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Personal loan:
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Personal loan: compare, apply and information:
Are you thinking about applying for a loan? A personal loan is a clear form of borrowing money. You will receive the borrowed amount deposited into your account in one go. You pay the same amount every month and the term of the loan is fixed.
What is a personal loan ?
Advantages of a personal loan :
Compare loans and find the best loan:
In 4 steps to the best loan :
Assured of the best choice:
Frequently asked questions about borrowing money:
What is a personal loan ?
A personal loan is a loan that you take out for personal purposes. Because you receive the amount in one go, you can use it to cover large (unexpected) expenses or make a major purchase. You can choose what you use the money for. There are no restrictions attached to this, such as with a mortgage. You pay back the borrowed amount to the lender every month, together with the interest.
Advantages of a personal loan :
A personal loan has a number of characteristic features. Whether these features are advantages or disadvantages depends on your own situation and wishes.
- You will receive the requested amount into your account in one go.
- You have clarity in advance. Your monthly costs are the same every month. These consist of part interest and part repayment.
- You choose a term of at least 12 and a maximum of 180 months.
- In some cases the interest is deductible.
- You can repay at any time, but sometimes you pay a penalty interest to the provider. You pay this fine because the loan provider misses out on interest income by repaying it.
Good to know: you immediately start repaying the loan taken out. So keep this in mind.
Compare loans and find the best loan:
Of course, you want to borrow money as responsibly as possible. We are happy to help you with this. Compare the best loans with us on interest and conditions. This way you can be sure that you take out the most suitable loan at the lowest interest rate. We make choosing easy.
In 4 steps to the best loan :
Indicate your borrowing purpose, what amount you want to borrow and enter some information about yourself. We will then show you the most complete range of loans available for your situation and wishes. The loan with the lowest interest rate is always at the top.
Have you found the loan of your choice in your loan comparison? Then you can simply request a no-obligation quote online. In the quotation you will find all details and conditions of the loan. You will usually receive this quote the same working day.
Do you want to apply for the loan from the quotation? Then you return the signed quotation, together with the documents requested by the lender. You can easily upload these documents into your personal online environment.
The lender checks the documents you provide. If everything is in order, you will receive the money in your account within two working days.
Assured of the best choice:
Assured of the best choice
Borrowing money: first some more financial insight?
Would you like an overview of the current interest rates before you borrow money? Or insight into your maximum loan amount? We are happy to help you with that too.
Frequently asked questions about borrowing money :
The cheapest personal loan mainly depends on the current interest rate. The lower the interest rate, the cheaper the personal loan. Compare loans on our website to find the cheapest personal loan.
Can't you get a personal loan? Then this probably has to do with payment arrears from the past. You may also have too low an income, which means that the bank thinks that the monthly costs of the personal loan are too high for what you earn.
Anyone can get a personal loan, but there are conditions attached. For example, your income is used to determine how much your personal loan may be. The bank also checks your BKR registrations . This can make obtaining a personal loan easier or more difficult.
You can also transfer your current loan. But it's good to know that there are conditions and sometimes costs involved.
We think it is important that you borrow responsibly. So we look at your income. But also take into account your fixed costs, such as a mortgage. This way we can accurately estimate your credit limit.
If you borrow money, this is registered with the BKR. With this registration it is often still possible to get a loan. Have you fallen behind on payments? Then borrowing becomes a bit more difficult.
Borrow money quickly? Then you want to be sure that you can pay the monthly costs and the interest is low. At Independer we also think it is important that you do not get into trouble due to a loan. Before you can choose your loan, we will first show you whether you can borrow the desired amount responsibly. The amount you can borrow in your situation depends on various factors .
On our website we compare more than 50 different loan products from a large number of lenders. At Independer we compare on interest and conditions, so that you can easily find the best and cheapest loan.
Borrow money quickly? Then you want to be sure that you can pay the monthly costs and the interest is low. At Independer we also think it is important that you do not get into trouble due to a loan. Before you can choose your loan, we will first show you whether you can borrow the desired amount responsibly. The amount you can borrow in your situation depends on various factors .
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