Insure a sports car
We arrange a policy that matches performance , value , and usage . We focus on security , value adjustment , specialized repairs , and fast processing. For both private and business customers.
Choice guide: which coverage suits you?
Compare coverage
| Element | WA | WA+ | All risk |
|---|---|---|---|
| Damage to others (injury/things) | ✔︎ | ✔︎ | ✔︎ |
| Theft/burglary | — | ✔︎ | ✔︎ |
| Fire/storm/nature | — | ✔︎ | ✔︎ |
| Window damage | — | ✔︎ | ✔︎ |
| Vandalism | — | — | ✔︎ |
| Own damage (including parking damage) | — | — | ✔︎ |
| Accessories/rims | Optional | ✔︎ (indicate amount) | ✔︎ (indicate amount) |
| Roadside assistance NL/EU | Optional | Optional | Optional |
Conditions and deductibles vary per insurer — we provide tailored .
What determines your premium?
Value & Execution
High value, ceramic brakes, carbon packages and performance options increase risk and premium.
Driver & history
Age, claim-free years and driving profile count.
Postal code & parking
Urban area/street parking = higher risk. A locked garage helps.
Security
Certified alarm and often vehicle tracking system .
Mileage & usage
Limited mileage package, seasonal use or second car can make a difference.
Tuning & accessories
Power upgrade, rims, exhaust, wrap: include amounts in the policy.
Own risk
Higher deductible reduces premium — choose what suits your repair costs.
Recovery choice
Dealer/specialist can influence premium/deductible.
Important points of interest
Security
Certified alarms (class dependent on value/region) and track & trace increase acceptance and reduce risk. Keyless: use a Faraday pouch.
Valuation scheme
New value for new cars, purchase price for slightly used cars, or agreed-upon value/appraisal for special models/tuning.
Tuning & accessories
Power upgrade, chassis, rims, carbon fiber, wrap, audio — include as accessories with amount to avoid underinsurance.
Trackdays
Standard coverage is often excluded . Sometimes customized/additional coverage per event is possible.
Usage & km
Limited annual mileage or seasonal use can reduce your premium; specify realistic usage.
Commercial
Multiple drivers and higher mileage? We'll discuss terms and conditions; bundle discounts/fleet solutions are possible.
Why Finass Insures
Specialist acceptance
Access to multiple specialist insurers ; we know the criteria.
Customised valuation
New, purchase or agreed value — clearly recorded.
Security advice
Concrete advice on alarm/tracking systems and key management.
Damage management
1 point from notification to repair (dealer/specialist).
Our working method
1) Intake
Brief intake (car, value, use, security).
2) Compare
We will submit your details to several insurers.
3) Advice
Clear proposal with coverage, valuation and options.
4) Close
Agreement → provisional cover and policies.
Damage & repair
Reporting & guidance
We manage the processing (also with the counterparty) and monitor lead times.
Recovery choice
Where possible, repairs are arranged through a brand dealer or specialist; we will agree on the deductible and replacement transportation.
Window & glass
Repair often without deductible; replacement with a limited deductible under comprehensive insurance.
Brands & popular models
To notice
Additional coverage
- Passenger Damage Insurance (SVI)
- Legal assistance traffic
- Roadside assistance NL/EU
- Accessory coverage
Frequently Asked Questions
Is Allrisk always the best choice?
For new or high-end sports cars, usually yes (own damage covered). Third-party liability (WA+) insurance may be appropriate for older/lower-rated cars.
What security do I need?
Certified alarm and sometimes a vehicle tracking system — depending on value and region.
How does new value/purchase value work?
Within the agreed period, the new or purchase value is paid out instead of the current value (conditions vary per insurer).
Are track days covered by insurance?
Usually not standard. There are temporary additions for certain events.
Request your no-obligation sports car quote
We compare multiple insurers and pay special attention to security, value adjustment, and specialized repairs. We respond quickly.
