Have you bought a completely new car? Then with the WA+ full comprehensive car insurance you have a new value scheme for 36 months as standard. With the new value scheme, you will be reimbursed the price of a new car in the event of a total loss or car theft. There are a few rules that apply to this arrangement:

• You are the first owner of the car.
• You have fully insured the car with us.
• The insured amount stated on your policy is a maximum of €75,000, including VAT.
• The damage occurs within 36 months.

After 3 years the replacement value scheme expires and in the event of total loss or theft you will receive the replacement value (ANWB price list + 10%) of the car.

Did you buy your car second-hand and have you taken out a third-party limited comprehensive car insurance policy or a third-party liability full comprehensive car insurance policy with us? Then, if there is a covered event in the event of total loss or theft of the car, you will receive the purchase value back. These rules apply to this scheme:

• The car was not older than 60 months at the start of the insurance.
• The damage occurred within 36 months of the purchase date.
• The original catalog value was a maximum of €75,000, including VAT.
• You purchased the car from a car dealer or car company with Chamber of Commerce registration in the Netherlands.

After 3 years the purchase scheme expires and in the event of total loss or theft you will receive the replacement value (ANWB price list + 10%) of the car.