With Construction All Risk (CAR) insurance you insure damage that you, as an (independent) contractor, handyman company, constructor, client or architect, cause during the construction or renovation of a building.

With Construction All Risk (CAR) insurance you insure damage that you, as an (independent) contractor, handyman company, constructor, client or architect, cause during the construction or renovation of a building. Damage to the structure is covered. As does damage to auxiliary materials, such as scaffolding and tools.

You can choose from 2 different  CAR insurance policies : one continuous and one declining. Which one you need depends on 3 factors: the number of construction orders, the construction price and the duration.

Do you have several construction projects per year?  Then a continuous CAR policy offers a solution.  You then cover all your construction projects in one go, have less administration and pay a lower premium per construction project (compared to the expiring CAR insurance ).  Does your construction project take longer than the agreed insurance period? Then you pay a (higher) renewal premium when your CAR insurance  .  With continuous CAR insurance  we charge the same premium for a maximum construction period of 24 months.

Do you have a one-off construction project? Then temporary CAR insurance a solution. You take out this insurance per project.