Bicycle insurance quote request

Bicycle Insurance: Complete Protection for Your Bicycle

Whether you cycle every day to commute, go on recreational trips, or own a valuable e-bike, good bicycle insurance is indispensable. At Finass Insurance we offer you bicycle insurance that protects your bicycle against theft, damage and more. Discover how we can help you cycle worry-free.

Why bicycle insurance?

The Netherlands is a real cycling country, and that unfortunately also makes cycling attractive to thieves. But not only theft poses a risk. Consider damage caused by an accident, vandalism or even damage due to bad weather. Bicycle insurance offers you peace of mind because:

• Theft : Your bicycle is insured against theft.
• Accident damage : Protects against damage to your bicycle due to an accident.
• Vandalism : Coverage against intentional damage by third parties.
• Deductible : Choose a deductible that suits your situation.

Which bicycles can be insured?

At Finass you can insure all kinds of bicycles , including:

• E-bikes : Electric bicycles often have a higher value, which makes insurance extra important.
• Racing bicycles : For the sporty cyclist who invests in a high-quality bicycle.
• City bicycles : For daily use, such as commuting to work or rides through the city.
• Cargo bikes : Handy for families or small entrepreneurs, but also susceptible to theft and damage.

What does bicycle insurance with Finass cover?

Our bicycle insurance offers comprehensive coverage, depending on the package you choose. The most important coverages are:

• Theft insurance : Your bicycle is insured against theft, provided it is properly locked with an ART-approved lock.
• Comprehensive insurance : Also insures your bicycle against damage caused by an accident, collision or vandalism.
• Purchase price reimbursement : If your bicycle is stolen or damaged beyond repair, you will receive the new value of the bicycle back (applies to a certain period after purchase).

We also offer options for additional insurance such as:

• Insurance for accessories : Consider bicycle bags, child seats, or navigation systems.
• Legal assistance : Legal assistance in recovering damages if you are involved in a collision.

Costs of bicycle insurance

The premium for bicycle insurance depends on the value of your bicycle, the type of bicycle and the selected coverage. Factors that influence the price include:

• The purchase value of the bicycle : The higher the value, the higher the premium.
• Type of bicycle : E-bike insurance can be more expensive than insurance for a standard city bike.
• Your place of residence : In areas with a higher risk of theft (for example large cities), the premium may be slightly higher.
• Deductible : With a higher deductible you can lower the premium.

Why insure your bicycle with Finass?

At Finass Insurance we strive to offer the best coverage at competitive premiums. Why choose us?

• Tailor-made bicycle insurance : We tailor the insurance to your type of bicycle and use.
• Competitive premiums : We compare the best insurers for you and always offer the best price-quality ratio.
• Fast handling of claims : Damage or theft? We ensure fast and correct handling.
• Excellent service : Always a fixed point of contact and tailor-made advice.

Frequently Asked Questions about Bicycle Insurance

1. How do I know if my lock has been approved for bicycle insurance?
To be eligible for theft coverage, your bicycle must always be locked with an ART-approved lock. This is indicated on the lock itself.

2. Can I adjust or cancel my bicycle insurance at any time?
Yes, with Finass you can easily adjust or cancel your insurance depending on your needs.

3. Is damage due to your own fault covered?
This depends on the type of coverage you choose. All-risk or comprehensive insurance often covers damage caused by your own fault, such as falls or a collision.

Request a quote immediately

Do you want to properly insure your bicycle against theft and damage? Request a no-obligation quote immediately from Finass Insurance. We ensure that you can enjoy your bike without any worries!