✔️ Online tools ✔️ The best options ✔️ Independent ✔️ Completely without obligation
Different car? Renovating your house? We ensure that you can borrow responsibly. With a competitive interest rate, good conditions and a loan that suits your personal and financial situation. Even if you are not our customer.
Compare loans and find the best loan:
In 4 steps to the best loan :
Assured of the best choice:
Frequently asked questions about borrowing money:
Borrow money without BKR?
Officially, taking out a loan without a BKR is impossible : you cannot borrow money without the lender carrying out a BKR assessment. All Dutch lenders are required by law to look at your credit data.
In 4 steps to the best loan :
1. Compare the most complete range of loans
Indicate your borrowing purpose, what amount you want to borrow and enter some information about yourself. We will then show you the most complete range of loans available for your situation and wishes. The loan with the lowest interest rate is always at the top.
2. Request a quote without obligation
Have you found the loan of your choice in your loan comparison? Then you can simply request a no-obligation quote online. In the quotation you will find all details and conditions of the loan. You will usually receive this quote the same working day.
3. Sign the quotation and provide documents
Do you want to apply for the loan from the quotation? Then you return the signed quotation, together with the documents requested by the lender. You can easily upload these documents into your personal online environment.
4. Receive the money in your account
The lender checks the documents you provide. If everything is in order, you will receive the money in your account within two working days.
Assured of the best choice:
Assured of the best choice
Borrowing money: first some more financial insight?
Would you like an overview of the current interest rates before you borrow money? Or insight into your maximum loan amount? We are happy to help you with that too.
Here is a handy calculation tool with which you can quickly calculate: how much can I borrow? This way you will know in an instant whether you can afford the home you have in mind. Good to know before you go house hunting.
Have you found a nice home and are you curious about what your monthly costs will be? With this tool you can not only calculate your maximum mortgage, but also easily calculate monthly mortgage payments.
View an overview of the current market interest rates for the various providers. We have mapped these out.
Frequently asked questions about borrowing money :
Can I transfer my loan?
You can also transfer your current loan. But it's good to know that there are conditions and sometimes costs involved.
How do you calculate the maximum amount I can borrow?
We think it is important that you borrow responsibly. So we look at your income. But also take into account your fixed costs, such as a mortgage. This way we can accurately estimate your credit limit.
Can I still borrow money with a BKR registration?
If you borrow money, this is registered with the BKR. With this registration it is often still possible to get a loan. Have you fallen behind on payments? Then borrowing becomes a bit more difficult.
How can I borrow money quickly?
Borrow money quickly? Then you want to be sure that you can pay the monthly costs and the interest is low. At Independer we also think it is important that you do not get into trouble due to a loan. Before you can choose your loan, we will first show you whether you can borrow the desired amount responsibly. The amount you can borrow in your situation depends on various factors .
Which products can you compare?
On our website we compare more than 50 different loan products from a large number of lenders. At Independer we compare on interest and conditions, so that you can easily find the best and cheapest loan.
How can I borrow money quickly?
Borrow money quickly? Then you want to be sure that you can pay the monthly costs and the interest is low. At Independer we also think it is important that you do not get into trouble due to a loan. Before you can choose your loan, we will first show you whether you can borrow the desired amount responsibly. The amount you can borrow in your situation depends on various factors .
