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Insuring Omega – Protect your exclusive watch against damage and theft
Are you the proud owner of an Omega watch ? Then you know it's more than just a timepiece—it's a valuable piece of jewelry and often an investment. That's why it's important to insure your Omega properly. With Omega insurance, you're protected against damage, loss, and theft, so you can continue to enjoy your watch worry-free.
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Insuring Omega – Protect your exclusive watch against damage and theft
Are you the proud owner of an Omega watch ? Then you know it's more than just a timepiece—it's a valuable piece of jewelry and often an investment. That's why it's important to insure your Omega properly. With Omega insurance, you're protected against damage, loss, and theft, so you can continue to enjoy your watch worry-free.
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Quick start
- Provisional coverage possible
- personal advice
- Response within 1 working day
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Want to insure Omega?
Why take out Omega insurance?
Standard home contents insurance often offers limited coverage for expensive watches. With specialized watch insurance or valuables insurance, your Omega optimally protected, both at home and away from home.
✔ Worldwide coverage – Your Omega is insured, wherever you are.
✔ Theft and loss protection – Even when away from home or on vacation.
✔ Damage coverage – For example, if your watch is dropped or accidentally damaged.
✔ Full daily or appraised value – You will be reimbursed for the value of your watch in the event of loss or total loss.
compare valuables insurance with all insurers, so you get the best and most competitive premium valuables insurance
Who is Omega insurance suitable for?
✔ Collectors and enthusiasts – For those who own one or more Omega watches.
✔ Luxury watch owners – Such as the Speedmaster, Seamaster, or Constellation.
✔ Frequent travelers – And want to insure their watch worldwide.
✔ Those with a valuable watch collection – Who want comprehensive coverage.
Tips when taking out Omega insurance
✅ Have your watch appraised to determine the correct insured value.
✅ Choose insurance with worldwide coverage .
✅ Check the deductible and policy terms.
✅ Consider valuables insurance if you own multiple luxury watches.
✅ Keep receipts and certificates in a safe place – they are often necessary in case of damage.
Insure your Omega through Finass Verzekert
Want to optimally protect your Omega watch ? At Finass Verzekert, we compare the best insurance policies for luxury watches and valuables. This way, you're guaranteed a competitive premium, comprehensive coverage, and fast claims processing.
👉 Request a free quote today and insure your Omega properly!
Frequently Asked Questions – Insuring an Omega Watch
Which insurance suits my Omega (Speedmaster/Seamaster/De Ville)?
Usually, valuables insurance (separately or as an extension of contents) with worldwide coverage . For higher values or collections, we recommend a separate policy with clear limits and prevention requirements.
Is theft and robbery covered worldwide?
With a valuables policy, this is usually the case, even when traveling and away from home. Check the maximum payout per event and any country/region clauses .
Do I need a valuation report or purchase invoice?
For newer models, the purchase receipt . For vintage/limited or higher-value items, a recent appraisal report (often ≤ 2–3 years old) is required. If the value increases, reappraise.
Is appreciation included (e.g. Speedmaster limited)?
Some policies offer indexation or a payout up to a percentage above the insured amount . For scarce issues, periodic revaluation important.
What prevention requirements apply (at home & on the road)?
At home: approved locks and, for higher values, often a (certified) safe . On the road: wear discreetly, don't leave the watch unattended , and avoid leaving it in the car (often excluded ).
Is damage from water or sports covered?
Only according to water resistance (WR) and policy conditions. Sports/fall damage serviced promptly according to Omega guidelines.
Do the box, papers and extra straps count?
Yes, please include accessories (steel/leather strap, NATO, clasps) and box & paperwork in your claim . Please keep photos and serial numbers for quick claims handling.
Can I lend my Omega to a partner or family member?
Not always. Lending to third parties is often excluded or only covered for co-users listed on the policy. Check the policy terms and conditions.
How does damage repair work: through a jeweler or a payment?
Many insurers work with certified watchmakers/jewelers . In the event of total loss or theft, compensation (insured value/current market value) or replacement through a supplier often follows.
Is theft from the car covered?
Often excluded . In exceptional cases, only with locked, concealed , and demonstrable forced entry . Advice: don't take a watch loose in the car.
Is my home contents insurance sufficient?
Usually not. The limits for outdoor coverage are low and not always comprehensive worldwide . A separate valuables policy is more suitable for Omega's value and usage.
What information do you need for a quote?
Model/reference (e.g. Speedmaster, Seamaster, Aqua Terra ), serial number , year of purchase/price or appraisal , photos , storage method (safe), use (daily/occasional) and destinations traveled.
Please note: exact coverage, limits, and prevention requirements vary by insurer. We compare and provide personalized for your Omega.
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Painting insurance – Protect your art against damage and theft
Are you the proud owner of a valuable painting or art collection? Then you naturally want to protect it properly. With painting insurance, you're covered against damage, theft, and loss – both at home and during transport or exhibition. This way, you can be sure your artworks are safe and retain their value.
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Painting insurance – Protect your art against damage and theft
Are you the proud owner of a valuable painting or art collection? Then you naturally want to protect it properly. With painting insurance, you're covered against damage, theft, and loss – both at home and during transport or exhibition. This way, you can be sure your artworks are safe and retain their value.
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Quick start
- Provisional coverage possible
- personal advice
- Response within 1 working day
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Want to insure a painting?
Why insure a painting?
Standard home contents insurance often offers limited coverage for expensive artworks. With specialized art or valuables insurance, your painting is worldwide and at its full value .
✔ Theft and fire coverage – Also covered in case of burglary or water damage.
✔ Transport protection – Handy if you move or lend the painting.
✔ Exhibition coverage – Also insured outside your own home.
✔ Appraisal-based compensation – So you get the current value back in the event of damage.
compare valuables insurance with all insurers, so you get the best and most competitive premium valuables insurance
Who is painting insurance suitable for?
✔ valuable heirlooms to modern design collections
✔ Collectors and – For whom the value of art is a significant asset.
✔ Galleries and museums – For insuring art in their own collection or on loan.
✔ Businesses and offices – With artworks on their walls.
Tips when taking out painting insurance
✅ Have your painting appraised by a certified appraiser for the correct value.
✅ Check whether the policy provides worldwide coverage, including during transport or loan.
✅ Note the provenance and take photos of the painting for your records.
✅ Choose a policy without underinsurance for full coverage.
✅ Consider valuables insurance if you own multiple works of art.
Insure your painting through Finass Verzekert
Looking for optimal insurance for your painting or art collection ? At Finass Verzekert, we compare the best art and valuables insurance policies. This ensures you a competitive premium, comprehensive coverage, and fast claims processing.
👉 Request a free quote today and insure your painting properly!
Frequently Asked Questions – Painting Insurance
Which insurance suits my painting?
For valuable art, valuables/art insurance (either separately or as an extension of contents) is the most suitable. This usually offers worldwide comprehensive coverage and higher limits than standard contents insurance.
Is my painting also insured outdoors and while traveling?
With an art/valuables policy, coverage is usually worldwide , including temporary stays elsewhere. Be aware of maximum limits per event and any country/region clauses .
What about transportation (courier, post, moving)?
Transport is often covered if properly packaged and preferably through specialized art handlers . Theft from an unattended vehicle is generally excluded.
Do I need a valuation report?
For higher values, older/vintage works, or rapid price increases, a recent appraisal report (often ≤ 2–3 years old) is required. For new or recently purchased works, a purchase receipt may suffice.
Is increase in value included?
Some policies offer indexation or coverage up to a percentage above the insured amount . We recommend periodic revaluation during rising market conditions.
What prevention requirements apply at home?
Good locks , secure mounting systems , and sometimes alarm /sensors for higher temperatures. Avoid direct sunlight, extreme temperatures/humidity , and ensure stable humidity.
Is damage due to restoration or cleaning covered?
Not standard. Preferably work with a certified restorer and confirm in advance whether restoration risk is covered by insurance.
Are his frame, glass and passepartout also insured?
Yes, usually as part of the work if specified. Please include the list price and any museum glass costs in your quote.
Can I lend or consign the work?
Yes, that's possible, but please notify the museum/gallery in advance of the loan. Additional conditions or an exhibition clause required.
Is damage caused by moisture/sunlight covered?
Damage from gradual exposure (UV, moisture, temperature) is often limited or eliminated. Prevention (UV-resistant glass, climate control) is important.
Is home contents insurance sufficient?
Usually not: the outdoor coverage limit is low and not fully comprehensive. For valuable paintings, a separate art/valuables policy more appropriate.
What information do you need for a quote?
Artist , title , technique (oil/acrylic/mixed media), size , year , value (invoice/appraisal), provenance , photos , list price , location and use (home/exhibition/transport).
Please note: exact coverage, limits, and prevention requirements vary by insurer. We compare and provide personalized .
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Insuring a musical instrument – Protect your valuable instrument
Do you own a valuable musical instrument, such as a guitar, piano, violin, or drums? Then you know how important it is to protect it properly. Musical instrument insurance provides coverage against damage, theft, and loss – at home, during transport, and on location. This way, you can keep playing without worry.
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Insuring a musical instrument – Protect your valuable instrument
Do you own a valuable musical instrument, such as a guitar, piano, violin, or drums? Then you know how important it is to protect it properly. Musical instrument insurance provides coverage against damage, theft, and loss – at home, during transport, and on location. This way, you can keep playing without worry.
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Quick start
- Provisional coverage possible
- personal advice
- Response within 1 working day
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Want to insure a musical instrument?
Why insure a musical instrument?
Standard home contents insurance often only covers limited damage to musical instruments, especially outdoors or during performances. With specialized insurance, you are optimally protected.
✔ Worldwide coverage – Your instrument is insured, even when traveling or performing.
✔ Protection against theft and loss – Wherever you are.
✔ Accidental damage coverage – For example, during transport or rehearsal.
✔ Compensation based on current or appraised value – So you can repair or replace your instrument.
compare valuables insurance with all insurers, so you get the best and most competitive premium valuables insurance
Who is musical instrument insurance suitable for?
✔ Professional musicians – Who perform and transport their instrument frequently.
✔ Music students and hobbyists – With a valuable instrument at home.
✔ Music societies and orchestras – For insuring shared instruments.
✔ Music stores or rental companies – That lend or rent instruments.
Tips for taking out musical instrument insurance
✅ Have expensive instruments appraised to determine the correct insured value.
✅ Check if the insurance also covers transport and performances.
✅ Record serial numbers and keep receipts.
✅ Choose a policy with worldwide coverage if you travel frequently.
✅ Check if accessories, such as bows, cases, or amplifiers, are included.
Insure your musical instrument through Finass Verzekert
Looking for optimal insurance for your musical instrument ? At Finass Verzekert, we compare the best valuables insurance policies, so you benefit from competitive premiums and comprehensive coverage. This way, you can keep playing worry-free, wherever you are.
👉 Request a free quote today and insure your musical instrument properly!
Frequently Asked Questions – Insuring a Musical Instrument
Which insurance suits my musical instrument?
Usually, valuables or instruments insurance (separately or as an extension of contents) with worldwide coverage . For more expensive or professional use, a separate instruments policy recommended.
Are performances and professional use covered?
Not always standard. Professional/semi-professional use (performances, studio, teaching) must be explicitly covered by the insurance. We ensure that the quality is correct.
Is theft, robbery and loss insured worldwide?
With an instrument/valuables policy, coverage is usually worldwide , including when away from home and traveling. Check the maximum payouts per event and region clauses .
Is transport and tour damage covered (car, van, flight)?
Often, yes, but leaving it in the car is generally out of the question . For touring: use flight cases , declare the mode of transport, and check coverage during loading/unloading and baggage handling .
Do I need a valuation report (violin, cello, vintage guitar)?
For higher values or vintage items, a recent appraisal report (often ≤ 2–3 years old) is required. For new instruments: the purchase invoice sufficient. For increased value, reappraise .
How do I insure accessories and electronics?
Include suitcases/flight cases, bows, mouthpieces, pedals, microphones, cables, stands, and amplifiers/mixers/synths/DJ gear with the price (individually or as a set). Keep invoices and serial numbers .
Are strings, pads, skins, and normal wear and tear covered?
Usually excluded as wear and tear/maintenance . Coverage applies to sudden and unforeseen damage ; cosmetic scratches are often covered to a limited extent.
Damage due to temperature/moisture (wood movement) — covered?
Limited. Prevent damage with a hygrometer , humidifier , and stabilized storage . Some policies impose preventative requirements for wooden instruments.
Can I lend or rent my instrument?
Lending is often only covered by the policy to co-users . Renting or subletting via platforms usually requires a more extensive clause .
How is damage handled — repair or payment?
Where possible, repair via a certified builder/repair shop. In the event of a total loss or theft, a payout (insured value/current market value) or replacement .
What factors determine my premium and deductible?
Value , use (hobby/professional), travel (EU/worldwide), storage (safe/flight case), damage history , and deductible . We compare multiple insurers.
What information do you need for a quick quote?
Make/model, serial number , year of manufacture, value per instrument, valuation/purchase receipt , photos , use (hobby/professional), storage/transport and travel destinations.
Please note: exact coverage, limits, and prevention requirements vary by insurer. We compare and provide tailored for both amateur and professional musicians.
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Camera insurance – Optimally protect your photo and video equipment
Are you an avid photographer or videographer and do you own a valuable camera? Then you naturally want to enjoy it for as long as possible. Camera insurance offers the right protection against damage, theft, and loss – both at home and on the go. This way, you don't have to worry and can continue to focus on taking the perfect photo.
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Quick start
- Provisional coverage possible
- personal advice
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Camera insurance – Optimally protect your photo and video equipment
Are you an avid photographer or videographer and do you own a valuable camera? Then you naturally want to enjoy it for as long as possible. Camera insurance offers the right protection against damage, theft, and loss – both at home and on the go. This way, you don't have to worry and can continue to focus on taking the perfect photo.
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Quick start
- Provisional coverage possible
- personal advice
- Response within 1 working day
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Want to insure your camera?
Why insure your camera?
A camera is often a significant investment. Standard home contents insurance usually offers limited coverage for expensive cameras, or only for damage within the home. With specialized camera or valuables insurance, you're covered worldwide.
✔ Worldwide coverage – Your camera is insured, wherever you shoot.
✔ Protection against theft and loss – Even on the road or while traveling.
✔ Accidental damage – For example, if your camera falls or gets wet.
✔ Reimbursement based on the current or replacement value – Depending on the policy terms.
compare valuables insurance with all insurers, so you get the best and most competitive premium valuables insurance
Who is camera insurance suitable for?
✔ Professional photographers and videographers – Who are on the road daily with their equipment.
✔ Amateur photographers with expensive cameras – Such as mirrorless or SLR cameras.
✔ Travelers – Who take their camera on vacation or long-distance trips.
✔ People with a complete camera setup – Including lenses, flashes, and accessories.
Tips when taking out camera insurance
✅ Make a list of your equipment with receipts or serial numbers.
✅ Choose insurance with worldwide coverage .
✅ Check whether accessories and lenses are covered.
✅ Pay attention to the deductible and the policy terms.
✅ Consider valuables insurance for multiple expensive items (such as a laptop and drone).
Insure your camera through Finass Verzekert
Want to optimally insure your camera and accessories ? At Finass Verzekert, we compare the best valuables insurance policies so you benefit from a competitive premium and comprehensive coverage. This way, you can take photos with peace of mind, wherever you are.
👉 Request a free quote today and insure your camera properly!
Frequently Asked Questions – Camera Insurance
Which insurance suits my camera equipment?
Typically, valuables or camera/instrument insurance (separately or as an extension of home contents) with worldwide coverage . For professionals, we recommend a separate policy with clear limits and capacity.
Are outdoor and travel also insured?
With a camera/valuables policy, coverage is usually worldwide , even during travel. Pay attention to the maximum payout per event and any regional clauses .
Does the insurance cover professional use (assignment/company)?
Not standard. Professional/semi-professional use (assignment, wedding, studio) must explicitly included in the insurance. We ensure the coverage is correct.
Fall, impact and water damage: what's the deal?
With comprehensive camera/valuables insurance , sudden, unforeseen damage usually covered. Pay attention to the deductible and exceptions (e.g., moisture/condensation due to insufficient prevention).
Is theft from the car covered by insurance?
Often excluded or only covered to a limited extent (short-term, locked and hidden , with demonstrable break-in ). Advice: don't leave gear in the car.
Are lenses, flashes and accessories covered by insurance?
Yes, include lenses, filters, flashes, tripods, gimbals, microphones, and bags/flight cases with the price . Keep invoices and serial numbers .
What about drones, action cams and studio equipment?
Drones and certain action cameras are sometimes subject to separate conditions (flight risk, registration). Studio gear (lights, modifiers, background) can be insured as part of the set.
Data recovery and memory cards: covered?
Material damage to the card/SSD may be covered by the policy, but data recovery is often not covered, or only to a limited extent. Make backups and use dual slots where possible.
Transport (plane/train) and shipping: insured?
Usually covered with proper packaging and supervision. Checked baggage and unattended situations have restrictions; preferably bring valuables as carry-on luggage.
Can I lend or rent/lease equipment?
Lending is often only covered by the policy to co-users . Renting/letting out usually requires a specific clause or additional coverage.
How is damage handled: repair or payment?
Where possible, repairs should be carried out by certified repairers. In the event of total loss or theft, compensation (insured value/current market value) or replacement .
What information do you need for a quote?
Make/model and serial numbers of body/lenses, value per component, purchase receipt/appraisal , photos , use (hobby/professional), storage/transport, and travel destinations.
Please note: exact coverage, limits, and prevention requirements vary by insurer. We compare and provide tailored for both amateur and professional photographers/videographers.
