Garage insurance

All your commercial vehicles , company cars and your car company insured in one go

Insures your trading stock and fluctuations therein up to 30%
Insures you against damage or theft during test drives and cars under management, repair or maintenance
Gives you help and advice in taking measures to prevent risks

Request quote

a quote within 24 hours

Look at

Insure your garage?

Calculate

Garage Insurance for Car Companies: Essential Protection for Your Business

Garage insurance for car companies provides essential protection against damage, theft and liability risks. This insurance covers your workshop, vehicles, tools and employees, so you can run your car business with confidence.

We compare garage insurance Finass insures) with the best insurers, get the best and most affordable premium from us for garage insurance

Benefits of Garage Insurance for Car Companies

Comprehensive Coverage : Protection against damage caused by fire, theft and vandalism to your workshop and inventory.
Liability coverage : Compensation for damage claims from customers and third parties.
Additional Options : Includes coverage for commercial vehicles, tools and environmental damage.

WHY SHOULD YOU BE BETTER INSURED WITH US?

We are there for the customer.
More than 25 years of experience.
Personal contact.
We compare all insurers.

Look at

Frequently asked questions about garage insurance :

Is Garage Insurance suitable for pure trading companies?
Pure trading companies are companies that only sell cars. This means that there are no cars under maintenance or repairs. Centraal Beheer's Garage Insurance is not suitable for pure trading companies.
Can I insure a private car with Garage Insurance?
It is not possible to insure a private car with the Garage Insurance. You can insure your private car through our private car insurance .
Is it mandatory to insure my trading stock?
Yes, it is legally required to insure your trading stock WA. Do you use the Recognition of Business Stock from the RDW? Then you are legally obliged to insure your company stock in accordance with the Motor Vehicle Liability Insurance Act (third party liability risk).
Can I go abroad with my dealer's license plate?
Trader's license plate in Belgium and Luxembourg
Only for the delivery or collection of a vehicle for purchase and sale. This does not apply to a test drive.
Trader's license plate in Germany
Only company cars with a Dutch dealer license plate are allowed to drive in Germany. These company cars may only drive there in connection with related construction, conversion or repair work. Written confirmation from the workshop must be present with the vehicle.
What are the costs of Garage Insurance?
Garage insurance is tailor-made. That is why a good explanation is important and you cannot take out this package online. We are happy to help you make the right choices. This is how you take out a tailor-made garage policy.
What is covered by Garage Insurance?
With garage insurance you insure your business risks. For example, damage to your customer's vehicle . This insurance is especially for garage or car companies and damage repair companies. You insure damage caused to cars on your property.

Why Choose Garage Insurance?

Financial Security : Avoid high costs due to unexpected damage and claims.
Peace of mind : Know that your dealership is properly insured, so you can focus on your customers.
Tailor-made : Customize the insurance to the specific needs of your car company.

Compare providers on coverage, premium and conditions to find the best garage insurance for your car company. Good garage insurance not only offers financial protection, but also the certainty that your company is properly covered.

What is garage insurance?

With garage insurance you insure your business risks. For example, damage to your customer's vehicle. This insurance is especially for garage or car companies and damage repair companies. You insure damage caused to cars on your property. For example, cars in stock, on consignment or under maintenance. Damage or theft during a test drive or during transport is also insured.

Just like in other businesses, tools can be stolen or broken. And there is always a risk of fire, which can be a major setback, especially with your expensive stock of cars. You can insure these risks with garage insurance: the Automotive Package.

Standard
- Damage caused with or by a motor vehicle of yours
- Damage to others and their belongings caused by you and people acting on your behalf
Customization
- You can limit and expand the standard coverage.
- Our garage insurance is therefore fully tailored to your wishes and options.

Is garage insurance something for your company?

If you have a garage, car dealership, bodywork or car damage repair company.
If you want to insure your own cars and your customer's cars.
If you are looking for tailor-made insurance.
If you want to insure your inventory and goods. That is what our inventory and goods insurance is for.

Inventory insurance - Protect your company property against damage

As an entrepreneur you invest in your company and the associated inventory. Think of office equipment, machines, furniture and tools . But what if these items are damaged by fire, theft, water damage or vandalism ? With an inventory insurance you are insured against unexpected damage and you can quickly resume your business activities without major financial losses.

Compare/close

close immediately

Look at

Request quote

a quote within 24 hours

Look at

[arrow-up-right]

Insure inventory?

Calculate

Why take out an inventory insurance?

An inventory insurance is essential for every entrepreneur who wants to properly protect his assets. Many entrepreneurs think that their household effects fall under the standard business insurance, but this is often not completely covered . With an inventory insurance you benefit from:

✔ Coverage against damage caused by fire, water and theft
✔ Reimbursement in the event of loss or damage to inventory
✔ Protection against vandalism and burglary
✔ Fast compensation, so that you are quickly operational again
✔ Adaptable policy for different business types

A claim can have a major impact on your company. With good inventory insurance you prevent your company from coming to a standstill due to unexpected costs.

[arrow down]

We compare inventory insurance Finass insures) with the best insurers, get the best and most affordable premium from us for inventory insurance

[arrow down]

What falls under an inventory insurance?

An inventory insurance covers damage to all movable property in your company, such as:

🏢 Office inventory- agencies, chairs, computers, printers and archive cabinets
🏭 Machines and tools- essential for production and workplaces
🛍️ Shop equipment- Cash registers, shelves and displays
🏨 Horeca inventory- kitchen appliances, furniture and stock
💼 medical and specialist equipment- such as dental chairs- laboratory equipment

Depending on the policy you can get extra coverage for valuable equipment, stock and temporary locations .

What does an inventory insurance cover?

With an inventory insurance you are insured against damage by:

🔥 Fire and smoke damage - for example due to an electrical fault
💦 water damage - caused by leakage or flood
🔑 burglary and theft - protection against loss by criminals
⚡ Damage due to short circuit or power outages - such as defective computers or machines
🚨 vandalism and destruction - including damage to business property

Some insurance policies offer additional coverage, such as the relocation of inventory to another location or company damage insurance if you cannot operate temporarily.

How much does an inventory insurance cost?

The premium of an inventory insurance depends on:

💰 The value of your inventory - the higher the value, the higher the premium
💰 Type of company and risk profile - a factory has a higher risk than an office
💰 location of your company chosen more risk of burglary
💰 Coverage and policy conditions - Basic coverage or extensive protection

On average, the costs are between € 10 and € 50 per month , depending on your insurance needs.

Frequently asked questions about Asset Insurance :

What is Asset Insurance?
WITH INVENTORY INSURANCE YOU INSURE ALL ITEMS THAT ARE NOT INTENDED FOR SALE AGAINST DAMAGE CAUSED BY THEFT, BURGLARY, FIRE, HAIL, STORM AND WATER. THE INVENTORY INCLUDES ALL ITEMS THAT YOU NEED FOR YOUR BUSINESS OR PROFESSION. FOR EXAMPLE, THINK OF DESKTOPS, DESKS, CHAIRS AND MACHINES. THE DAMAGE WILL BE REIMBURSED ON THE BASIS OF THE REPRESENTED NEW VALUE.
What do you insure with the Asset Insurance?
THE CHANCE IS GOOD THAT YOU AS AN ENTREPRENEUR USE EQUIPMENT, MACHINES AND OTHER ASSETS. WITH INVENTORY INSURANCE , ALL YOUR ITEMS IN A BUILDING, WHICH ARE NOT INTENDED FOR SALE, ARE INSURED IF THEY BECOME DAMAGED OR STOLEN. WATER DAMAGE IS ALSO INSURED .
What is covered by Asset Insurance?
With inventory insurance , you are insured against damage to your inventory, usually including electronics and computers. For example, after fire, water damage, storm, vandalism or theft.
Is it mandatory?
Asset insurance is not mandatory.
What is usually insured with inventory insurance?
Damage to your inventory .
When does inventory insurance pay out?
If your policy states that you are covered for what happened to you. Common causes include:
- fire, water damage, storm, vandalism or theft

[arrow down]

Why take out an inventory insurance?

An inventory insurance offers entrepreneurs financial security and ensures that your company is quickly operational again after damage. You benefit from:

✔ Moods rest - you know that your business assets are properly insured
✔ Preventing high repair costs - Damage to expensive equipment is compensated
✔ Fast handling of damage claims - so that you can continue to work without long standstill
✔ Flexible coverage - adaptable to the specific needs of your company

Take out an inventory insurance today!

to optimally protect your against damage and theft? Then choose an inventory insurance and ensure a financially safe future for your company. Compare the best options now and request a quote immediately!

How much does inventory insurance cost ?

The costs of inventory insurance

Premium example

Type of company

Amount insured

Premium per month (excluding insurance tax and package discount)

Retail

Butcher

€ 260.000,-

€ 60,00

catering industry

Restaurant

€ 50.000,-

€ 15,-

Environmental damage insurance

Every entrepreneur can be confronted environmental damage The Environmental Damage Insurance covers the costs of environmental damage caused at your location or at the location of someone else.

Compare/close

Close immediately

Look at

Request quote

A quote within 24 hours

Look at

[arrow-up-right]

Insure environmental damage?

Calculate

We compare environmental damage insurance Finass insures) with the best insurers, so that you get the best and most affordable premium from us environmental damage insurance

WHY SHOULD YOU BE BETTER INSURED WITH US?

We are there for the customer.
More than 25 years of experience.
Personal contact.
We compare all insurers.

Look at

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Frequently asked questions about Environmental Damage Insurance:

What is Environmental Damage Insurance?
ENVIRONMENTAL DAMAGE INSURANCE IS BUSINESS INSURANCE . THE INSURANCE COVERS THE COSTS IF YOU ENVIRONMENTAL DAMAGE AT YOUR LOCATION OR AT ANOTHERONE. BUT YOU ARE ALSO INSURED IF SOMEONE ELSE CAUSES ENVIRONMENTAL DAMAGE AT YOUR LOCATION.
Why Environmental Damage Insurance?
FOR EXAMPLE, IF A FIRE STARTS AND SOIL POLLUTION OCCURRES, THIS WILL NOT BE COVERED BY FIRE INSURANCE . THE CLEARANCE AND RENEWAL COSTS ARE FOR YOUR OWN ACCOUNT. THOSE COSTS CAN INCREASE SUBSTANTIALLY. A SOLUTION FOR THIS IS ENVIRONMENTAL DAMAGE INSURANCE .
What do you insure with Environmental Damage Insurance?
WITH ENVIRONMENTAL DAMAGE INSURANCE YOU INSURE YOUR COMPANY FOR DAMAGE THAT IS (UNINTENDED) CAUSED TO THE ENVIRONMENT. EXPERTISE COSTS AND REMEDIATION COSTS ARE INSURED IN THE EVENT OF POLLUTION OF SOIL OR WATER. JUST AS DO THE COSTS FOR DEMOLITION AND CONSTRUCTION AS A RESULT OF REHABILITATION. THERE ARE 2 VARIANTS: THE CLASSIFIED POLICY (FOR YOUR OWN LOCATION AND SURROUNDING LOCATIONS) AND THE THIRD PARTY POLICY (FOR LOCATIONS OF YOUR CLIENTS).
Why should I take out environmental damage insurance?
Environmental damage insurance is needed much sooner than many entrepreneurs think. Even if your company's activities do not initially pose an environmental risk. For example, a fire can release hazardous substances. And there may be asbestos in your building.
How much does environmental damage insurance cost?
The costs of environmental damage insurance depend on the selected insured amount, storage of hazardous substances and the presence of asbestos. The premium example below is an indication, the exact premium may differ based on any additional coverage selected. The premium depends, among other things, on your type of company and the presence of hazardous substances.

What is Environmental Damage Insurance?

Environmental damage insurance is a business insurance policy. The insurance covers the costs if you cause environmental damage at your location or at someone else's. But you are also insured if someone else causes environmental damage at your location.

How much does environmental damage insurance ?

The costs of Environmental Damage Insurance depend on your business type, your gross profit and the chosen payment period.

Premium example

Type of company

Amount insured

Premium per month (excluding insurance tax)

catering industry

Restaurant

€ 1.500.000,-

€ 15,-

Retail

Butcher

€ 400.000,-

€ 12,-

Machine breakage insurance

With Machine Breakage Insurance, your machines are properly insured. Also insure your company against business damage due to machine breakdown.

Request quote

A quote within 24 hours

Look at

[arrow-up-right]

Insure the machine?

Calculate

We compare machine breakdown insurance Finass insures) with the best insurers, so that you get the best and most affordable premium from us machine breakdown insurance

WHY SHOULD YOU BE BETTER INSURED WITH US?

We are there for the customer.
More than 25 years of experience.
Personal contact.
We compare all insurers.

Look at

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Frequently asked questions about Machine Breakage Insurance :

What is Machine Breakdown Insurance?
IS A MACHINE DAMAGED AND IS IT FALLING OUT? THEN THIS WILL HAVE ADVERSE CONSEQUENCES FOR YOUR BUSINESS. PRODUCTION DECREASES OR EVEN COMES TO A STOP. AND YOUR CUSTOMERS ARE SUFFERING FROM THIS. WITH MACHINE BREAKAGE INSURANCE, YOUR MACHINES ARE INSURED AGAINST MATERIAL DAMAGE . WITH THE MACHINE BREAKAGE YOU ARE INSURED BUSINESS DAMAGE DUE TO MACHINE BREAKAGE .
What does Machine Breakage Insurance cover?
MACHINE BREAKAGE INSURANCE COVERS THE COSTS OF REPAIR OR REPLACEMENT OF DAMAGED MACHINERY RESULTING FROM AN UNFORESEENABLE AND SUDDEN EVENT, ACCORDING TO THE INSURED VALUE IN YOUR POLICY.
Is machine breakdown insurance mandatory?
No, machine breakdown insurance is not mandatory.
What is the machine breakdown insurance for?
The machine breakdown insurance provides cover for damage to machines due to bumps and falls, overvoltage, operating errors and various other causes. Depending on the coverage you choose, the repair and investigation costs are insured.

What is Machine Breakage Insurance?

Is a machine damaged and failing? Then this will have unpleasant consequences for your company. Production decreases or even comes to a standstill. And your customers suffer from this. With machine breakdown insurance your machines are insured against material damage . With the machine breakage , you are insured against business damage due to machine breakage .

How much does Machine Breakage Insurance ?

The costs of machine breakdown insurance depend on your business type, your gross profit and the chosen payment period.

Premium example

Type of company

Value

Benefit period

Premium per month (excluding insurance tax and package discount)

catering industry

Restaurant

€ 600.000,-

69 weeks

€ 124,33

Retail

Butcher

€ 260.000,-

40 weeks

€ 21,03

Additional cost insurance

The Extra costs insurance reimburses the extra costs you incur after damage. Such as renting a temporary workplace, machines and equipment and the costs of additional labor.

Compare/close

close immediately

Look at

Request quote

A quote within 24 hours

Look at

[arrow-up-right]

Insurance extra costs?

Calculate

We compare extra cost insurance Finass insures) with the best insurers, get the best and most affordable premium from us for the extra cost insurance

WHY SHOULD YOU BE BETTER INSURED WITH US?

We are there for the customer.
More than 25 years of experience.
Personal contact.
We compare all insurers.

Look at

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Frequently asked questions about the Extra Costs Insurance:

What is Extra Cost Insurance?
CAN YOU QUICKLY GET BACK TO WORK AFTER MAJOR DAMAGE DUE TO FIRE, WATER DAMAGE OR BURGLARY, FOR EXAMPLE? THEN YOU WILL HAVE NO LOSS OF TURNOVER, BUT YOU WILL INCUR ADDITIONAL COSTS SUCH AS RENTING TEMPORARY BUSINESS SPACE, COMPUTER EQUIPMENT OR EXTRA TRAVEL COSTS OF STAFF. CAN INSURE THESE COSTS WITH AN EXTRA COST INSURANCE FOR ENTREPRENEURS .
What do you insure with the Extra Cost Insurance?
YOU INSURE THE ADDITIONAL COSTS YOU INCUR DUE TO DAMAGE TO A BUILDING , TENANT'S INTEREST, INVENTORY OR STOCK AT AN ADDRESS. IT INCLUDES ALL ADDITIONAL COSTS YOU INCUR TO RESUME YOUR NORMAL OPERATIONS. YOU CHOOSE FROM 3 COVERAGES.
I work a lot at a fixed workplace. Do I need additional cost insurance?
Extra costs insurance covers the extra costs you have to incur. For example, to restart your business if something bad has happened. This includes costs for a temporary workplace and equipment rental. Does your company's turnover depend on a permanent workplace? Or do you have to continue paying staff wages? Then business interruption insurance be more useful in some situations.
Is the Extra Cost Insurance mandatory?
No, additional cost insurance is not mandatory.
What are the costs of additional insurance?
You can easily calculate the costs of additional insurance online. The costs depend, among other things, on what type of company you have and the insured amount. But also the material of which the building is made (the construction type).
Is additional cost insurance suitable for self-employed people?
Yes, additional cost insurance is suitable for self-employed people.

What is Extra Cost Insurance?

Can you quickly get back to work after major damage due to, for example, fire, water damage or burglary? Then you will not have any loss of turnover, but you will incur additional costs such as renting temporary business space, computer equipment or extra travel costs for staff. You can insure these costs with additional cost insurance for entrepreneurs.

What does Extra Cost Insurance ?

The costs of Additional Cost Insurance depend on your business type, your gross profit and the chosen payment period.

Premium example

Type of company

Gross profit

Premium per month (excluding insurance tax and package discount)

catering industry

Restaurant

€ 600.000,-

€ 124,33

Retail

Butcher

€ 260.000,-

€ 21,03

SME

SME

Garage insurance

Garage Insurance for Car Companies: Essential Protection for Your Business

Benefits of Garage Insurance for Car Companies

Is Garage Insurance suitable for pure trading companies?

Can I insure a private car with Garage Insurance?

Is it mandatory to insure my trading stock?

Can I go abroad with my dealer's license plate?

What are the costs of Garage Insurance?

What is covered by Garage Insurance?

Why Choose Garage Insurance?

Inventory insurance - Protect your company property against damage

Why take out an inventory insurance?

What falls under an inventory insurance?

What does an inventory insurance cover?

How much does an inventory insurance cost?

What is Asset Insurance?

What do you insure with the Asset Insurance?

THE CHANCE IS GOOD THAT YOU AS AN ENTREPRENEUR USE EQUIPMENT, MACHINES AND OTHER ASSETS. WITH INVENTORY INSURANCE , ALL YOUR ITEMS IN A BUILDING, WHICH ARE NOT INTENDED FOR SALE, ARE INSURED IF THEY BECOME DAMAGED OR STOLEN. WATER DAMAGE IS ALSO INSURED .

What is covered by Asset Insurance?

Is it mandatory?

Asset insurance is not mandatory.

What is usually insured with inventory insurance?

Damage to your inventory .

When does inventory insurance pay out?

Why take out an inventory insurance?

Environmental damage insurance

What is Environmental Damage Insurance?

ENVIRONMENTAL DAMAGE INSURANCE IS BUSINESS INSURANCE . THE INSURANCE COVERS THE COSTS IF YOU ENVIRONMENTAL DAMAGE AT YOUR LOCATION OR AT ANOTHERONE. BUT YOU ARE ALSO INSURED IF SOMEONE ELSE CAUSES ENVIRONMENTAL DAMAGE AT YOUR LOCATION.

Why Environmental Damage Insurance?

FOR EXAMPLE, IF A FIRE STARTS AND SOIL POLLUTION OCCURRES, THIS WILL NOT BE COVERED BY FIRE INSURANCE . THE CLEARANCE AND RENEWAL COSTS ARE FOR YOUR OWN ACCOUNT. THOSE COSTS CAN INCREASE SUBSTANTIALLY. A SOLUTION FOR THIS IS ENVIRONMENTAL DAMAGE INSURANCE .

What do you insure with Environmental Damage Insurance?

Why should I take out environmental damage insurance?

Environmental damage insurance is needed much sooner than many entrepreneurs think. Even if your company's activities do not initially pose an environmental risk. For example, a fire can release hazardous substances. And there may be asbestos in your building.

How much does environmental damage insurance cost?

Machine breakage insurance

What is Machine Breakdown Insurance?

What does Machine Breakage Insurance cover?

MACHINE BREAKAGE INSURANCE COVERS THE COSTS OF REPAIR OR REPLACEMENT OF DAMAGED MACHINERY RESULTING FROM AN UNFORESEENABLE AND SUDDEN EVENT, ACCORDING TO THE INSURED VALUE IN YOUR POLICY.

Is machine breakdown insurance mandatory?

What is the machine breakdown insurance for?

The machine breakdown insurance provides cover for damage to machines due to bumps and falls, overvoltage, operating errors and various other causes. Depending on the coverage you choose, the repair and investigation costs are insured.

Additional cost insurance

What is Extra Cost Insurance?

What do you insure with the Extra Cost Insurance?

YOU INSURE THE ADDITIONAL COSTS YOU INCUR DUE TO DAMAGE TO A BUILDING , TENANT'S INTEREST, INVENTORY OR STOCK AT AN ADDRESS. IT INCLUDES ALL ADDITIONAL COSTS YOU INCUR TO RESUME YOUR NORMAL OPERATIONS. YOU CHOOSE FROM 3 COVERAGES.

I work a lot at a fixed workplace. Do I need additional cost insurance?

Is the Extra Cost Insurance mandatory?

No, additional cost insurance is not mandatory.

What are the costs of additional insurance?

You can easily calculate the costs of additional insurance online. The costs depend, among other things, on what type of company you have and the insured amount. But also the material of which the building is made (the construction type).

Is additional cost insurance suitable for self-employed people?

Yes, additional cost insurance is suitable for self-employed people.

More Articles ...