Insuring a Ligier – Everything you need to know
Do you own a Ligier moped car or are you considering purchasing one? Then you're required to take out insurance. A Ligier is a compact and popular moped car known for its comfort, safety, and reliability. Because a Ligier isn't covered by standard car insurance, you'll moped insurance . This not only insures you against damage to others but also protects your own vehicle.
Quick start
- Provisional coverage possible
- personal advice
- Response within 1 working day
Insuring a Ligier – Everything you need to know
Do you own a Ligier moped car or are you considering purchasing one? Then you're required to take out insurance. A Ligier is a compact and popular moped car known for its comfort, safety, and reliability. Because a Ligier isn't covered by standard car insurance, you'll moped insurance . This not only insures you against damage to others but also protects your own vehicle.
Quick start
- Provisional coverage possible
- personal advice
- Response within 1 working day
What is Ligier insurance?
Ligier insurance works similarly to car insurance, but is specifically tailored to mopeds. You can choose from several coverage options:
✔ Third-Party Liability Insurance – Mandatory for everyone. This insures you for damage you cause to others with your Ligier.
✔ Third-Party + Limited Casco – More extensive coverage, including against theft, fire, storm, and glass breakage.
✔ Fully Comprehensive – The most comprehensive coverage. Also covers damage to your own Ligier, even in an accident caused by your own fault.
✔ Passenger Insurance – For protection of the driver and passenger in the event of injury or damage.
✔ Legal Expenses Insurance – Legal assistance in the event of disputes or damage claims.
Accessories, improvements or charging facilities can often be additionally insured.
compare Moped insurance with all insurers, so you get the best and most competitive premium Moped insurance
Why Ligier insurance is important
🔹 Legal obligation – You are not allowed to drive without third-party liability insurance.
🔹 Protection against high costs – Damage claims can be quite high.
🔹 Protect your own vehicle – With third-party liability+ or comprehensive insurance, you also cover your own Ligier.
🔹 More certainty and peace of mind – With additional coverage, you are prepared for the unexpected.
Good insurance gives you the certainty that you can drive without any worries.
Who is Ligier insurance suitable for?
✔ Young people aged 16 and up – Who are already eligible to drive with an AM driver's license.
✔ Seniors – For whom the Ligier is a safe and comfortable alternative to the car.
✔ City dwellers – Who want a sustainable and compact means of transport.
✔ Private individuals and business users – Including entrepreneurs who use a Ligier for their work.
Tips when taking out Ligier insurance
✅ Choose at least third-party liability insurance (WA), which is mandatory.
✅ Consider WA+ or Allrisk for new or valuable mopeds.
✅ Check whether accessories and modifications are included.
✅ Compare premiums and terms – the differences can be significant.
✅ Ask about a purchase value scheme for extra security in the event of total loss or theft.
Insure your Ligier with Finass Verzekert
reliable and affordable insurance for your ? At Finass Verzekert, we instantly compare the best insurers and ensure you benefit from competitive premiums and comprehensive coverage. Whether you choose third-party liability, third-party liability+, or comprehensive coverage, we'll create a policy perfectly suited to your needs.
👉 Request a free quote today and hit the road with your Ligier with peace of mind!
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Frequently Asked Questions – Insuring Ligier
Which coverage suits my Ligier: WA, WA+ or Allrisk?
(WA) covers damage to others. (WA+) adds coverage for theft/fire/window damage, among other things. Comprehensive coverage also covers damage to your own property —often applicable to newer or higher-rated models such as the JS50 , JS60 , or Myli .
Is theft of the Ligier or parts (doors/panels) insured?
With WA+ and Comprehensive coverage , theft is generally covered under the policy terms. Insurers pay particular attention to storage (preferably indoors/locked) and visible security (ART lock/GPS tracker).
How do I insure accessories and options (doors, sports package, multimedia)?
Include options and accessories as accessories with a price (e.g., door modules/top, sport/design package, audio/navigation). This prevents underinsurance and disputes in the event of damage.
Is damage to windows or plastic panels covered?
Windows/panels are usually covered by WA+ and Comprehensive insurance . Repairs are sometimes possible without a deductible; replacement often comes with a (limited) deductible—this varies by insurer.
How do I insure the battery(ies), charger and charging cable (Ligier Myli / EV)?
Record whether the battery is owned or leased, and include the battery/charger/charging cable details along with the amounts. This clarifies compensation in the event of damage or theft.
Is business use (delivery/service) covered as standard?
Only when specified . Business use affects acceptance, premium, and terms and conditions. Additional requirements (storage, GPS) may apply.
What about 16-year-old drivers?
The policy is often held in the name of a parent/guardian, with the 16-year-old as the regular driver . This varies by insurer; we arrange the correct structure and registration.
Do I build up claim-free years and a no-claims discount?
In many cases, yes, but it varies by insurer and policy structure. Submit your SVJ statement for the correct discount and consequences in the event of a claim.
Can I take my Ligier abroad?
Often within the countries listed on the Green Card . Check local regulations and permitted use for microcars/mopeds.
Am I entitled to roadside assistance and replacement transportation?
This is usually optional (with comprehensive coverage or roadside assistance). Useful for commuting or everyday use. We tailor this to your routes.
What mainly determines my premium for the Ligier?
Current value/model (JS50/JS60/Myli), postal code region & storage , security (lock/GPS), mileage , and claim-free years . Accessories/batteries and their corresponding amounts should be included in the policy.
What information do you need for a quick quote?
License plate/version, purchase price, list of accessories + amounts (battery/charger/cable/doors/hood/audio), annual mileage, storage, security, claim-free years and drivers.
Please note: exact coverage and terms vary by insurer. We compare and provide personalized .
Insure your moped car with Finass Verzekert
Insure your moped car with Finass Verzekert, offering personalized advice. We compare the best options from asr , Klaverblad , and Unigarant , so you can choose the right coverage for every situation: general moped insurance , business moped insurance , moped insurance for those aged 16 and over, and electric moped insurance .
We assist drivers of all popular makes and models daily: Citroën Ami , Birò , Opel Rocks-e , and Fiat Topolino ; as well as classic moped brands like Ligier (JS50/JS60/Myli), Aixam (City/Coupé/Crossline), and Microcar (M.Go/Duè/Highland). We ensure the correct coverage (third-party liability, third-party liability+, or comprehensive), claim-free years, and accessories such as doors/hood, luggage box, and winter set; and for battery (owned or leased), charger, and charging cable. For business use, we carefully coordinate acceptance requirements (storage, ART lock/GPS) and options such as replacement transportation and roadside assistance.
