WITH INSURANCE YOU CAN INSURE THE FOLLOWING ITEMS: INVENTORY, STOCKS, MONEY AND MEANS OF PAYMENT, MOTOR VEHICLES, ANIMALS, MOVABLE PROPERTY OF OTHER PERSONS, ELECTRONICS, MACHINERY BREAKAGE, MILK, TENANT'S INTEREST, OWNER'S INTEREST/LEASER INVESTMENT AND OTHER MOVABLE PROPERTY.
Everything that is loose or that you can easily get loose belongs to your inventory. Think of machines or furniture. Everything that is stuck or that you cannot easily loosen is part of your business building. Consider a toilet or central heating boiler. You insure your commercial building with building insurance.
Tenant interest consists of all changes that you as a tenant have made to your commercial building that you can no longer easily remove. Think of a kitchen or wooden floor.
The movable property insurance consists of various parts. The best known is inventory insurance. As a self-employed person, you can insure your inventory and supplies online. Are you an SME? Then you can put together your tailor-made movable property insurance together with an advisor. With the movable property insurance you can insure the following items: inventory, supplies, money and means of payment, motor vehicles, animals, movable property of other persons, electronics, machine breakdown, milk, tenant's interest, owner's interest/tenant's investment and other movable property.
Insurers use a depreciation scheme for goods. For each damage, the value of the property in question is taken into account at that time. We also use a depreciation list published by the Dutch Association of Insurers.
As a self-employed person you can choose from an insured amount of €15,000, €25,000 or €50,000. Movable property is the stuff you need as inventory for your business. This also includes, for example, sun blinds, flagpoles and signboards. Inventories include the products you sell and other supplies you need for your company, such as raw materials and consumables, semi-finished products, end products or fuels.
Movable property is insured against replacement value as standard. That is the amount needed to purchase an equivalent movable property. Some movable property can be insured for new value or appraised value. Whatever you choose, the insured amount should not be too low. Because in the event of damage, the entire damage may not be reimbursed.
Insurance cards
Policy conditions
