Often, especially with new or private lease vehicles. The premium is higher, but it covers your own damage.

Typically, this is covered by comprehensive insurance, including diagnosis/examination in the event of damage. Terms and conditions vary by insurer.

With WA+ and Allrisk , yes, often with prevention requirements (lock/track & trace).

Claim-free driving earns you years of claims-free driving and a discount. Paying for minor damage yourself can sometimes be worthwhile.

Often included with WA+/Comprehensive coverage (e.g. charging cable/charger); check your policy.

Yes, often. The premium is higher than third-party liability/third-party liability+, and acceptance depends on the model, value, and region. A quote is customized.

You build up a no-claims bonus with your moped insurance policy. Transferring to a car insurance policy is usually not a one-to-one transfer. Ask about the terms and conditions.

With WA+ and Allrisk , yes, often with preventative requirements (lock/track & trace). Check the policy.

by comprehensive insurance , including diagnosis/examination in the event of damage. Terms and conditions vary by insurer.

Choose appropriate coverage (not too high), consider your deductible, ensure your security is in good order, build up claim-free years, and don't claim for minor damages.

For new or valuable cars, comprehensive insurance is often suitable; for older cars, third-party liability (WA) or third-party liability (WA+) insurance is sometimes sufficient.

In most cases the same day with provisional coverage.

Yes, claim-free years yield a no-claims discount.

Yes, also for self-employed persons and fleet solutions.