Frequently asked questions about Travel Insurance :
Short-term travel insurance reimburses unexpected costs that you may encounter during your trip. Consider the loss or theft of your luggage. Or medical costs abroad in the event of an accident while traveling. You take out short-term travel insurance for The insurance runs from the day of departure until the day you return home.
Travel insurance is insurance against damage incurred during travel. Typically, travel insurance only covers vacations, not business trips. Travel insurance falls under non-life insurance.
Travel insurance is non-life insurance. With travel insurance you are insured for material damage such as your luggage, but also for personal damage such as illness and/or accident (personal injury) that you may sustain during your holiday or during your trip.
Travel insurance is not mandatory, but can be useful. The most important reason to take out travel insurance Consider ending the trip early or a longer stay due to an accident, illness or death.
If you travel for a longer period or several times a year, continuous travel insurance usually cheaper than short-term travel insurance . If you go on holiday more than 16 to 21 days a year, it will be cheaper for you to take out continuous travel insurance .
On most holidays, nothing is stolen, no one gets sick and nothing breaks. However, it is strongly recommended that you travel with insurance. The premium is relatively low, while the financial risk you run if something happens can be high.
Does my travel insurance coverage if I have to incur (medical) costs due to the coronavirus ? You are not insured if you go to your travel destination and corona -related damage or have to incur costs for this.
Are you going on holiday abroad and taking a lot of cash with you? Then you can insure this with your travel insurance . The additional amount that is insured differs per travel insurer.
Cancellation insurance covers (part of) the costs if your trip cannot go ahead due to a serious event, such as an accident, illness or death of yourself or a family member in the 1st or 2nd degree. Cancellation insurance also offers advantages if you have to cancel your trip.
It always remains a personal decision. Can you bear the loss if you cancel or cut short the holiday without getting your money back? Then cancellation insurance not necessarily necessary. If you cannot or do not want to do this, taking out cancellation insurance still a good idea.
An accident, illness, medically necessary treatment or death of an insured person, a family member in the 1st and 2nd degree, a housemate or the person with whom you would stay during your holiday . Death of a relative in the 3rd degree. Death of a loved one during the trip . For example a friend.
Is cancellation insurance really necessary? No, not per se. If you don't mind that the money paid may simply be gone if you have to cancel the trip, you do not to take out cancellation insurance. You know exactly what the maximum damage is and whether you can tolerate it financially.
Yes, your cancellation insurance applies to every destination. Please note the maximum amount you insure, the reimbursement is a maximum of € 1,500 per person per trip with a maximum of € 6,000 per policy per trip. This is sometimes not enough for a long, distant journey.
Insurance cards
Policy conditions
