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Lesson car insurance: Optimal coverage for driving school holders


As a driving school holder, a lesson car insurance indispensable. Lesson cars are used intensively by different drivers, often with little driving experience. As a result, the risks of damage are greater than with a normal car. With a specialized insurance for lesson cars you are insured against these risks and you protect both your vehicle and your company.

Insure your car?

What is a lesson car insurance?

A lesson car insurance has been specially developed for vehicles used for driving lessons. This insurance offers extensive coverage that takes into account the increased risk and the intensive load on your lesson car.

We (Finass Verzekert) compare car insurance get the best and most competitive premium from us car insurance

What does a lesson car cover insurance?

  • Legal liability (WA)
    mandatory for each lesson car and offers coverage for damage to third parties caused by the student.

  • Hull cover

    • Limited hull : protection against damage due to theft, fire, storm and window damage.
    • Fully hull (Allrisk) : coverage for damage to your own vehicle, even in the event of accidents by a student.
  • Non -life insurance for passengers (SVI)
    Protection for both the driving instructor and the student in the event of personal injury or damage to personal property.

  • Legal assistance insurance
    Legal help with conflicts, for example with a student or another road user after an accident.

  • Road assistance coverage
    Direct help with breakdown on the road, so that your driving lessons can continue quickly.

Why choose a lesson car insurance?

  • Specific coverage : Your lesson car is insured against damage that a student causes.
  • Financial security : Prevent high costs in the event of damage, accidents or legal conflicts.
  • Professional protection : Mandatory for driving school holders who use lesson cars.

How do you get cheap car insurance ?

Regularly compare car insurance policies.

Many people take car insurance and then never worry about it again. It's a shame, because premiums change regularly and your car is also getting older.

Pay for minor damages yourself.

Claiming damage will be at the expense of your claim-free years. And as a result, your premium increases. In case of minor damage, consider covering the costs yourself.

Pay the premium for the entire year.

car insurance premium per month. But if you pay it for the entire year at once, you often get a discount from your insurer.

Look critically at the coverage.

You want to insure a brand new car extensively , but this may no longer be necessary car Check carefully whether the premium outweighs the compensation you receive.

Consider a higher deductible.

Many insurers will give you cheaper car insurance in return.

Avoid being double insured.

Do you already have separate legal expenses insurance ? Then you do not have to take this out car insurance

Who is a lesson car insurance suitable for?

  • Independent driving instructors : Protect your lesson car and your company.
  • Driving schools with multiple cars : ensure your entire fleet at all possible risks.
  • Starting driving schools : Choose insurance that fits your starting budget and grows with your company.
Tips for taking out a lesson car insurance
  • Check on Lesauto cover : Make sure the policy is explicitly suitable for driving lesson vehicles.
  • Compare premiums and conditions : Look at insurers who have experience with driving school insurance policies.
  • Consider extra options : Select additional coverage such as breakdown assistance or occupant insurance for extra security.
How do you find the best lesson car insurance?

Compare insurers on premium, coverage and additional conditions. Choose insurance that matches your lesson car, company size and budget. With a good lesson car insurance you are assured of financial security and professional protection, so that you can fully focus on giving driving lessons.