✔️ Specialized in insurance ✔️ The best premium ✔️ The best conditions ✔️ Assistance with damage
We compare building insurance Finass insures) with all insurers, so that you get the best and most affordable premium building insurance
Very competitive premium
Short digital application process
Attractive discount scheme: the more categories insured, the higher the discount
Fast, free cancellation service
We will contact you to discuss your request.
Tip: Determine the benefit duration and therefore the risk!
Frequently asked questions about Building Insurance :
What is Building Insurance?
insurance insures your house, shed or fence and all other structures that belong to it. Consider, for example, floors, pipes and roof tiles. But also sanitary facilities, garden fences and window frames. With home insurance you are well insured against damage .
What is covered by home insurance?
Building insurance covers damage to buil dings and fixed installations on a plot , such as a house , barn , garage , garden wall , property boundary _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ , terrace , garden in your home , swimming pool , veranda , garden path , best rating and planting . _ _ _ _ _ _ _ _ _What is the difference between home contents and buildings insurance?
With Home Insurance you insure your home and everything attached to your home. This includes the walls, the roof, but also a glued floor or your bathroom. You take out home contents insurance for that is loose in your home, such as your furniture, television and clothing.
Do you need home insurance?
Building insurance is mandatory for everyone who has an owner-occupied home with a mortgage. The building insurance must take effect on the day the home is transferred or delivered.
What does home insurance not cover?
With Building Insurance not insure yourself for the damage itself, but also for the costs incurred to detect the leak and to clean up your home. You are not insured for leakage due to overdue maintenance. For example, dried out sealant seams in the bathroom or leaves in the gutter.
How much does Home Insurance cost?
The costs of home insurance depend on your personal situation. Your premium depends on, among other things:
Your family situation
Do you live in a house with more people? Then there is a greater chance of damage to your home. Especially if you have children, accidents can easily happen. For example, if they drop something that damages your floor. With this insurance you can choose who you want to insure. The insurance then applies to all insured persons.
Your home
When determining the premium, the insurer considers, among other things, whether you want to insure a detached or terraced house. What the size of the house is and the year of construction. And an older home is more susceptible to damage than a new-build home. This is because different rules now apply, for example for fire safety. Your home insurance may therefore cost more.
Is the home also insured if I rent through Airbnb?
Renting out your home to private individuals via Airbnb, for example, is also insured. You must live in the home that you rent out or where you rent out rooms. You may rent out your home for a maximum of 60 overnight stays per calendar year. After these 60 overnight stays, your home is no longer insured. You are not insured against theft and vandalism by your tenant. Theft and vandalism by people other than your tenant are only insured after a burglary in your home.
Is building insurance mandatory?
It is not legally required to take out home insurance.
The bank may require that you take out building insurance. Your house is collateral for the bank that granted the mortgage. Does the bank not require you to take out building insurance?
Then it can still be wise to have this. Damage to your home can have many financial consequences. Think of fire, water damage or storm damage. With Building Insurance you are insured for this. Have you bought an apartment? Then the building insurance has usually already been arranged through the Owners' Association (VvE). You can ask your homeowners' association about this.Am I insured while working from home?
Working from home is insured if the risk of damage does not increase. If you have home insurance, you are insured against damage at home as a self-employed person or as an employed employee.You are not insured for work that also requires equipment, such as tools or high-voltage electricity. It is also not permitted to receive business customers at home. Does this apply to you as a self-employed person? Then take business insurance for your home.
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