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Lowest price guarantee
Largest offer
Assistance with damage
Personal contact
100% independent

Insurance for the Personnel and Labor Sector: Protection for Employers and Employees

In the personnel and labor sector, everything revolves around people and their well-being. As an employer or HR service provider, you want to minimize risks and protect both your employees and your organization. With specialized insurance for the personnel and labor sector, you are prepared for liability, absenteeism and other challenges that can affect your business.

Finass Verzekert)  compare insurance policies  with the best  insurers,  so that you  insurance  premium from us.

Insurance that suits the personnel and labor sector:
Liability and other miscellaneous:

Professional/company liability

This insurance covers liability for:

This concerns damage that you or your employees, company, products or services cause to others.

Cyber ​​insurance

This insurance protects you against:

The costs you have to incur if you become a victim of a cyber incident.

Wegas/wegam

This insurance covers damage in the event of:

Personnel liability claim: This may concern injuries in the workplace, in traffic or during other work-related activities.

Legal counsel

This insurance reimburses:

Legal assistance for almost all your entrepreneurial activities.

Traffic:

Car

This insurance:

Is intended for a business passenger car.

Delivery van

This insurance:

Is intended for a business van.

Truck

This insurance:

Is intended for a business truck.

Engine

This insurance:

Is intended for a business motorcycle.

Work equipment

This insurance:

Is intended for business work equipment.

Illness and disability:

Absence

This insurance reimburses part of the personnel costs for:

For when your staff is not considered capable of performing work with a recognized economic added value.

Disability

This insurance reimburses part of the costs for:

For if you are not considered capable of performing work with a recognized economic added value.

Assets:

Business damage

With this insurance you insure:

The income you miss because you can no longer continue with your business.

Money insurance

With this insurance you cover:

The income from loss or theft, stamps and gift vouchers. Also during transport to the bank or in the event of a robbery and if you unknowingly accept counterfeit money

Extra cost

This insurance reimburses:

Additional costs such as rent of business premises or computer equipment. These are the result of, for example, fire or water damage.

Machine breakage

This insurance covers:

Business damage due to the machine breakage.

Environmental damage

With this insurance you are insured against:

The costs if you cause environmental damage at your location or at someone else's, but you are also insured if someone else causes environmental damage at your location.

Building

This insurance insures you:

The improvements made by the tenant. The owner of the property does not insure these improvements in the business premises insurance.

Inventory

With this insurance you are:

Insures all items not intended for sale against damage caused by theft, burglary, fire, hail, storm and water. The inventory includes all the things you need for your business or profession.

Tenant interest

This insurance insures you:

The improvements made by the tenant. The owner of the property does not insure these improvements in the business premises insurance.

Important Insurance for Personnel and Labor

  • Employers' Liability Insurance (WGA)
    Coverage for compensation claims from employees as a result of accidents in the workplace.

  • Absenteeism insurance
    Protection against the financial consequences of absenteeism due to illness by covering continued salary payment and reintegration costs.

  • Sickness insurance
    For employers with temporary or flexible contracts. This insurance covers wage costs in the event of illness of flex workers.

  • AOV (Disability Insurance)
    Essential for self-employed entrepreneurs and managers in the industry. Protection against loss of income in the event of disability.

  • Legal expenses insurance
    Legal support in case of conflicts with employees, such as dismissal cases or employment conditions.

  • Collective Health Insurance
    An attractive option for employees and a way to demonstrate good employment practices.

Why Choose Insurance in the Personnel and Labor Sector?

  • Protection against Financial Risks : Prevent high costs due to absenteeism, accidents or labor disputes.
  • Peace of Mind for Employers and Employees : Provide security and trust in your employment relationships.
  • Improvement of Employment Conditions : Insurance such as collective healthcare or pension schemes increase the satisfaction of your staff.

Who are these insurance policies suitable for?
  • Employers : For companies with permanent, flexible or temporary contracts.
  • HR service providers : Employment agencies, payroll companies and recruiters.
  • Self-employed in Personnel Services : Freelancers and self-employed people in the labor and personnel sector.

How Do You Find the Best Insurance for Personnel and Labor?

Compare insurers on coverage, premium and additional conditions to choose the insurance that perfectly suits your organization. With a good insurance package you are prepared for risks and you can be a strong, reliable employer.

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Example of companies within the personnel and labor sector:


  • Employment agency

  • Coaching company

  • Secondment agency

  • Recruiting company

  • Human Resource Management (HRM) company