Holiday home insurance - Optimal protection for your second home

A holiday home is a valuable investment, whether you use it as a second home, holiday home or rental . But what if your holiday home is damaged by fire, storm, burglary or water damage ? A holiday home insurance ensures that you are optimally protected against financial risks and unexpected damage.

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Why take out a holiday home insurance?

A holiday home is often extra vulnerable because it is not always inhabited. A standard home insurance often offers no coverage for second homes. With a special holiday home insurance you are insured against:

✔ Fire, storm and water damage
✔ Theft and vandalism, also in case of vacancy
✔ Optional coverage for household effects and rental loss
✔ Coverage for holiday homes in the Netherlands and abroad

With the right insurance you can enjoy your holiday home without worry , knowing that you are financially protected.

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What does a holiday home cover insurance?

A good holiday home insurance offers extensive coverage against:

🏠 fire damage- protection against fire and smoke damage
🌪 storm and nature damage- coverage in strong winds, lightning and floods
🔑 burglary and theft- compensation for stolen property and damage to the house
🚪 vandalism- protection against deliberate damage caused by third parties
💦 water damage and leaks- Coverage of jumped pipes or extreme rainfall

Additional coverage possible:

✔ Content insurance - Protection for furniture, electronics and valuable items
✔ Rental loss insurance - Reimbursement of misunderstood income in the event of damage to a rented out holiday home
✔ Glass insurance - coverage for broken windows and glass doors
✔ Liability insurance - coverage if someone is damaged in your holiday home

Who is a holiday home insurance suitable for?

This insurance is ideal for:

🏡 Owners of a second home in the Netherlands or abroad
🏕 private individuals who (partly) rent out their holiday home
🏘 owners of a holiday home at a holiday park
🌍 people with a holiday home in France, Spain, Belgium or other countries

Whether you use or rent your holiday home yourself , tailor -made insurance prevents financial risks and high repair costs.

What does a holiday home insurance cost?

The premium of a holiday home insurance depends on:

💰 The value of the home - the higher the value, the higher the premium
💰 The location - holiday homes in nature areas or at the sea can run a higher risk
💰 The use - permanent residence, recreational use or rental
💰 chosen coverage - Basic insurance or extensive package With contents and liability

holiday home insurance costs between € 15 and € 75 per month , depending on the coverage and location.

Frequently asked questions about Building Insurance :

For which countries do you offer holiday home insurance?
THE NETHERLANDS
BELGIUM
GERMANY
FRANCE
IRELAND
ITALY
LUXEMBOURG
MONACO
AUSTRIA
PORTUGAL
SPAIN
UNITED KINGDOM
What is holiday home insurance?
The holiday home insurance coverage applies to second homes, holiday homes or holiday homes in the Netherlands and various other countries in the EU. It is 'all-risk' and insures damage to your holiday home due to, for example, burglary or fire. But storm damage, lightning strikes, leaks and rain damage are also insured. And the coverage goes even further. For example, glass damage, precipitation damage and damage to antennas or sun blinds are also covered. Even earthquake damage is covered by insurance in most cases. And do you want to rent out your holiday home? Then the house remains insured, as long as it concerns temporary rental.
Why take out holiday home insurance with us?
After a disaster, you want to be able to enjoy your second home again quickly. That is why we ensure that the damage is repaired - even if you are not there - which prevents you from having to rush to your second home to carry out repairs. Instead, Hiscox helps resolve problems discreetly, quickly and thoroughly. Are you by any chance on holiday in the house? Then it is the holiday home insurance that will leave you alone.
I am going to rent out my holiday home, is that allowed?
Building insurance covers damage to buil dings and fixed installations on a plot , such as a house , barn , garage , garden wall , property boundary _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ , terrace , garden in your home , swimming pool , veranda , garden path , best rating and planting . _ _ _ _ _ _ _ _ _
What is the difference between home contents and buildings insurance?
With Home Insurance you insure your home and everything attached to your home. This includes the walls, the roof, but also a glued floor or your bathroom. You take out home contents insurance for that is loose in your home, such as your furniture, television and clothing.

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Why choose a specialized holiday home insurance?

✔ Full protection against damage and burglary
✔ Customized coverage for rented and private holiday homes
✔ Preventing high repair costs in the event of damage
✔ Fast and reliable damage settlement

With a holiday home insurance you know for sure that you can enjoy your second home without any financial risks.

Take out a holiday home insurance today!

Do you want to optimally protect your holiday home against damage, burglary and storm damage? Then choose a holiday home insurance and prevent unexpected costs in the event of damage.

Compare the best insurance policies now and request a quote immediately!

That's why holiday home insurance.

You can insure a holiday home with buildings insurance for holiday homes. This covers all immovable property, such as a built-in kitchen or bathroom. But if a fire breaks out in your holiday home, it can also damage your belongings. You must take out separate home contents insurance for this.

In which countries do we insure a holiday home?

The Netherlands
Belgium
Germany
France
Ireland
Italy
Luxembourg
Monaco
Austria
Portugal
Spain
United Kingdom

Self-employed package

Take advantage of discounts by booking your entire package with us.

On this page:

Insurance that fits in a self-employed package :

The benefits of Finass Verzekert :

Find insurance that suits your industry : :

Frequently asked questions about a self-employed package :

Insurance cards and policy conditions :

Finass Verzekert) compare insurance policies with the best insurers, so that you insurance premium from us.

Insurance that fits a self-employed package:

Liability and other miscellaneous:

Professional/company liability insurance

This insurance covers liability for:

This concerns damage that you or your employees, company, products or services cause to others.

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Cyber

This insurance protects you against:

The costs you have to incur if you become a victim of a cyber incident .

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ROADAS

This insurance covers damage in the event of:

Liability claim from personnel: This may concern injuries in the workplace, in traffic or during other work-related activities.

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Legal counsel

This insurance reimburses:

Legal assistance for almost all your entrepreneurial activities.

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Assets:

Business damage

With this insurance you insure:

The income you miss because you can no longer continue with your business.

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Environmental damage insurance

With this insurance you are insured against:

The costs if you environmental damage at your location or at someone else's. But you are also insured if someone else environmental damage at your location.

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Money insurance

With this insurance you cover:

The costs of loss or theft of money , stamps and gift vouchers. Also during transport to the bank or in the event of a robbery. And if you unknowingly accept counterfeit money .

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Asset insurance

With this insurance you are:

Insures all items not intended for sale against damage caused by theft, burglary, fire, hail, storm and water. The inventory includes all the things you need for your business or profession.

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Extra cost

This insurance reimburses:

Additional costs such as rent of business premises or computer equipment. These are the result of, for example, fire or water damage.

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Tenant interest

This insurance insures you:

The improvements made by the tenant. The owner of the property insure these improvements in the insurance .

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Machine breakdown insurance

This insurance covers:

Business damage due to the machine breakage.

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Building insurance

This insurance insures you:

A business premises or club building and everything that goes with it against damage. Also consider, for example, foundations, fences, outbuildings, light poles, barriers, air conditioning cooling and solar panels.

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Traffic:

Illness and disability:

Passenger car

This insurance:

Is intended for a business passenger car.

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Delivery van

This insurance:

Is intended for a business van.

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Absenteeism insurance

This insurance reimburses part of the personnel costs for:

For when your staff is not considered capable of performing work with a recognized economic added value.

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Disability insurance

This insurance reimburses part of the personnel costs for:

For if you are not considered capable of performing work with a recognized economic added value.

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The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

WHY SHOULD YOU BE BETTER INSURED WITH US?

We are there for the customer.
More than 25 years of experience.
Personal contact.
We compare all insurers.

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NEED ADVICE?

call, app or email us

Frequently asked questions about a self-employed person insurance package :

Which insurance policies are useful for me as a self-employed person?
As a self-employed person you run certain risks. You could be held liable or become incapacitated. Therefore, take a look at the insurance policies above that are useful.
Are insurance mandatory for self-employed people?
Insurance is not mandatory, but it is useful and risk-free. E.g. liability insurance for companies or disability insurance. As a self-employed person, certain risks are too great to cover yourself with your own reserves, so insurance is necessary.
Which insurance policies are smart for a starting self-employed person?
Liability insurance for companies is most popular among self-employed people.
Which insurance policies are needed for self-employed people in construction?
As a self-employed person in construction, you cannot do without liability insurance with additional CAR insurance . Read all the important insurance policies for self-employed people in construction.

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SME package

ATTRACTIVE DISCOUNT SCHEME: THE MORE SECTIONS INSURED, THE HIGHER THE DISCOUNT

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Find insurance that suits your industry:

Self-employed legal expenses insurance

Do you have conflicts with employees, suppliers or customers? With the Business Legal Expenses Insurance you receive legal assistance.

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Right. insurance?

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We compare Business Legal Expenses Insurance ( Finass insures ) with the best insurers, and most affordable premium from us for Business Legal Expenses Insurance

WHY SHOULD YOU BE BETTER INSURED WITH US?

We are there for the customer.
More than 25 years of experience.
Personal contact.
We compare all insurers.

Look at

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Frequently asked questions about Legal Expenses Insurance :

What is Business Legal Expenses Insurance?
Your company may find itself in a situation that requires legal assistance. For example, in case of problems with an employee or a customer who does not pay. With Business Legal Expenses Insurance you receive legal help and advice in various situations. Such as in conflicts with customers, suppliers, the government and employees.
What does business legal expenses insurance cover?
With the Business Legal Assistance Insurance you are assured of legal assistance with almost all your entrepreneurial activities. You will receive legal assistance in disputes about social legislation, business premises, insurance, permits, collection and disputes with suppliers and customers.
What does legal expenses insurance not cover?
With legal expenses insurance you will not receive coverage for a conflict that you could have foreseen or that already occurred before you took out the insurance. There is coverage for uncertain events.
Is legal aid worth it?
If you unexpectedly find yourself in a conflict, legal expenses insurance considerably on legal costs. worth the investment . That is why it can also be wise as a private individual to take out legal expenses insurance
Is business legal expenses insurance mandatory?
No, business legal expenses insurance is not mandatory.
Is the Business Legal Expenses Insurance suitable for self-employed people?
Yes, the Business Legal Expenses Insurance is suitable for self-employed people.
What is usually insured with legal expenses insurance?
Many legal expenses insurance policies also include mediation, conciliation and legal advice. Because it is better for all parties to avoid legal proceedings or lawsuits. Consider, for example: advice on personnel, social legislation or the purchase, rental and maintenance of business premises.
What is usually not insured?
A number of cases are often not covered by business legal assistance. For example, legal conflicts and disputes in:
- tax matters
- a traffic violation
- bankruptcy
- between partners
- merger or acquisition
- disputes with parties abroad
- lending, subsidies and the like
- about brand names, patent rights, trade name rights, copyrights
How does legal expenses insurance work?
With legal expenses insurance you will be helped by lawyers employed by your legal expenses insurer . It is not surprising that you only think about taking out legal expenses insurance when you actually need help and advice. However, you cannot always use your insurance immediately. The insurance does not apply to situations that you see coming. Sometimes you get a discount on legal assistance need immediate help or advice
Your case may require a lawyer or other specialist who is not employed by the legal expenses insurer . You can then choose a lawyer or specialist yourself. insured for this external insurance .
Why should you take out legal expenses insurance?
Are you going legal expenses insurance ? Then it is important to know what legal assistance exactly is. Something can always go wrong. For example, if the renovation of your house goes wrong. Or if a dispute arises at your work. Or: if you compensation from someone who causes you damage No matter how small or large your conflict is, with legal expenses insurance you will receive good legal help in conflicts.

Is Legal Aid worth it?

If you unexpectedly find yourself in a conflict, legal expenses insurance will save you considerably on legal costs. That is worth the investment. That is why it can also be wise as a private individual to take out legal expenses insurance.

Self-employed inventory insurance

With the Inventory Insurance, also known as business contents insurance or business assets insurance, you insure your business contents that are not intended for sale. This includes items such as your computer, desk, chairs, machines and storage racks.

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A quote within 24 hours

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Insure inventory?

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We compare inventory insurance Finass insures) with the best insurers, get the best and most affordable premium from us for inventory insurance

WHY SHOULD YOU BE BETTER INSURED WITH US?

We are there for the customer.
More than 25 years of experience.
Personal contact.
We compare all insurers.

Look at

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Frequently asked questions about Asset Insurance :

What is Asset Insurance?
WITH INVENTORY INSURANCE YOU INSURE ALL ITEMS THAT ARE NOT INTENDED FOR SALE AGAINST DAMAGE CAUSED BY THEFT, BURGLARY, FIRE, HAIL, STORM AND WATER. THE INVENTORY INCLUDES ALL ITEMS THAT YOU NEED FOR YOUR BUSINESS OR PROFESSION. FOR EXAMPLE, THINK OF DESKTOPS, DESKS, CHAIRS AND MACHINES. THE DAMAGE WILL BE REIMBURSED ON THE BASIS OF THE REPRESENTED NEW VALUE.
What do you insure with the Asset Insurance?
THE CHANCE IS GOOD THAT YOU AS AN ENTREPRENEUR USE EQUIPMENT, MACHINES AND OTHER ASSETS. WITH INVENTORY INSURANCE , ALL YOUR ITEMS IN A BUILDING, WHICH ARE NOT INTENDED FOR SALE, ARE INSURED IF THEY BECOME DAMAGED OR STOLEN. WATER DAMAGE IS ALSO INSURED .
What is covered by Asset Insurance?
With inventory insurance , you are insured against damage to your inventory, usually including electronics and computers. For example, after fire, water damage, storm, vandalism or theft.
Is it mandatory?
Asset insurance is not mandatory.
What is usually insured with inventory insurance?
Damage to your inventory .
When does inventory insurance pay out?
If your policy states that you are covered for what happened to you. Common causes include:
- fire, water damage, storm, vandalism or theft

What is Asset Insurance?

With inventory insurance you insure all items that are not intended for sale against damage caused by theft, burglary, fire, hail, storm and water. The inventory includes all the things you need for your business or profession. Consider, for example, desktops, desks, chairs and machines. The damage will be compensated on the basis of the stated new value.

How much does inventory insurance cost ?

The costs of inventory insurance

Premium example

Type of company

Amount insured

Premium per month (excluding insurance tax and package discount)

Retail

Butcher

€ 260.000,-

€ 60,00

catering industry

Restaurant

€ 50.000,-

€ 15,-

private

private

Holiday home insurance - Optimal protection for your second home

Why take out a holiday home insurance?

What does a holiday home cover insurance?

Additional coverage possible:

Who is a holiday home insurance suitable for?

What does a holiday home insurance cost?

For which countries do you offer holiday home insurance?

What is holiday home insurance?

Why take out holiday home insurance with us?

I am going to rent out my holiday home, is that allowed?

What is the difference between home contents and buildings insurance?

Why choose a specialized holiday home insurance?

Self-employed package

Which insurance policies are useful for me as a self-employed person?

Are insurance mandatory for self-employed people?

Which insurance policies are smart for a starting self-employed person?

Which insurance policies are needed for self-employed people in construction?

SME package

Self-employed legal expenses insurance

What is Business Legal Expenses Insurance?

What does business legal expenses insurance cover?

What does legal expenses insurance not cover?

Is legal aid worth it?

Is business legal expenses insurance mandatory?

Is the Business Legal Expenses Insurance suitable for self-employed people?

What is usually insured with legal expenses insurance?

What is usually not insured?

How does legal expenses insurance work?

Your case may require a lawyer or other specialist who is not employed by the legal expenses insurer . You can then choose a lawyer or specialist yourself. insured for this external insurance .

Why should you take out legal expenses insurance?

Self-employed inventory insurance

What is Asset Insurance?

What do you insure with the Asset Insurance?

THE CHANCE IS GOOD THAT YOU AS AN ENTREPRENEUR USE EQUIPMENT, MACHINES AND OTHER ASSETS. WITH INVENTORY INSURANCE , ALL YOUR ITEMS IN A BUILDING, WHICH ARE NOT INTENDED FOR SALE, ARE INSURED IF THEY BECOME DAMAGED OR STOLEN. WATER DAMAGE IS ALSO INSURED .

What is covered by Asset Insurance?

Is it mandatory?

Asset insurance is not mandatory.

What is usually insured with inventory insurance?

Damage to your inventory .

When does inventory insurance pay out?

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