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✔️ Online mortgage tools ✔️ The best options ✔️ Independent ✔️ Completely without obligation

Calculate maximum mortgage:

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What is the current mortgage interest rate?

We give you the most current interest rate overview from more than 40 mortgage providers.

The mortgage interest rate forecast in 2023?

Curious about interest rate developments in 2023? Our three interest rate experts from ABN AMRO, ING and Obvion share their expectations about short- and long-term mortgage interest rates every other week.

How much can I borrow? Mortgage rules 2023

In 2023 you can borrow a maximum of 100 percent of the home value. This means that you must pay the additional costs, the buyer's costs, from your own money. If you opt for a mortgage with National Mortgage Guarantee, this is possible in 2023 up to a home value of € 405,000.

An annuity or linear mortgage?

With our calculation tool you can calculate both an annuity mortgage and a linear mortgage. We are happy to explain the difference between these mortgage types.

Frequently asked questions about mortgages:

How does a maximum mortgage calculation work?

With a maximum mortgage calculation you can calculate a mortgage independently. The mortgage calculator calculates the maximum amount you can borrow for a mortgage based on the information entered (such as your income and any loans or debts) and the current interest rates. The calculation is an indication, so that you know within which price range you can search for homes.  

Can I also calculate the monthly costs of my maximum mortgage?

Of course! A special monthly costs calculation tool has been developed. By entering, among other things, the desired mortgage amount and your gross annual salary, you can calculate within a few minutes how high the estimated monthly costs of your mortgage will be, both net and gross.

How much of our own money do we need for a mortgage?

If you take out a mortgage, there will be a number of costs involved. Since January 1, 2018, you can no longer finance these costs in your mortgage. You therefore need your own money if you are going to buy a house. You should then consider an amount of approximately four to six percent of the purchase price.

I am self-employed. How can I calculate my maximum mortgage?

We have taken self-employed entrepreneurs into account in the calculation tool. 

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