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View the current interest rates per lender. We update the overview every day. This way you always see the most current mortgage interest rates .
Different ways to compare mortgages :
What does my maximum mortgage depend on?
Calculate more :
Frequently asked questions about calculating your maximum mortgage :
Different ways to compare mortgages :
In addition to comparing mortgages and mortgage providers in terms of mortgage interest rates, it is important to also make a comparison in terms of mortgage conditions.
In your personal situation, certain conditions may weigh heavily on your decision. Some examples of important conditions are:
How much extra can you repay without penalty?
Can you transfer the mortgage to the next home?
Is the interest automatically reduced as more is repaid?
What is the validity of the mortgage offer?
We give you the most current interest rate overview from more than 40 mortgage providers.
Curious about interest rate developments in 2023? Our three interest rate experts from ABN AMRO, ING and Obvion share their expectations about short- and long-term mortgage interest rates every other week.
In 2023 you can borrow a maximum of 100 percent of the home value. This means that you must pay the additional costs, the buyer's costs, from your own money. If you opt for a mortgage with National Mortgage Guarantee, this is possible in 2023 up to a home value of € 405,000.
With our calculation tool you can calculate both an annuity mortgage and a linear mortgage. We are happy to explain the difference between these mortgage types.
The right mortgage with a competitive interest rate.
The maximum mortgage you can get depends on:
- Your income.
- Type of employment at your work.
- Your age.
- The value of the home.
- The interest rate and how long you fix the interest rate.
- Any debts, for example a private lease contract or student debt.
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Have you found your dream home? Then use the following calculations.
Frequently asked questions about comparing mortgages:
With a maximum mortgage calculation you can calculate a mortgage independently. The mortgage calculator calculates the maximum amount you can borrow for a mortgage based on the information entered (such as your income and any loans or debts) and the current interest rates. The calculation is an indication, so that you know within which price range you can search for homes.
Of course! A special monthly costs calculation tool has been developed. By entering, among other things, the desired mortgage amount and your gross annual salary, you can calculate within a few minutes how high the estimated monthly costs of your mortgage will be, both net and gross.
If you take out a mortgage, there will be a number of costs involved. Since January 1, 2018, you can no longer finance these costs in your mortgage. You therefore need your own money if you are going to buy a house. You should then consider an amount of approximately four to six percent of the purchase price.
We have taken self-employed entrepreneurs into account in the calculation tool.
