Liability insurance for carriers - Essential protection against damage claims
As a carrier you are responsible for the transport of goods or people. Whether you work in logistics, passenger transport, courier services or international transport , there is always a chance of accidents, damage to cargo or personal injury . A small incident can already lead to high costs and legal conflicts. With (company) liability insurance and professional liability insurance for carriers you protect yourself against these risks and you can undertake with certainty.
Why a liability insurance for carriers?
Errors or unforeseen situations can have major consequences in the transport sector. Think of a traffic accident with personal injury, damaged or lost goods, or an error in the planning that causes a delay . Without liability insurance, damage claims can be done to major financial losses. Liability insurance offers coverage for:
✔ Material damage- for example, damage to vehicles, goods or property of customers
✔ Personal injury- coverage if a passenger, driver or third party is injured by an accident
✔ Legal costs- protection against high lawyer and costs of liability in the event of liability claims
✔ Damage due to transport errors or delays- Claims financial damage by wrongdings-
With liability insurance for carriers you prevent financial risks and you can continue to offer your transport services carefree.
We compare liability insurance Finass insures ) with the best insurers, so you get the best and most affordable premium from us liability insurance
Which liability insurance policies suit carriers?
✔ Business liability insurance (AVB) - Protects against claims from third parties , such as personal injury or material damage caused during transport.
✔ Professional liability insurance (BAV) - essential for carriers, covers financial damage due to incorrect deliveries, transport errors or incorrect planning .
✔ Goods transport insurance - coverage for loss, theft or damage to cargo during transport.
A professional liability insurance is especially important for carriers who work with international transport, logistics planning and hazardous substances , where errors can have direct financial consequences for customers and clients.
How do you choose the correct liability insurance as a carrier?
When taking out liability insurance for transport companies, couriers and logistics service providers, it is important to take into account:
🔹 coverage area - Do you work nationally or internationally? Make sure your insurance covers the correct transport area.
🔹 Maximum insured amounts - Ensure sufficient coverage in the event of damage claims and legal costs.
🔹 Cover for damage to cargo and delays -check whether your insurance provides protection with claims due to damaged or non-accounted goods.
🔹 Insurance for independent drivers and transport companies - do you work as a self -employed person or with a team? Make sure everyone is well insured.
With the correct liability insurance you as a carrier can offer transport services professionally and without financial risks .
Frequently asked questions about Liability :
What is liability insurance?
With liability insurance you are insured if you are legally liable for damage. For example, if you cycle into a parked car, your cat knocks over an expensive vase or if your children shoot a ball through the neighbor's window. But also if you, your child or pet injure someone. Not every damage is insured. Consider intentional damage or damage caused with a motor vehicle. Rented items are also not covered by your liability insurance. For example, if you rent a sander for that painting job in the house. Or if you rent a party tent for a garden party.
What is covered by liability insurance?
Liability insurance reimburses the damage you cause to other people's belongings. Like the television that slips out of your hands during a friend's move. Or your child who cycles into the neighbor's car. Or if someone else is injured through your fault.
What does liability insurance do?
Liability insurance for private individuals (AVP) covers damage that you or one of your family members causes to someone else when you are not driving a car or other motor vehicle . This applies to damage to property and persons (personal injury).
Do you need liability insurance?
Liability insurance is not mandatory. You can therefore decide for yourself whether you want to insure yourself against damage to others. Dutch people are often over-insured, but this is one in the 'highly recommended' category.Why do you need liability insurance?
You take liability insurance because you want to protect yourself and your family against the risk of liability. You can be held responsible if someone is injured through your fault. But also if you accidentally damage other people's property. Resulting in a claim for damages.
What does liability insurance not cover?
The liability insurance does not provide coverage for: damage to rented items. damage that you have caused intentionally. damage occurred during your work.
Take out a liability insurance for carriers today!
Do you work as a carrier, transport entrepreneur or courier and do you want to protect yourself against damage claims and legal costs? Then choose a specialist professional and company liability insurance for carriers and prevent financial risks. Compare the best insurance policies now and request a quote immediately!
