Absenteeism insurance

insurance insures your employee in the event of illness against (part of) the salary that will then continue to be paid.

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Absenteeism Insurance: Protect Your Company against Wage Costs in the Event of Illness

Absenteeism insurance provides essential protection for employers against the financial consequences of absenteeism due to illness. This insurance covers the wage costs of sick employees, so you can keep your business running without unexpectedly high costs.

Absenteeism insurance - we compare ( Finass insures) with the best insurers - so that you get the best and most affordable premium from us absenteeism insurance

Benefits of Absenteeism Insurance

Coverage of Wage Costs : Reimbursement of salaries during absenteeism due to illness.
Reintegration support : Assistance with the quick and effective return of employees to the workplace.
Cost control : Prevent high expenses due to long-term illness of staff.

Advantages and disadvantages of Absenteeism Insurance .

BENEFITS INCLUDE FINANCIAL SECURITY AND GUIDANCE FOR YOU AND YOUR SICK EMPLOYEES. IN ADDITION, WITH OUR EXTENDED SME SICK ABSENCE MODULE, YOU DO NOT NEED ANY KNOWLEDGE OF THE LEGAL OBLIGATIONS, BECAUSE WE WILL HELP YOU WITH THIS. A DISADVANTAGE IS THAT YOU PAY PREMIUM FOR YOUR INSURANCE, EVEN IF YOU DO NOT HAVE ANY SICK EMPLOYEES.

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Why Choose Absenteeism Insurance?

Financial Security : Prevent high wage costs due to long-term absenteeism due to illness.
Peace of mind : Know that your business is protected against the risks of absenteeism.
Support : Professional guidance in case of absenteeism and reintegration.

Compare providers on coverage and conditions to find the best absenteeism insurance for your company. Good absenteeism insurance not only offers financial protection, but also security for your staff.

Frequently asked questions about Absenteeism Insurance :

What is Absenteeism Insurance?
If your employee becomes ill, he is entitled to continued payment of (part of) his salary for a maximum of two years. Health insurance ensures that (part of) the salary that you pay to your employee is reimbursed. Are you opting for absenteeism insurance with occupational health and safety services? You will also receive support from an occupational health and safety service to absenteeism within your company and you will receive budgets for prevention and reintegration of your employees.
Who is absenteeism insurance useful for?
Everyone with staff runs the risk of an employee becoming ill. This can seriously disrupt your business operations, especially if you have a small business. The costs of a sick employee can also be quite high. One day of absenteeism costs at least €250. You must continue to pay your sick employee at least 70% of his salary for two years. The costs for guidance and reintegration are also your responsibility.
Is it mandatory?
Absenteeism insurance is not mandatory.
What is usually covered by absenteeism insurance?
- the risk that your company will not run into financial problems due to illness and absenteeism
- continued payment of at least 70% of the salary for the first 2 years
- prevention, absenteeism guidance and reintegration
With most insurers you have a deductible. You may have to pay for the first few days that your employee becomes ill yourself. Sometimes there is also a maximum to what the insurance pays out.
What is usually not insured?
- employees who are already ill before the insurance starts
- a director or major shareholder (DGA) who becomes ill
- and employee who deliberately becomes incapacitated for work
- someone who is not an employee of your company, for example your partner or a self-employed person
How much does absenteeism insurance cost?
The premium for absenteeism insurance is on average between 1.5% and 5.5% of the total wage costs. Naturally, the amount of this percentage depends on various factors.

What is Absenteeism Insurance?

If your employee becomes ill, he is entitled to continued payment of (part of) his salary for a maximum of two years. Sickness insurance ensures that (part of) the salary that you pay to your employee is reimbursed. Are you opting for absenteeism insurance with occupational health and safety services? You will also receive support from an occupational health and safety service to prevent or limit absenteeism due to illness within your company and you will receive budgets for prevention and reintegration of your employees.

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How much does Absenteeism Insurance ?

The costs of Absenteeism Insurance depend on your business type, your gross profit and the chosen payment period.

Premium example

Kind of thing

Number of employees

Average age

Average absenteeism

Average annual wage bill

Premium per month

Hotel

2,0%

80.000,-

300,-

Up to 15%
package discount
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Reporting code

Name

Date of birth

Address

Damage free years

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We compare classic car insurance Finass insures) with the best insurers, get the best and most affordable premium from us for classic car insurance

Classic car insurance

Good classic car insurance at a competitive premium. Classic car insurance has three variants: WA, WA+ and Allrisk. Choose the insurance that suits your classic car, so that you can tinker and tour with peace of mind.

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What is Classic Car Insurance ?

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Possible coverage with a Classic Car Insurance .

Frequently asked questions about Classic Car Insurance :

Insurance cards , policy conditions and claim form :

What is Classic Car Insurance ?

When it comes to the term oldtimer, everyone has a certain car that they see in front of them. But what exactly does the term oldtimer mean? Vintage cars are classic vehicle models whose production stopped years ago.

However, not all older cars by definition a classic car , in general a car only referred to as a classic car after 25 years. Once classified as a classic car , this brings benefits to the car owner , including car insurance .

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Possible coverage with a Classic Car Insurance .

Legal liability (WA)

This is the basic coverage and cheapest car insurance. The damage you cause to third parties with your car will be reimbursed, but not the damage to your own car.

Limited airframe (WA plus or WA+)

In addition to third party liability coverage, damage to your own car is now also reimbursed in the event of fire, theft, storm and window breakage. Damage to your own car that you have caused yourself (for example due to a collision) will not be reimbursed.

Complete hull (all risk)

This is the most comprehensive coverage for car insurance. Everything that falls under a limited comprehensive package is reimbursed, but now all damage to your own car is also reimbursed.

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SME package

ATTRACTIVE DISCOUNT SCHEME: THE MORE SECTIONS INSURED, THE HIGHER THE DISCOUNT

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The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Frequently asked questions about Classic Car Insurance :

What is Classic Car Insurance?
THE TERM OLDTIMER MEANS EVERYONE HAS A PARTICULAR CAR THAT THEY SEE IN FRONT OF THEM. BUT WHAT EXACTLY DOES THE TERM OLDTIMER MEAN? VINTAGE CARS ARE CLASSIC VEHICLE MODELS WHOSE PRODUCTION HAS STOPPED YEARS AGO.
YET, CERTAINLY NOT ALL OLDER CARS ARE BY DEFINITION AN OLDTIMER , IN GENERAL A CAR ONLY RECEIVES THE TERM OLDTIMER AFTER 25 YEARS. ONCE CLASSIFIED AS A OLDTIMER , IT BRINGS BENEFITS TO CAR OWNERSHIP , INCLUDING CAR INSURANCE .
When do you no longer have to pay road tax on a classic car?
Road tax is in principle mandatory for all motor vehicles. However, an exemption applies to motor vehicles that were put into use at least 40 years ago. In some cases you will then pay no or less motor vehicle tax. This exemption only applies to buses and trucks if you do not use them for commercial purposes.
When is a car a classic car?
You have a car, motorcycle, moped or tractor that is at least 25 years old. If you use it as a hobby, you can take out our classic car insurance.
Can I insure my classic car if I use it daily?
No, this classic car insurance does not cover this. But with our car, motorcycle, moped or tractor insurance we can offer you excellent coverage.
Is the no-claims discount for my passenger car also valid for this classic car insurance?
No, this insurance does not have a no-claim discount or claim-free years. But in the event of damage, your premium will not be increased.
Is suspension or temporary discontinuation possible?
If you use the transitional Oldtimer scheme for motor vehicle tax, you may not use the oldtimer between December 1 and March 1. Insurers do not impose suspension or temporary termination of insurance. You can terminate the insurance, but then there is no coverage for theft or fire. And then you must before March 1 , otherwise you will be registered as uninsured with the RDW.

Insurance cards , policy conditions and claim form :

Insurance cards
Insurance cards
Policy conditions
Policy conditions
Damage form
general_damageform.pdf

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Event insurance

Event insurance

With event insurance , the customer is insured against the financial consequences of damage during the organization of and during an event itself. This way you are well insured at the Event .

WHAT IS EVENT INSURANCE ?

With this insurance you are covered if the event cannot take place, damage occurs or an accident occurs. You can choose for which risks you want to insure .

A NUMBER OF EXAMPLES WHERE EVENT INSURANCE PROVIDES A SOLUTION:

You have to cancel the event because one of the main characters is absent (for example, an employee anniversary)
A personal accident occurs during a sporting event and you are held liable
You have rented lights and sound equipment that are damaged event You will be held liable
There is a severe storm coming and you have to postpone event

Request a quote for Event Insurance

Finass Verzekert is a specialist in the field of event insurance. Finass Verzekert offers a specific product for insuring your event with unique features. You can complete the quote request below and we will make a no-obligation quote for you.

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Event Insurance: Security for Your Event

Are you organizing an event? Whether it concerns a large-scale festival, a sporting event, a company party or a small-scale meeting, good event insurance is essential to limit financial risks. At Finass we offer tailor-made event insurance that protects your event against unforeseen circumstances, such as cancellations, liability claims and material damage.

What is event insurance?

Event insurance covers the financial risks associated with organizing an event. Consider risks such as cancellation due to bad weather, damage to third party property, accidents, or liability in the event of injury. Depending on the coverage, event insurance offers you protection against various unforeseen events, so you can focus on a successful event.

Who is event insurance intended for?

Event insurance is suitable for both private individuals and companies responsible for organizing events. This can vary from:

Company parties
Festivals and concerts
Trade fairs and conferences
Sporting events
Weddings and private parties

Whether you are organizing a small or large event, at Finass we offer insurance that meets your specific needs.

What does event insurance cover?

Event insurance can offer different coverage depending on the nature of your event. Some important coverages are:

Cancellation insurance : Reimburses costs if your event cannot take place due to unforeseen circumstances (such as bad weather, illness of the organizer or artists).
Liability insurance : Covers damage or injury caused to third parties during the event. This may involve damage to rented locations or injury to visitors.
Accident insurance : Provides coverage for accidents during the event involving, for example, employees, volunteers or visitors.
Property damage insurance : Protects against damage to property, equipment, tents, decorations or other facilities used during the event.
Cash Insurance : Covers cash used or generated during the event, for example from ticket sales or catering.

Why take out event insurance?

Well-organized event insurance ensures that you are financially protected against unexpected events that could threaten the success of your event. Benefits of event insurance with Finass:

Financial protection : Prevent your event from incurring unexpected costs due to, for example, a storm or a damage claim from a visitor.
Peace of mind : With appropriate insurance, you do not have to worry about the risks associated with the organization.
Flexibility : Our event insurance policies are tailor-made and tailored to the unique risks of your event.

How much does event insurance cost?

The cost of event insurance depends on several factors, such as:

Type of event : Large-scale events such as festivals involve more risks and often have higher premiums than smaller events.
Number of visitors : The greater the number of visitors, the higher the risk and therefore the premium.
Coverage and amounts insured : Comprehensive insurance with multiple coverages, such as cancellation insurance and liability insurance, increases the premium.

Would you like to know what event insurance costs for your specific event? At Finass we are happy to make a tailor-made quotation for you without obligation.

Why choose Finass Insurance?

At Finass, we understand the unique challenges and risks involved in organizing an event. That's why we offer:

Tailor-made solutions : We tailor the coverage to the specific type of event you are organizing.
Competitive rates : We compare insurance options to offer the best value for money.
Personal advice : You always have a fixed point of contact for questions and advice about your insurance.

Frequently Asked Questions about Event Insurance

1. When is event insurance necessary?
Event insurance is recommended for any organizer who wants to limit financial risks, especially at events with large groups of people, valuable equipment, or external suppliers.

2. Are all costs covered in case of cancellation?
The coverage of cancellation insurance varies. In general, costs incurred, such as location rental or marketing expenses, are reimbursed. It is important to check the exact terms.

3. Can I expand the insurance with additional coverage?
Yes, at Finass we offer flexible insurance packages that you can expand with additional coverage such as accident insurance, money insurance or liability coverage.

Request a quote immediately

Are you looking for event insurance that perfectly suits your event? Contact us for non-binding advice or request a quote immediately. We ensure that you can enjoy your event without any worries!

✔️ Specialized in insurance ✔️ The best premium ✔️ The best conditions ✔️ Assistance with damage

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We compare hobby/sports insurance Finass insures) with the best insurers, get the best and most affordable premium from us for hobby/sports insurance

Hobby / sports equipment

We humans are sporty, busy people who like to practice a sport or a hobby . From playing golf all day to an hour of tennis with friends. Hobby and sporting goods indoors often insured under home contents insurance . However, this coverage usually ends when you leave your home and start pursuing hobby

Insure hobby / sports equipment ?

Hobby and sporting goods

Add winter sports/risk sports travel insurance .

be against the sports You must insure this on your travel insurance . These are not insured .

Which winter sports/risk sports can be insured ?

OTHER INSURANCE

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Need short-term travel insurance?

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Who is the insurance for?

What is your address?

Request quote?

Email, call or app us:

Email: bram@finass.nl

Call: 072 509 24 56

App: 06 55 20 40 72

If you can't figure it out, let an advisor help you.

We compare short-term travel insurance Finass insures) with the best insurers, get the best and most affordable premium from us for short-term travel insurance

Short-term travel insurance

Short-term travel insurance offers financial protection for unexpected events during a short trip.

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What is Short-term travel insurance ?

Why Travel Insurance?

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Frequently asked questions about Travel Insurance :

Insurance cards , policy conditions and claim form :

What is short-term travel insurance ?

Short-term travel insurance reimburses unexpected costs that you may encounter during your trip. Consider the loss or theft of your luggage. Or medical costs abroad in the event of an accident while traveling. You take out short-term travel insurance for The insurance runs from the day of departure until the day you return home.

Why Travel Insurance ?

Because we want you to benefit from affordable and comprehensive insurance one general policy instead of short-term travel insurance and continuous travel insurance And you benefit from that! An affordable premium for your main insurance , very extensive coverage and various useful additional options. An insurance that you don't have to worry about; At any time of the year you can travel without worries .

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Private housing package

Buildings, contents, liability, legal assistance and family accidents.

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Continuous travel insurance

private

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The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Frequently asked questions about Travel Insurance :

What is short-term travel insurance?
Short-term travel insurance reimburses unexpected costs that you may encounter during your trip. Consider the loss or theft of your luggage. Or medical costs abroad in the event of an accident while traveling. You take out short-term travel insurance for The insurance runs from the day of departure until the day you return home.
What is Travel Insurance?
Travel insurance is insurance against damage incurred during travel. Typically, travel insurance only covers vacations, not business trips. Travel insurance falls under non-life insurance.
Why travel insurance?
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What is covered by travel insurance?
Travel insurance is non-life insurance. With travel insurance you are insured for material damage such as your luggage, but also for personal damage such as illness and/or accident (personal injury) that you may sustain during your holiday or during your trip.
What is the point of travel insurance?
Travel insurance is not mandatory, but can be useful. The most important reason to take out travel insurance Consider ending the trip early or a longer stay due to an accident, illness or death.
Which travel insurance should I take out?
If you travel for a longer period or several times a year, continuous travel insurance usually cheaper than short-term travel insurance . If you go on holiday more than 16 to 21 days a year, it will be cheaper for you to take out continuous travel insurance .
Is travel insurance wise?

On most holidays, nothing is stolen, no one gets sick and nothing breaks. However, it is strongly recommended that you travel with insurance. The premium is relatively low, while the financial risk you run if something happens can be high.
Is Corona covered by travel insurance?
Does my travel insurance coverage if I have to incur (medical) costs due to the coronavirus ? You are not insured if you go to your travel destination and corona -related damage or have to incur costs for this.
Is money covered by travel insurance?
Are you going on holiday abroad and taking a lot of cash with you? Then you can insure this with your travel insurance . The additional amount that is insured differs per travel insurer.

Insurance cards , policy conditions and claim form :

Insurance cards
Insurance cards
Policy conditions
Policy conditions
Damage form
general_damageform.pdf

WHY SHOULD YOU BE BETTER INSURED WITH US?

We are there for the customer.
More than 25 years of experience.
Personal contact.
We compare all insurers.

Look at

SME

SME

Absenteeism insurance

Absenteeism Insurance: Protect Your Company against Wage Costs in the Event of Illness

Benefits of Absenteeism Insurance

The benefits of Finass Verzekert:

Why Choose Absenteeism Insurance?

What is Absenteeism Insurance?

Who is absenteeism insurance useful for?

Is it mandatory?

What is usually covered by absenteeism insurance?

the risk that your company will not run into financial problems due to illness and absenteeism

continued payment of at least 70% of the salary for the first 2 years

prevention, absenteeism guidance and reintegration

With most insurers you have a deductible. You may have to pay for the first few days that your employee becomes ill yourself. Sometimes there is also a maximum to what the insurance pays out.

What is usually not insured?

employees who are already ill before the insurance starts

a director or major shareholder (DGA) who becomes ill

and employee who deliberately becomes incapacitated for work

someone who is not an employee of your company, for example your partner or a self-employed person

How much does absenteeism insurance cost?

The premium for absenteeism insurance is on average between 1.5% and 5.5% of the total wage costs. Naturally, the amount of this percentage depends on various factors.

SME package

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

What is Classic Car Insurance?

THE TERM OLDTIMER MEANS EVERYONE HAS A PARTICULAR CAR THAT THEY SEE IN FRONT OF THEM. BUT WHAT EXACTLY DOES THE TERM OLDTIMER MEAN? VINTAGE CARS ARE CLASSIC VEHICLE MODELS WHOSE PRODUCTION HAS STOPPED YEARS AGO.

YET, CERTAINLY NOT ALL OLDER CARS ARE BY DEFINITION AN OLDTIMER , IN GENERAL A CAR ONLY RECEIVES THE TERM OLDTIMER AFTER 25 YEARS. ONCE CLASSIFIED AS A OLDTIMER , IT BRINGS BENEFITS TO CAR OWNERSHIP , INCLUDING CAR INSURANCE .

When do you no longer have to pay road tax on a classic car?

When is a car a classic car?

You have a car, motorcycle, moped or tractor that is at least 25 years old. If you use it as a hobby, you can take out our classic car insurance.

Can I insure my classic car if I use it daily?

No, this classic car insurance does not cover this. But with our car, motorcycle, moped or tractor insurance we can offer you excellent coverage.

Is the no-claims discount for my passenger car also valid for this classic car insurance?

No, this insurance does not have a no-claim discount or claim-free years. But in the event of damage, your premium will not be increased.

Is suspension or temporary discontinuation possible?

Insurance cards

Policy conditions

Damage form

Event insurance

Request a quote for Event Insurance

Event Insurance: Security for Your Event

What is event insurance?

Who is event insurance intended for?

What does event insurance cover?

Why take out event insurance?

How much does event insurance cost?

Why choose Finass Insurance?

Frequently Asked Questions about Event Insurance

Request a quote immediately

Hobby/ Calculate/compare/take out

Need hobby/sports insurance?

Request quote?

We compare hobby/sports insurance Finass insures) with the best insurers, get the best and most affordable premium from us for hobby/sports insurance

Hobby / sports equipment

Insure hobby / sports equipment ?

Add winter sports/risk sports travel insurance .

Which winter sports/risk sports can be insured ?

OTHER INSURANCE

Free, non-binding advice in the field of insurance.

NEED ADVICE?

Why would it be better to be insured with us?

Insurances

Short-term travel insurance

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

What is short-term travel insurance?

What is Travel Insurance?

Travel insurance is insurance against damage incurred during travel. Typically, travel insurance only covers vacations, not business trips. Travel insurance falls under non-life insurance.

Why travel insurance?

Hobby/
Calculate/compare/take out