen appliances, furniture and stock
💼 medical and specialist equipment- such as dental chairs- laboratory equipment
Depending on the policy you can get extra coverage for valuable equipment, stock and temporary locations .
What does an inventory insurance cover?
With an inventory insurance you are insured against damage by:
🔥 Fire and smoke damage - for example due to an electrical fault
💦 water damage - caused by leakage or flood
🔑 burglary and theft - protection against loss by criminals
⚡ Damage due to short circuit or power outages - such as defective computers or machines
🚨 vandalism and destruction - including damage to business property
Some insurance policies offer additional coverage, such as the relocation of inventory to another location or company damage insurance if you cannot operate temporarily.
How much does an inventory insurance cost?
The premium of an inventory insurance depends on:
💰 The value of your inventory - the higher the value, the higher the premium
💰 Type of company and risk profile - a factory has a higher risk than an office
💰 location of your company chosen more risk of burglary
💰 Coverage and policy conditions - Basic coverage or extensive protection
On average, the costs are between € 10 and € 50 per month , depending on your insurance needs.
WITH INVENTORY INSURANCE YOU INSURE ALL ITEMS THAT ARE NOT INTENDED FOR SALE AGAINST DAMAGE CAUSED BY THEFT, BURGLARY, FIRE, HAIL, STORM AND WATER. THE INVENTORY INCLUDES ALL ITEMS THAT YOU NEED FOR YOUR BUSINESS OR PROFESSION. FOR EXAMPLE, THINK OF DESKTOPS, DESKS, CHAIRS AND MACHINES. THE DAMAGE WILL BE REIMBURSED ON THE BASIS OF THE REPRESENTED NEW VALUE.
THE CHANCE IS GOOD THAT YOU AS AN ENTREPRENEUR USE EQUIPMENT, MACHINES AND OTHER ASSETS. WITH INVENTORY INSURANCE , ALL YOUR ITEMS IN A BUILDING, WHICH ARE NOT INTENDED FOR SALE, ARE INSURED IF THEY BECOME DAMAGED OR STOLEN. WATER DAMAGE IS ALSO INSURED .
With inventory insurance , you are insured against damage to your inventory, usually including electronics and computers. For example, after fire, water damage, storm, vandalism or theft.
Asset insurance is not mandatory.
Damage to your inventory .
If your policy states that you are covered for what happened to you. Common causes include:
- fire, water damage, storm, vandalism or theft
Why take out an inventory insurance?
An inventory insurance offers entrepreneurs financial security and ensures that your company is quickly operational again after damage. You benefit from:
✔ Moods rest - you know that your business assets are properly insured
✔ Preventing high repair costs - Damage to expensive equipment is compensated
✔ Fast handling of damage claims - so that you can continue to work without long standstill
✔ Flexible coverage - adaptable to the specific needs of your company
Take out an inventory insurance today!
to optimally protect your against damage and theft? Then choose an inventory insurance and ensure a financially safe future for your company. Compare the best options now and request a quote immediately!
Type of company
Amount insured
Premium per month (excluding insurance tax and package discount)
Butcher
€ 260.000,-
€ 60,00
Restaurant
€ 50.000,-
€ 15,-
