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Lowest price guarantee
Largest offer
Assistance with damage
Personal contact
100% independent

Own transport insurance ZZP

With your own transport insurance, your (trade) goods and tools are insured at any time of the day against damage, loss or theft during transport with your own car or van. Whether this happens en route, during loading and unloading or during storage in a car or van.

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We compare your own transport insurance Finass insures) with the best insurers, get the best and most affordable premium from us for your own transport insurance

WHY SHOULD YOU BE BETTER INSURED WITH US?
  • We are there for the customer.
  • More than 25 years of experience.
  • Personal contact.
  • We compare all insurers.

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The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Frequently asked questions about your own transport insurance :
  • What is your own transport insurance?

    HAVE YOUR TOOLS BEEN DAMAGED OR STOLEN FROM THE COMMERCIAL CAR? THEN YOU ARE WELL INSURED WITH YOUR OWN TRANSPORT INSURANCE . YOU WILL BE REFUNDED FOR THE COSTS OF THE REPAIR OR REPLACEMENT ITEMS. SO YOU CAN GET BACK TO WORK QUICKLY.
  • What are you insured for with your own transport insurance?

    GOODS AND TOOLS THAT YOU TRANSPORT ARE QUICKLY WORTH A LOT OF MONEY. YOUR OWN TRANSPORT INSURANCE INSURES YOUR GOODS AGAINST DAMAGE AND THEFT. NOT ONLY DURING TRANSPORT, BUT ALWAYS. DAY AND NIGHT. STORAGE AND CLEARANCE COSTS ARE ALSO INSURED. AND ARE YOUR ITEMS TOTAL LOSS? THEN YOU WILL BE REFUNDED FOR THE PURCHASE VALUE OF YOUR GOODS AND TOOLS WITH THE NEW VALUE GUARANTEE.
    IT DOESN'T MATTER WHICH VEHICLE YOU WANT TO INSURE , BECAUSE YOU CAN TAKE OUT THIS INSURANCE FOR ALL YOUR CARS AND TRAILERS. YOU DETERMINE WHICH TYPE OF VEHICLE YOU DO AND DO NOT INsure . IT'S THAT SIMPLE.
  • What is the difference between Own Transport Insurance, Goods Transport Insurance and Carrier Liability Insurance?

    With your own transport insurance you insure your own belongings in your company car against damage and theft. With Freight Transport Insurance you insure the transport of your products that you have transported by someone else. With Carrier's Liability Insurance you insure the transport of items that you transport on behalf of someone else using your own means of transport.

  • Is own transport insurance mandatory?

    No, own transport insurance is not mandatory.
  • Is the Own Transport Insurance suitable for self-employed people?

    Yes, the Own Transport Insurance is suitable for self-employed people.
What is your own transport insurance?

Have your tools been damaged or stolen from the company car? Then you are well insured with your own transport insurance. You will be reimbursed for the costs of repairs or replacement items. This way you can get back to work quickly.


How much does  your own transport insurance ?

The costs of your own transport insurance depend on your type of business, your gross profit and the chosen payment period.

Premium example

Type of company

Amount insured


Premium per month (excluding insurance tax and package discount)

catering industry

Restaurant

€ 17.000,-


€ 25,-

Retail

Butcher

€ 10.000,-


€ 13,-

  • Up to 15%

    package discount

  • Story Service

    assistance in case of damage

  • Transfer Service

    free

  • Personal contact

    No-Queue

Read More ... Own Transport Insurance ZZP

Self-employed installation insurance


With the Installation Insurance you insure all material damage that you cause to the installation works.

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We compare installation insurance Finass insures) with the best insurers, receive the best and most affordable premium from us for installation insurance

WHY SHOULD YOU BE BETTER INSURED WITH US?
  • We are there for the customer.
  • More than 25 years of experience.
  • Personal contact.
  • We compare all insurers.

Look at

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Frequently asked questions about Assembly Insurance :

  • What is Assembly Insurance?

    With Assembly Insurance you insure your work against damage.

    Consider damage due to theft, fire, vandalism or storm. Or if you have caused damage by working incorrectly. Damage to your client's property caused by an installation error is also insured. Standard building or liability insurance often does not cover damage caused by installation work.

  • Why Installation Insurance for a subcontractor?

    , relying on the insurance proves to be unwise. After all, the coverage depends on the policy that the main contractor has taken out. For example, in many cases a subcontractor is not allowed to claim damages on the main contractor's policy and the subcontractor also runs the risk of having damages recovered from him. In addition, CAR insurance policies of large contractors often have (very) high deductibles, meaning that any damage caused by the subcontractor remains entirely or partially at his own expense. A CAR or Assembly insurance for the subcontractor offers the certainty that work carried out by him is covered by his own policy, regardless of the insurance and policy provision of the main contractor. And that's for sure...
  • What are the costs of Installation Insurance?

    the costs of Installation Insurance online. The costs depend on the number of employees, annual turnover and the coverage you choose.
  • Is Installation Insurance mandatory?

    No, installation insurance is not mandatory.

  • Who is Assembly Insurance suitable for?

    The Assembly Insurance for installation works is suitable for:
    • self-employed persons and installation companies (both main and subcontractors) working in SMEs
    • commercial or private clients of installation projects
  • Can I insure walk-in and walk-out under the Installation Insurance?

    Walk-in is insured as standard and walk-out cannot be insured under the Installation Insurance .
  • I cannot insure anything on my AVB. Can this be insured under the Assembly Insurance?

    Installation Insurance , you are insured against damage caused by the execution of the work to the client's existing property. Under the AVB policy this often falls under the 'supervision' exclusion.
Why Installation Insurance for a subcontractor?

In many cases, relying on the main contractor's insurance proves to be unwise. After all, the coverage depends on the policy that the main contractor has taken out. For example, in many cases a subcontractor is not allowed to claim damages on the main contractor's policy and the subcontractor also runs the risk of having damages recovered from him. In addition, CAR insurance policies of large contractors often have (very) high deductibles, meaning that any damage caused by the subcontractor remains entirely or partially at his own expense. A CAR or Assembly insurance for the subcontractor offers the certainty that work carried out by him is covered by his own policy, regardless of the insurance and policy provision of the main contractor. And that's for sure...

Read More ... Construction and Mounting Insurance ZZP

Professional Liability Insurance ZZP


With Professional/ Business Liability Insurance (AVB) you are insured against the risk of liability when you, your employees, or your products cause damage to others. You may then be liable.

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Professional liability insurance for the self-employed: Essential Protection for the Self-Employed

Professional liability insurance for self-employed people provides crucial protection against claims and damages arising from professional misconduct and negligence. With the right coverage, you can work as a self-employed person without any worries, knowing that you are well insured against legal and financial risks.

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Benefits of Professional Liability Insurance for the Self-Employed

  • Comprehensive Coverage : Protection against claims for damages due to professional errors, mistakes and negligence.
  • Financial Security : Avoid high costs due to legal proceedings and compensation.
  • Peace of mind : Know that as a self-employed person you are well protected against unforeseen liability risks.

Frequently asked questions about Professional/business liability insurance :

  • What is professional/business liability insurance?

    Professional /Business Liability concerns damage that you or your employees, company, products or services cause to others. With Professional Liability , the damage is always directly related to your profession . You make a professional error that causes damage.

  • What is the difference between Professional Liability and Business Liability?

    With Professional Liability , you are responsible for the consequences of errors in your work or the work of your employees. And business liability occurs if you or one of your employees causes damage or injury to persons, resulting in financial consequences.

  • Who is business liability insurance useful for?

    Any company that comes into contact with others can cause damage. And be liable for that. For example, if you knock over a cup of coffee over your customer's laptop. Or if your employee trips and breaks a valuable vase at a customer's home. But also if the floor in your store is slippery and someone slips and breaks a leg.

    An accident can easily happen, and because the number of claims is increasing every year, it is wise to take out liability insurance for your company. So even if you have a sole proprietorship, self-employed business liability insurance is useful.

  • What is usually covered by professional liability insurance?

    • (financial) damage as a result of a professional error
    • loss of documents under your control
    • costs of defense in the event of unjustified claims
  • Who is professional liability insurance useful for?

    Professional liability insurance is particularly useful if you advise other self-employed people, or if the progress of major projects depends on your input.

    Everyone makes mistakes, and because the number of claims increases every year, liability insurance for your profession is not unwise. Self-employed professional liability insurance is also useful if you have a sole proprietorship.

  • Do I need professional liability insurance?

    PROFESSIONAL LIABILITY INSURANCE IS ONLY REQUIRED BY LAW FOR CERTAIN PROFESSIONS. FOR EXAMPLE FOR FINANCIAL ADVISORS. OTHER PROFESSIONAL GROUPS THAT ARE REQUIRED BY LAW TO HAVE A BAV ARE LAWYERS, NOTARIES, ACCOUNTANTS AND ARCHITECTS.
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Tips for Choosing Professional Liability Insurance for the Self-Employed

Compare different providers on coverage, premium and conditions. Pay attention to customer reviews and choose the insurance that best suits your specific professional activities. Good self-employed professional liability insurance not only provides financial protection, but also peace of mind so you can focus on doing your job successfully.

What is the difference between Professional Liability and Business Liability?

With Professional Liability, you are responsible for the consequences of errors in your work or the work of your employees. And business liability occurs if you or one of your employees causes damage or injury to persons, resulting in financial consequences.

Read More ... Professional liability ZZP

Liability insurance ZZP


If you have a business, you may cause harm to your customers while at work. Just think of a painting company that drops a pot of paint over the carpet. With liability insurance for companies (AVB) you are insured for damage caused during work.  

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Insure?

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Liability Insurance for the Self-Employed: Essential Protection for the Self-Employed

Liability insurance for self-employed persons provides essential protection against claims and damages arising from professional errors and business activities. With the right coverage, you can run your business as a self-employed person without any worries, knowing that you are well insured against legal and financial risks.

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We compare liability insurance  Finass insures)  with the best  insurers - get the best and most affordable premium for  liability insurance 

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Benefits of Liability Insurance for the Self-Employed

  • Comprehensive Coverage : Protection against claims for damages due to professional misconduct, negligence and business activities.
  • Financial Security : Avoid high costs due to legal proceedings and compensation.
  • Peace of mind : Know that as a self-employed person you are well protected against unforeseen liability risks.

Frequently asked questions about liability insurance :

  • What is liability insurance?

    With liability insurance you are insured if you are legally liable for damage. For example, if you cycle into a parked car, your cat knocks over an expensive vase or if your children shoot a ball through the neighbor's window. But also if you, your child or pet injure someone. Not every damage is insured. Consider intentional damage or damage caused with a motor vehicle. Rented items are also not covered by your liability insurance. For example, if you rent a sander for that painting job in the house. Or if you rent a party tent for a garden party.

  • What is covered by liability insurance?

    Liability insurance reimburses the damage you cause to other people's belongings. Like the television that slips out of your hands during a friend's move. Or your child who cycles into the neighbor's car. Or if someone else is injured through your fault.

  • Do you need liability insurance?

     Liability insurance  is not mandatory. You can therefore decide for yourself whether you want to insure yourself against damage to others. Dutch people are often over-insured, but this is one in the 'highly recommended' category.
  • Why do you need liability insurance?

    You take liability insurance because you want to protect yourself and your family against the risk of liability. You can be held responsible if someone is injured through your fault. But also if you accidentally damage other people's property. Resulting in a claim for damages.

  • What does liability insurance not cover?

    The liability insurance does not provide coverage for: damage to rented items. damage that you have caused intentionally. damage occurred during your work.

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Tips for Choosing Liability Insurance for Self-Employed Persons

Compare different providers on coverage, premium and conditions. Pay attention to customer reviews and choose the insurance that best suits your specific business activities. Good self-employed liability insurance not only provides financial protection, but also peace of mind so you can focus on running your business successfully.

Online premiums for these professions:

Read More ... Liability Insurance ZZP

Environmental damage insurance VVE


Every entrepreneur can be confronted environmental damage The Environmental Damage Insurance covers the costs of environmental damage caused at your location or at the location of someone else.

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We compare VVE environmental damage insurance Finass insures) with the best insurers, get the best and most affordable premium from us for  VVE environmental damage insurance

Frequently asked questions about Environmental Damage Insurance:
  • What is Environmental Damage Insurance?

    ENVIRONMENTAL DAMAGE INSURANCE IS BUSINESS INSURANCE . THE INSURANCE COVERS THE COSTS IF YOU ENVIRONMENTAL DAMAGE AT YOUR LOCATION OR AT ANOTHERONE. BUT YOU ARE ALSO INSURED IF SOMEONE ELSE CAUSES ENVIRONMENTAL DAMAGE AT YOUR LOCATION.
  • Why Environmental Damage Insurance?

    FOR EXAMPLE, IF A FIRE STARTS AND SOIL POLLUTION OCCURRES, THIS WILL NOT BE COVERED BY FIRE INSURANCE . THE CLEARANCE AND RENEWAL COSTS ARE FOR YOUR OWN ACCOUNT. THOSE COSTS CAN INCREASE SUBSTANTIALLY. A SOLUTION FOR THIS IS ENVIRONMENTAL DAMAGE INSURANCE .
  • What do you insure with Environmental Damage Insurance?

    WITH ENVIRONMENTAL DAMAGE INSURANCE YOU INSURE YOUR COMPANY FOR DAMAGE THAT IS (UNINTENDED) CAUSED TO THE ENVIRONMENT. EXPERTISE COSTS AND REMEDIATION COSTS ARE INSURED IN THE EVENT OF POLLUTION OF SOIL OR WATER. JUST AS DO THE COSTS FOR DEMOLITION AND CONSTRUCTION AS A RESULT OF REHABILITATION. THERE ARE 2 VARIANTS: THE CLASSIFIED POLICY (FOR YOUR OWN LOCATION AND SURROUNDING LOCATIONS) AND THE THIRD PARTY POLICY (FOR LOCATIONS OF YOUR CLIENTS).
  • Why should I take out environmental damage insurance?

    Environmental damage insurance is needed much sooner than many entrepreneurs think. Even if your company's activities do not initially pose an environmental risk. For example, a fire can release hazardous substances. And there may be asbestos in your building.
  • How much does environmental damage insurance cost?

    The costs of environmental damage insurance depend on the selected insured amount, storage of hazardous substances and the presence of asbestos. The premium example below is an indication, the exact premium may differ based on any additional coverage selected. The premium depends, among other things, on your type of company and the presence of hazardous substances.
The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

What is Environmental Damage Insurance?

Environmental damage insurance is a business insurance policy. The insurance covers the costs if you cause environmental damage at your location or at someone else's. But you are also insured if someone else causes environmental damage at your location.

WHY SHOULD YOU BE BETTER INSURED WITH US?
  • We are there for the customer.
  • More than 25 years of experience.
  • Personal contact.
  • We compare all insurers.

Look at

Read More ... Environmental damage insurance VVE