Liability insurance for genealogists - Essential protection against damage claims
As a genealogist you help private individuals and organizations in investigating family histories, archive research and the preparation of pedigrees. During this work , errors in documentation, incorrectly interpreted data or privacy issues lead to damage claims from clients or third parties. With (company) liability insurance and professional liability insurance for genealogists you protect yourself against financial and legal risks, so that you can carry out your research with confidence.
Why a liability insurance for genealogists?
Genealogical examination requires accuracy and care. An error in a family tree, incorrectly taken over archive data or a wrong historical interpretation can lead to complaints or even legal claims. Without the correct insurance, damage claims and legal costs can increase considerably. Liability insurance offers coverage for:
✔ Material damage- for example, damage to rented archive documents or equipment from third parties
✔ Personal injury- coverage if someone is injured during a genealogical meeting you organized
✔ Legal costs- protection against high lawyer and litigation costs in the event of liability claims
✔ Damage due to incorrect research results or emotional information if an customer
With liability insurance for genealogists you prevent financial risks and you can continue to work professionally.
We compare liability insurance Finass insures ) with the best insurers, so you get the best and most affordable premium from us liability insurance
Which liability insurance policies match genealogists?
✔ Business liability insurance (AVB) - Protects against claims from third parties , such as material damage or personal injury causes during your work.
✔ Professional liability insurance (BAV) - essential for genealogists, covers financial damage due to incorrect research results, incorrect interpretations or violation of privacy legislation .
A professional liability insurance is especially important for genealogists who work with historical analyzes, family research and heritage reports , where errors can have direct consequences for legal or emotional issues of clients.
How do you choose the correct liability insurance as a genealogist?
When taking out liability insurance for genealogists and historical researchers, it is important to take into account:
🔹 coverage area - Do you work nationally or internationally? Make sure your insurance covers this.
🔹 Maximum insured amounts - Ensure sufficient coverage in the event of high damage claims.
🔹 Cover for errors in genealogical research - Check whether your insurance provides protection with claims due to incorrect or incomplete family tree data.
🔹 Insurance for independent genealogists and research agencies - do you work alone or in a team? Make sure everyone within your organization is well insured.
With the correct liability insurance you can work professionally and without financial risks as a genealogist .
Frequently asked questions about Liability :
With liability insurance you are insured if you are legally liable for damage. For example, if you cycle into a parked car, your cat knocks over an expensive vase or if your children shoot a ball through the neighbor's window. But also if you, your child or pet injure someone. Not every damage is insured. Consider intentional damage or damage caused with a motor vehicle. Rented items are also not covered by your liability insurance. For example, if you rent a sander for that painting job in the house. Or if you rent a party tent for a garden party.
Liability insurance reimburses the damage you cause to other people's belongings. Like the television that slips out of your hands during a friend's move. Or your child who cycles into the neighbor's car. Or if someone else is injured through your fault.
Liability insurance for private individuals (AVP) covers damage that you or one of your family members causes to someone else when you are not driving a car or other motor vehicle . This applies to damage to property and persons (personal injury).
You take liability insurance because you want to protect yourself and your family against the risk of liability. You can be held responsible if someone is injured through your fault. But also if you accidentally damage other people's property. Resulting in a claim for damages.
The liability insurance does not provide coverage for: damage to rented items. damage that you have caused intentionally. damage occurred during your work.
Take out a liability insurance for genealogists today!
Do you work as a genealogist or historical researcher and do you want to protect yourself against damage claims and legal costs? Then choose a specialist professional and company liability insurance for genealogists and avoid financial risks. Compare the best insurance policies now and request a quote immediately!
