Frequently asked questions about Travel Insurance :
Short-term travel insurance reimburses unexpected costs that you may encounter during your trip. Consider the loss or theft of your luggage. Or medical costs abroad in the event of an accident while traveling. You take out short-term travel insurance for The insurance runs from the day of departure until the day you return home.
Travel insurance is insurance against damage incurred during travel. Typically, travel insurance only covers vacations, not business trips. Travel insurance falls under non-life insurance.
Travel insurance is non-life insurance. With travel insurance you are insured for material damage such as your luggage, but also for personal damage such as illness and/or accident (personal injury) that you may sustain during your holiday or during your trip.
Travel insurance is not mandatory, but can be useful. The most important reason to take out travel insurance Consider ending the trip early or a longer stay due to an accident, illness or death.
If you travel for a longer period or several times a year, continuous travel insurance usually cheaper than short-term travel insurance . If you go on holiday more than 16 to 21 days a year, it will be cheaper for you to take out continuous travel insurance .
On most holidays, nothing is stolen, no one gets sick and nothing breaks. However, it is strongly recommended that you travel with insurance. The premium is relatively low, while the financial risk you run if something happens can be high.
Does my travel insurance coverage if I have to incur (medical) costs due to the coronavirus ? You are not insured if you go to your travel destination and corona -related damage or have to incur costs for this.
Are you going on holiday abroad and taking a lot of cash with you? Then you can insure this with your travel insurance . The additional amount that is insured differs per travel insurer.
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