fbpx
Skip to main content
Lowest price warranty
High package discount
Largest offer
Help with damage
Personal contact
100% independent
Lowest price warranty
Largest offer
Direct response
High package discount
Help with damage
Personal contact
100% independent

50 yr expertise

Car insurance-Optimal protection against building risks


Do you work in construction or construction ? Then you know that damage and unforeseen incidents at the construction site can quickly lead to high costs, delays and liability claims . A CAR insurance (Construction All Risk) offers the correct protection against material damage, theft, construction errors and damage to third parties. With a CAR insurance you prevent financial risks and ensure that your construction projects can be completed without worries.

Request quote

a quote within 24 hours

Look at

Compare/close

close immediately

Look at

[arrow-up-right]
Insure CAR?

Calculate

[arrow down]

Why take out CAR insurance?

Construction projects always entail risks. A collapse, damage to materials or an error in the construction can cause considerable damage. Without a CAR insurance you, as a contractor, construction company or self-employed person, turn on for the costs. A CAR insurance provides coverage for:

Damage to the work - coverage in the event of collapse, incorrectly performed constructions or damage during construction
Building errors and repair costs - compensation for additional costs in the event of errors in the performance
Theft and vandalism - protection against stolen or damaged building materials and tools
Damage to the property of third parties - for example, damage to nearby buildings or expensed
CONDITION -

With a CAR insurance you are always insured against the most common building risks.

[triangle down]

We compare CAR insurance Finass insures) with the best insurers, so that you get the best and most affordable premium CAR insurance

[arrow down]

Who is a Car insurance suitable for?

Contractors and construction companies - protection against damage to current projects
Independent professionals (self -employed) - coverage for damage during work
Project developers - financial security for large construction projects
Installers and plumbers - coverage in the event of damage to pipes, installations and construction constructions
Roof cakes and facade specialists - protection against damage again -

Whether you work on renovations, new construction or large infrastructure projects , a CAR insurance is an indispensable protection against financial risks.

Frequently asked questions about CAR insurance :

  • What is CAR insurance?

    WITH A CONSTRUCTION ALL RISK (CAR) INSURANCE, YOU INSURE DAMAGE CAUSED BY YOU AS A (INDEPENDANT) CONTRACTOR, JOB COMPANY, CONSTRUCTOR, CLIENT OR ARCHITECT DURING THE CONSTRUCTION OR RENOVATION OF A PROPERTY. DAMAGE TO THE CONSTRUCTION WORK IS COVERED. AS WELL AS DAMAGE TO AUXILIARY MATERIALS, SUCH AS SCAFFOLDING AND TOOLS.
  • Is CAR insurance mandatory?

    This insurance is not legally required . It is becoming increasingly common for the client to demand that the work be properly insured , because he does not want to run any unnecessary risks and because he wants to prevent construction delays.

  • What does CAR insurance not cover?

    The CAR insurance covers unforeseen damage. Damage caused as a result of intent cannot be compensated. The contractor, self-employed person or private individual who CAR insurance is expected to take precautions to prevent damage as much as possible .

  • Can you take out car insurance as a private individual?

    CAR insurance for private individuals covers material damage that may work . A CAR insurance is in fact an all-risk insurance for a construction project as a whole . CAR insurance for private individuals offers a solution when you have your house built or renovated .

  • Why take out CAR insurance?

    With CAR insurance ( Construction All Risk Insurance ) you insure material damage that occurs during the construction or assembly of buildings, roads, bridges and installations. This includes damage caused by fire, storm or theft. But also damage caused by a construction error, design error or construction error.

What are the benefits of a car insurance?

🔹 Full coverage for building risks -no financial worries in the event of damage or errors
🔹 Protection during the construction phase -coverage from the start of a project to delivery
🔹 Liability coverage -Avoid claims of clients and third parties
🔹 Customization possible -tailored to specific construction projects and company size
🔹 project-bound or a loose -proof CAR-INSURANCE

With the right Car insurance you work carefree and professionally on every construction project .

[arrow down]

Take out another car insurance today!

Do you work as a contractor, self -employed or construction company and do you want to protect your projects against damage, theft and liability? Then choose a specialist construction All Risk (Car) insurance and prevent financial risks. Compare the best Car-Verzekeringen now and request a quote immediately!

Which CAR insurance suits you?

You can choose from 2 different CAR insurance policies : one continuous and one declining. Which one you need depends on 3 factors: the number of construction orders, the construction price and the duration.

1. Continuous CAR insurance

Do you have several construction projects per year? Then a continuous CAR policy offers a solution. You then cover all your construction projects in one go, have less administration and pay a lower premium per construction project (compared to the expiring CAR insurance ). Does your construction project take longer than the agreed insurance period? a (higher) renewal premium when your CAR insurance With continuous CAR insurance we charge the same premium for a maximum construction period of 24 months.

2. Expiring CAR insurance

Do you have a one-off construction project? Then temporary CAR insurance a solution. You take out this insurance per project.

Read More ... Car insurance

Directors/Liability insurance

As a director you make many decisions. You may make a mistake or mistake. With director's liability insurance you are insured against the risk of personal liability following an error. From you or your fellow directors. This is how director liability insurance protects your private assets.

Request quote

a quote within 24 hours

Look at

Entitlement... insurance?

Calculate

[arrow down]

Directors' Liability Insurance for Companies: Protect Your Directors against Liability

Directors' liability insurance for companies provides essential protection against claims and damages arising from the negligence or errors of directors. With the right coverage, you can run your business worry-free, knowing that your directors are properly insured against personal liability risks.

[triangle down]

We ( Finass Verzekert) Directors' Liability Insurance with the best insurers, so that you receive the best and most affordable premium from us Directors' Liability Insurance

[arrow down]

Benefits of Directors' Liability Insurance for Companies

  • Comprehensive Coverage : Protection against claims for damages due to negligence, errors or wrong decisions by drivers.
  • Financial Security : Avoid high costs due to legal proceedings and compensation.
  • Peace of mind for Directors and Shareholders : Know that the directors of your company are well insured against personal liability risks.

Frequently asked questions about Directors' Liability Insurance :

  • What is Directors' Liability Insurance?

    Directors' liability insurance is intended for board members, directors, supervisors and commissioners of organizations, foundations and associations. This protects all directors against claims for damages following an administrative error. And they are not personally liable.

  • Is it mandatory?

    Taking out director's liability insurance is not mandatory.

  • Who is it useful for?

    Directors' liability insurance is intended for board members, directors, supervisors and commissioners of organizations, foundations and associations. This protects all directors against claims for damages following an administrative error. And they are not personally liable .

  • What is usually insured?

    Liability because you did not perform your duties properly. And this caused damage. This is also called improper performance of duties.

    • Liability for damage because you did something that is not permitted by law. This is called an unlawful act.

    • Internal liability: there is damage within your organization, association or foundation.

    • External liability: people or organizations outside your organization, association or foundation have suffered damage as a result of your mistake.

    • Legal assistance, such as legal assistance from a lawyer.

    • A claim you receive after you take out the insurance. But you made the mistake before you took out the insurance (walk-in risk).

    • Have you canceled the director's liability insurance? And will someone hold you liable for a mistake you made before you canceled the insurance? Then you can sometimes purchase extra cover for this (exit risk).

  • What is usually not insured?

    A penalty or fine.

    • Damage that you caused on purpose.

    • Damage due to theft, fraud or forgery. For example, forging a signature. Or adjusting an invoice.

    • Damage to persons or someone's property. For this you business liability insurance .

    • Damage to the environment.

    • Damage because you abused your position.

  • What does directors' liability cover?

    DIRECTORS LIABILITY INSURANCE PROTECTS THE PRIVATE ASSETS OF DIRECTORS, SUPERVISORS AND SUPERVISORS AGAINST THE RISK OF THEY BEING PERSONALLY LIABLE FOR FINANCIAL DAMAGE DUE TO ERRORS, OMISSIONS OR NEGLIGENCE IN THE PERFORMANCE OF THEIR FUNCTIONS.
  • How much does directors' liability insurance cost?

    The costs for director's liability insurance differ per type of director. Premiums range on average from approximately €15 to €80 per month. The following applies: the higher the insured amount, the higher the premium.

[arrow down]

Tips for Choosing Directors Liability Insurance for Businesses

Compare different providers on coverage, premium and conditions. Pay attention to customer reviews and choose the insurance that best suits your specific business structure. Good directors' and officers' liability insurance not only provides financial protection, but also peace of mind, so your directors can focus on running your business successfully.

Examples of administrative errors.

You forgot to pay premiums. Or you did not provide a supervisor with enough information. Or a company suffers financial damage through your fault. After an error, you may receive a claim for damages from, for example, the government, employees or customers.

Read More ... Directors Liability Insurance

Professional/liability insurance

With Professional/ Business Liability Insurance (AVB) you are insured against the risk of liability when you, your employees, or your products cause damage to others. You may then be liable.

Compare/close

close immediately

Look at

Request quote

a quote within 24 hours

Look at

[arrow-up-right]
Entitlement... insurance?

Calculate

[arrow down]

Professional Liability Insurance for Businesses: Protect Your Professional Services

Professional liability insurance for businesses provides essential protection against claims and damages arising from professional misconduct and negligence. With the right coverage, you can provide your professional services without worry, knowing that your company is properly insured against legal and financial risks.

[triangle down]

We compare professional liability insurance with the best insurers so that you the best and most affordable premium from us for professional liability insurance.

[arrow down]

Benefits of Professional Liability Insurance for Businesses

  • Comprehensive Coverage : Protection against claims for damages due to professional misconduct, negligence or mistakes.
  • Financial Security : Avoid high costs due to legal proceedings and compensation.
  • Peace of mind : Know that your business is well protected against unforeseen liability risks.

Frequently asked questions about Professional/business liability insurance :

  • What is professional/business liability insurance?

    Professional /Business Liability concerns damage that you or your employees, company, products or services cause to others. With Professional Liability , the damage is always directly related to your profession . You make a professional error that causes damage.

  • What is the difference between Professional Liability and Business Liability?

    With Professional Liability , you are responsible for the consequences of errors in your work or the work of your employees. And business liability occurs if you or one of your employees causes damage or injury to persons, resulting in financial consequences.

  • What is professional liability insurance?

    With professional liability insurance (BAV) you are insured against the risk of liability. When your client or customer suffers financial damage due to a professional error on your part.

  • Who is business liability insurance useful for?

    Any company that comes into contact with others can cause damage. And be liable for that. For example, if you knock over a cup of coffee over your customer's laptop. Or if your employee trips and breaks a valuable vase at a customer's home. But also if the floor in your store is slippery and someone slips and breaks a leg.

    An accident can easily happen, and because the number of claims is increasing every year, it is wise to take out liability insurance for your company. So even if you have a sole proprietorship, self-employed business liability insurance is useful.

  • What is usually covered by AVB insurance?

    • damage caused by work by you or an employee
    • damage caused by your products
    • damage to an employee's belongings
    • damage to equipment that you rent or borrow
    • damage to buildings
  • What is usually covered by professional liability insurance?

    • (financial) damage as a result of a professional error
    • loss of documents under your control
    • costs of defense in the event of unjustified claims
  • Who is professional liability insurance useful for?

    Professional liability insurance is particularly useful if you advise other self-employed people, or if the progress of major projects depends on your input.

    Everyone makes mistakes, and because the number of claims increases every year, liability insurance for your profession is not unwise. Self-employed professional liability insurance is also useful if you have a sole proprietorship.

  • Do I need professional liability insurance?

    PROFESSIONAL LIABILITY INSURANCE IS ONLY REQUIRED BY LAW FOR CERTAIN PROFESSIONS. FOR EXAMPLE FOR FINANCIAL ADVISORS. OTHER PROFESSIONAL GROUPS THAT ARE REQUIRED BY LAW TO HAVE A BAV ARE LAWYERS, NOTARIES, ACCOUNTANTS AND ARCHITECTS.
[arrow down]

Tips for Choosing Professional Liability Insurance for Businesses

Compare different providers on coverage, premium and conditions. Pay attention to customer reviews and choose the insurance that best suits your specific business activities. Good professional indemnity insurance not only provides financial protection, but also peace of mind so you can focus on providing high-quality professional services.

What is the difference between Professional Liability and Business Liability?

With Professional Liability, you are responsible for the consequences of errors in your work or the work of your employees. And business liability occurs if you or one of your employees causes damage or injury to persons, resulting in financial consequences.

Read More ... Professional liability insurance

Compare Direct?

A reorganization -insurance for companies


If you have a business , you may cause harm to your customers while at work. Just think of a painting company that drops a pot of paint over the carpet. With liability insurance for companies ( AVB ) you are insured for damage caused during work.

Request quote

a quote within 24 hours

Look at

[arrow-up-right]
Insure?

Calculate

[arrow down]

Business Liability Insurance: Essential Protection for Your Business

Business Liability Insurance, also known as Business Liability Insurance, provides essential protection against claims and damages arising from business activities. With this insurance you can do business with peace of mind, knowing that you are well insured against unexpected liability risks.

[triangle down]

We compare liability insurance  Finass insures  ) with the best  insurers, so you  get the best and most affordable premium from us liability insurance 

[arrow down]

Benefits of Business Liability Insurance

  • Comprehensive Coverage : Protection against claims for damages from third parties due to accidents or errors during business activities.
  • Financial Security : Avoid high costs due to legal proceedings and compensation.
  • Peace of mind : Know that your business is protected against various liability risks.

Frequently asked questions about Liability :

  • What is liability insurance?

    With liability insurance you are insured if you are legally liable for damage. For example, if you cycle into a parked car, your cat knocks over an expensive vase or if your children shoot a ball through the neighbor's window. But also if you, your child or pet injure someone. Not every damage is insured. Consider intentional damage or damage caused with a motor vehicle. Rented items are also not covered by your liability insurance. For example, if you rent a sander for that painting job in the house. Or if you rent a party tent for a garden party.

  • What is covered by liability insurance?

    Liability insurance reimburses the damage you cause to other people's belongings. Like the television that slips out of your hands during a friend's move. Or your child who cycles into the neighbor's car. Or if someone else is injured through your fault.

  • What does liability insurance do?

    Liability insurance for private individuals (AVP) covers damage that you or one of your family members causes to someone else when you are not driving a car or other motor vehicle . This applies to damage to property and persons (personal injury).

  • Do you need liability insurance?

     Liability insurance  is not mandatory. You can therefore decide for yourself whether you want to insure yourself against damage to others. Dutch people are often over-insured, but this is one in the 'highly recommended' category.
  • Why do you need liability insurance?

    You take liability insurance because you want to protect yourself and your family against the risk of liability. You can be held responsible if someone is injured through your fault. But also if you accidentally damage other people's property. Resulting in a claim for damages.

  • What does liability insurance not cover?

    The liability insurance does not provide coverage for: damage to rented items. damage that you have caused intentionally. damage occurred during your work.

[arrow down]

Tips for Choosing Liability Insurance for Businesses

Compare different providers on coverage, premium and conditions. Pay attention to customer reviews and choose the insurance that best suits your specific business activities. Good Business Liability Insurance not only offers financial protection, but also peace of mind, so you can run your business worry-free.

Also for these professions:

Read More ... Business Liability Insurance

Exclusive

Package insurance

carefree - life

Exclusive package insurance

personal or business

Would you like to insure your exclusive objects and be assured of good coverage in 1 package? Finass Verzekert offers special package insurance for more expensive and exclusive objects, giving your package a discount on insurance.

Request quote

Exclusive insurance

  • Exclusive car

    Look at

  • Exclusive- yacht

    Look at


  • Exclusive residential house

    Look at

  • Exclusive furnishings

    Look at


  • Exclusive - valuables

    Look at

  • Exclusive living package

    Look at

Insure an exclusive package

Finass Insures

Customized quotes

Insure package

Request quote

Request quote:

Request quote?

Email, call or app us:

The benefits of Finass Verzekert:

Very competitive premium
Short digital application process
Attractive discount scheme: the more categories insured, the higher the discount
Fast, free cancellation service
We will contact you to discuss your request.
Tip: Determine the benefit duration and therefore the risk!
WHY SHOULD YOU BE BETTER INSURED WITH US?
  • We are there for the customer.
  • More than 25 years of experience.
  • Personal contact.
  • We compare all insurers.

Look at

Read More ... exclusive insurance package