Own transport insurance

With your own transport insurance, your (trade) goods and tools are insured at any time of the day against damage, loss or theft during transport with your own car or van. Whether this happens en route, during loading and unloading or during storage in a car or van.

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We compare your own transport insurance Finass insures) with the best insurers, get the best and most affordable premium from us for your own transport insurance

WHY SHOULD YOU BE BETTER INSURED WITH US?

We are there for the customer.
More than 25 years of experience.
Personal contact.
We compare all insurers.

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The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Frequently asked questions about your own transport insurance :

What is your own transport insurance?
HAVE YOUR TOOLS BEEN DAMAGED OR STOLEN FROM THE COMMERCIAL CAR? THEN YOU ARE WELL INSURED WITH YOUR OWN TRANSPORT INSURANCE . YOU WILL BE REFUNDED FOR THE COSTS OF THE REPAIR OR REPLACEMENT ITEMS. SO YOU CAN GET BACK TO WORK QUICKLY.
What are you insured for with your own transport insurance?
GOODS AND TOOLS THAT YOU TRANSPORT ARE QUICKLY WORTH A LOT OF MONEY. YOUR OWN TRANSPORT INSURANCE INSURES YOUR GOODS AGAINST DAMAGE AND THEFT. NOT ONLY DURING TRANSPORT, BUT ALWAYS. DAY AND NIGHT. STORAGE AND CLEARANCE COSTS ARE ALSO INSURED. AND ARE YOUR ITEMS TOTAL LOSS? THEN YOU WILL BE REFUNDED FOR THE PURCHASE VALUE OF YOUR GOODS AND TOOLS WITH THE NEW VALUE GUARANTEE.
IT DOESN'T MATTER WHICH VEHICLE YOU WANT TO INSURE , BECAUSE YOU CAN TAKE OUT THIS INSURANCE FOR ALL YOUR CARS AND TRAILERS. YOU DETERMINE WHICH TYPE OF VEHICLE YOU DO AND DO NOT INsure . IT'S THAT SIMPLE.
What is the difference between Own Transport Insurance, Goods Transport Insurance and Carrier Liability Insurance?
With your own transport insurance you insure your own belongings in your company car against damage and theft. With Freight Transport Insurance you insure the transport of your products that you have transported by someone else. With Carrier's Liability Insurance you insure the transport of items that you transport on behalf of someone else using your own means of transport.
Is own transport insurance mandatory?
No, own transport insurance is not mandatory.
Is the Own Transport Insurance suitable for self-employed people?
Yes, the Own Transport Insurance is suitable for self-employed people.

What is your own transport insurance?

Have your tools been damaged or stolen from the company car? Then you are well insured with your own transport insurance. You will be reimbursed for the costs of repairs or replacement items. This way you can get back to work quickly.

How much does your own transport insurance ?

The costs of Own Transport Insurance depend on your business type, your gross profit and the chosen payment period.

Premium example

Type of company

Amount insured

Premium per month (excluding insurance tax and package discount)

catering industry

Restaurant

€ 17.000,-

€ 25,-

Retail

Butcher

€ 10.000,-

€ 13,-

Freight transport insurance

With freight transport insurance you cover damage to purchased and sold goods during transport and storage, for which you bear the risk according to the Incoterms.

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We compare freight transport insurance Finass insures) with the best insurers, so that you get the best and most affordable premium from us freight transport insurance

WHY SHOULD YOU BE BETTER INSURED WITH US?

We are there for the customer.
More than 25 years of experience.
Personal contact.
We compare all insurers.

Look at

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Frequently asked questions about Freight Transport Insurance :

What is Freight Transport Insurance?
Freight transport insurance insures your commercial and owned goods against damage during transport. Whether you transport them yourself or have someone else transport them. You then run no risk if the carrier is not or not fully liable. The full value of the goods is insured.
Why Freight Transport Insurance?
THE FREIGHT TRANSPORT INSURANCE INSURES YOUR COMMERCIAL AND OWNED GOODS AGAINST DAMAGE DURING TRANSPORT . WHETHER YOU TRANSPORT THEM YOURSELF OR HAVE IT TRANSPORTED BY SOMEONE ELSE. YOU THEN RUN NO RISK IF THE CARRIER IS NOT LIABLE OR NOT FULLY LIABLE . THE FULL VALUE OF THE GOODS IS INSURED .
What does Freight Transport Insurance cover?
WITH TRANSPORT INSURANCE YOU INSURE YOURSELF DAMAGE AND THEFT OF PURCHASED AND SOLD ITEMS DURING TRANSPORT AND STORAGE. IT DOES NOT MATTER WHETHER YOU TRANSPORT AND STORE THE GOODS YOURSELF OR WHETHER A PROFESSIONAL CARRIER DOES THIS ON ORDER FROM YOU.
What is the difference between freight insurance and carrier liability insurance?
We notice that people sometimes confuse freight insurance with carrier liability insurance . What is the difference? Freight transport insurance is damage insurance for buyers and sellers. A carrier's liability insurance is liability insurance for road transporters.
Continuous or per shipment insurance?
If you regularly trade and transport goods, opt for continuous transport insurance. All your transports are then insured for a certain period up to a certain amount per shipment. If you occasionally transport goods, you can take out insurance per shipment.
How much does Freight Transport Insurance cost?
The costs for good transport insurance are actually modest. For the vast majority of professions, you have the above-mentioned comprehensive coverage for around Euro 8.50 per month. Higher insured amounts, such as Euro 10,000, come to about 12.50 per month.

Continuously or per shipment insurance.

If you regularly trade and transport goods, opt for continuous transport insurance. All your transports are then insured for a certain period up to a certain amount per shipment. If you occasionally transport goods, you can take out insurance per shipment.

Container/trailer insurance

Do you have or rent a container, for example for the storage of your inventory or household effects, goods or building materials? Then it is important that your property is properly insured. This is especially true if the container is in a remote or deserted location, or if there is little or no supervision.

Request quote

a quote within 24 hours

Look at

WHY SHOULD YOU BE BETTER INSURED WITH US?

We are there for the customer.
More than 25 years of experience.
Personal contact.
We compare all insurers.

Look at

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Frequently asked questions about Container/Trailer insurance :

What is container/trailer insurance?
With this Container/trailer insurance you are insured if you are held liable for damage to someone else's container, trailer or trailer that you use behind your truck.
What is covered by the container and trailer insurance?
THE CONTAINER AND TRAILER INSURANCE COMPENSATE DAMAGE DUE TO LOSS OR DAMAGE TO YOUR CONTAINERS, TRAILERS AND SEMI-TRAILERS AND TO THOSE OF THIRD PARTIES THAT ARE RENTED TO YOU OR MADE AVAILABLE TO YOU. MOST (RENTAL) CONTRACTS AND EXCHANGE AGREEMENTS PROVIDE THAT YOU LIABLE FOR, FOR EXAMPLE, DAMAGE, MISSING AND THEFT TO THE RENTED AND/OR THIRD PARTY EQUIPMENT MADE AVAILABLE TO YOU. WITH THE CONTAINER AND TRAILER INSURANCE YOU ARE INSURED .
What do you insure?
This insurance compensates for damage caused by loss or damage to containers, trailers and semi-trailers. In addition, the containers, semi-trailers and trailers that have been rented or made available are also insured.
Who is container and trailer liability insurance for?
All entrepreneurs in the transport sector and logistics services can take out this insurance if they use items from others. For example containers and trailers, but also trailers and semi-trailers from other companies. The container and trailer liability insurance is also offered under the product name container and trailer liability insurance.
Is it possible to insure the risk of own defect?
Yes, but only for semi-trailers and/or containers that you own. This coverage is available for objects up to 5 years old.
Is there a difference in coverage for semi-trailers owned by me and (temporarily) rented equipment from third parties?
In both situations, there is extensive coverage for all external disasters (events that affect the insured object from outside, for example a collision). Semi-trailers owned by you are covered without interruption. In the event of damage to third party equipment, the insurance follows your interests. The coverage of rented equipment starts when you receive the trailer and/or container and ends when you return the equipment to the lessor.
I occasionally rent my trailers to third parties. Is that also covered by insurance?
No, the insurance is intended for you and your employees. Depending on the content of the rental contract, we can possibly provide adapted coverage during rental.
My trailers are a bit older now. Is it also possible to get limited coverage?
Yes, you can request limited coverage for only the risks of fire and theft. In that case you will of course pay a lower premium.
How much does Container and Trailer Liability Insurance cost?
The Container and Trailer Liability Insurance is tailor-made. So there is no standard premium. To determine the premium for Container and Trailer Liability Insurance, we look at various factors. For example, to your company and situation. And the insured amount. We also look at the number of tractors and the ratio to the total fleet.

How much does Container/Trailer insurance cost?

The Container and Trailer Liability Insurance is tailor-made. So there is no standard premium. To determine the premium for Container and Trailer Liability Insurance, we look at various factors. For example, to your company and situation. And the insured amount. We also look at the number of tractors and the ratio to the total fleet.

We compare container/trailer insurance Finass insures) with the best insurers, get the best and most affordable premium from us for container/trailer insurance

Garage insurance

All your commercial vehicles , company cars and your car company insured in one go

Insures your trading stock and fluctuations therein up to 30%
Insures you against damage or theft during test drives and cars under management, repair or maintenance
Gives you help and advice in taking measures to prevent risks

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Garage Insurance for Car Companies: Essential Protection for Your Business

Garage insurance for car companies provides essential protection against damage, theft and liability risks. This insurance covers your workshop, vehicles, tools and employees, so you can run your car business with confidence.

We compare garage insurance Finass insures) with the best insurers, get the best and most affordable premium from us for garage insurance

Benefits of Garage Insurance for Car Companies

Comprehensive Coverage : Protection against damage caused by fire, theft and vandalism to your workshop and inventory.
Liability coverage : Compensation for damage claims from customers and third parties.
Additional Options : Includes coverage for commercial vehicles, tools and environmental damage.

WHY SHOULD YOU BE BETTER INSURED WITH US?

We are there for the customer.
More than 25 years of experience.
Personal contact.
We compare all insurers.

Look at

Frequently asked questions about garage insurance :

Is Garage Insurance suitable for pure trading companies?
Pure trading companies are companies that only sell cars. This means that there are no cars under maintenance or repairs. Centraal Beheer's Garage Insurance is not suitable for pure trading companies.
Can I insure a private car with Garage Insurance?
It is not possible to insure a private car with the Garage Insurance. You can insure your private car through our private car insurance .
Is it mandatory to insure my trading stock?
Yes, it is legally required to insure your trading stock WA. Do you use the Recognition of Business Stock from the RDW? Then you are legally obliged to insure your company stock in accordance with the Motor Vehicle Liability Insurance Act (third party liability risk).
Can I go abroad with my dealer's license plate?
Trader's license plate in Belgium and Luxembourg
Only for the delivery or collection of a vehicle for purchase and sale. This does not apply to a test drive.
Trader's license plate in Germany
Only company cars with a Dutch dealer license plate are allowed to drive in Germany. These company cars may only drive there in connection with related construction, conversion or repair work. Written confirmation from the workshop must be present with the vehicle.
What are the costs of Garage Insurance?
Garage insurance is tailor-made. That is why a good explanation is important and you cannot take out this package online. We are happy to help you make the right choices. This is how you take out a tailor-made garage policy.
What is covered by Garage Insurance?
With garage insurance you insure your business risks. For example, damage to your customer's vehicle . This insurance is especially for garage or car companies and damage repair companies. You insure damage caused to cars on your property.

Why Choose Garage Insurance?

Financial Security : Avoid high costs due to unexpected damage and claims.
Peace of mind : Know that your dealership is properly insured, so you can focus on your customers.
Tailor-made : Customize the insurance to the specific needs of your car company.

Compare providers on coverage, premium and conditions to find the best garage insurance for your car company. Good garage insurance not only offers financial protection, but also the certainty that your company is properly covered.

What is garage insurance?

With garage insurance you insure your business risks. For example, damage to your customer's vehicle. This insurance is especially for garage or car companies and damage repair companies. You insure damage caused to cars on your property. For example, cars in stock, on consignment or under maintenance. Damage or theft during a test drive or during transport is also insured.

Just like in other businesses, tools can be stolen or broken. And there is always a risk of fire, which can be a major setback, especially with your expensive stock of cars. You can insure these risks with garage insurance: the Automotive Package.

Standard
- Damage caused with or by a motor vehicle of yours
- Damage to others and their belongings caused by you and people acting on your behalf
Customization
- You can limit and expand the standard coverage.
- Our garage insurance is therefore fully tailored to your wishes and options.

Is garage insurance something for your company?

If you have a garage, car dealership, bodywork or car damage repair company.
If you want to insure your own cars and your customer's cars.
If you are looking for tailor-made insurance.
If you want to insure your inventory and goods. That is what our inventory and goods insurance is for.

Inventory insurance - Protect your company property against damage

As an entrepreneur you invest in your company and the associated inventory. Think of office equipment, machines, furniture and tools . But what if these items are damaged by fire, theft, water damage or vandalism ? With an inventory insurance you are insured against unexpected damage and you can quickly resume your business activities without major financial losses.

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Why take out an inventory insurance?

An inventory insurance is essential for every entrepreneur who wants to properly protect his assets. Many entrepreneurs think that their household effects fall under the standard business insurance, but this is often not completely covered . With an inventory insurance you benefit from:

✔ Coverage against damage caused by fire, water and theft
✔ Reimbursement in the event of loss or damage to inventory
✔ Protection against vandalism and burglary
✔ Fast compensation, so that you are quickly operational again
✔ Adaptable policy for different business types

A claim can have a major impact on your company. With good inventory insurance you prevent your company from coming to a standstill due to unexpected costs.

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We compare inventory insurance Finass insures) with the best insurers, get the best and most affordable premium from us for inventory insurance

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What falls under an inventory insurance?

An inventory insurance covers damage to all movable property in your company, such as:

🏢 Office inventory- agencies, chairs, computers, printers and archive cabinets
🏭 Machines and tools- essential for production and workplaces
🛍️ Shop equipment- Cash registers, shelves and displays
🏨 Horeca inventory- kitchen appliances, furniture and stock
💼 medical and specialist equipment- such as dental chairs- laboratory equipment

Depending on the policy you can get extra coverage for valuable equipment, stock and temporary locations .

What does an inventory insurance cover?

With an inventory insurance you are insured against damage by:

🔥 Fire and smoke damage - for example due to an electrical fault
💦 water damage - caused by leakage or flood
🔑 burglary and theft - protection against loss by criminals
⚡ Damage due to short circuit or power outages - such as defective computers or machines
🚨 vandalism and destruction - including damage to business property

Some insurance policies offer additional coverage, such as the relocation of inventory to another location or company damage insurance if you cannot operate temporarily.

How much does an inventory insurance cost?

The premium of an inventory insurance depends on:

💰 The value of your inventory - the higher the value, the higher the premium
💰 Type of company and risk profile - a factory has a higher risk than an office
💰 location of your company chosen more risk of burglary
💰 Coverage and policy conditions - Basic coverage or extensive protection

On average, the costs are between € 10 and € 50 per month , depending on your insurance needs.

Frequently asked questions about Asset Insurance :

What is Asset Insurance?
WITH INVENTORY INSURANCE YOU INSURE ALL ITEMS THAT ARE NOT INTENDED FOR SALE AGAINST DAMAGE CAUSED BY THEFT, BURGLARY, FIRE, HAIL, STORM AND WATER. THE INVENTORY INCLUDES ALL ITEMS THAT YOU NEED FOR YOUR BUSINESS OR PROFESSION. FOR EXAMPLE, THINK OF DESKTOPS, DESKS, CHAIRS AND MACHINES. THE DAMAGE WILL BE REIMBURSED ON THE BASIS OF THE REPRESENTED NEW VALUE.
What do you insure with the Asset Insurance?
THE CHANCE IS GOOD THAT YOU AS AN ENTREPRENEUR USE EQUIPMENT, MACHINES AND OTHER ASSETS. WITH INVENTORY INSURANCE , ALL YOUR ITEMS IN A BUILDING, WHICH ARE NOT INTENDED FOR SALE, ARE INSURED IF THEY BECOME DAMAGED OR STOLEN. WATER DAMAGE IS ALSO INSURED .
What is covered by Asset Insurance?
With inventory insurance , you are insured against damage to your inventory, usually including electronics and computers. For example, after fire, water damage, storm, vandalism or theft.
Is it mandatory?
Asset insurance is not mandatory.
What is usually insured with inventory insurance?
Damage to your inventory .
When does inventory insurance pay out?
If your policy states that you are covered for what happened to you. Common causes include:
- fire, water damage, storm, vandalism or theft

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Why take out an inventory insurance?

An inventory insurance offers entrepreneurs financial security and ensures that your company is quickly operational again after damage. You benefit from:

✔ Moods rest - you know that your business assets are properly insured
✔ Preventing high repair costs - Damage to expensive equipment is compensated
✔ Fast handling of damage claims - so that you can continue to work without long standstill
✔ Flexible coverage - adaptable to the specific needs of your company

Take out an inventory insurance today!

to optimally protect your against damage and theft? Then choose an inventory insurance and ensure a financially safe future for your company. Compare the best options now and request a quote immediately!

How much does inventory insurance cost ?

The costs of inventory insurance

Premium example

Type of company

Amount insured

Premium per month (excluding insurance tax and package discount)

Retail

Butcher

€ 260.000,-

€ 60,00

catering industry

Restaurant

€ 50.000,-

€ 15,-

SME

SME

Own transport insurance

What is your own transport insurance?

HAVE YOUR TOOLS BEEN DAMAGED OR STOLEN FROM THE COMMERCIAL CAR? THEN YOU ARE WELL INSURED WITH YOUR OWN TRANSPORT INSURANCE . YOU WILL BE REFUNDED FOR THE COSTS OF THE REPAIR OR REPLACEMENT ITEMS. SO YOU CAN GET BACK TO WORK QUICKLY.

What are you insured for with your own transport insurance?

IT DOESN'T MATTER WHICH VEHICLE YOU WANT TO INSURE , BECAUSE YOU CAN TAKE OUT THIS INSURANCE FOR ALL YOUR CARS AND TRAILERS. YOU DETERMINE WHICH TYPE OF VEHICLE YOU DO AND DO NOT INsure . IT'S THAT SIMPLE.

What is the difference between Own Transport Insurance, Goods Transport Insurance and Carrier Liability Insurance?

Is own transport insurance mandatory?

No, own transport insurance is not mandatory.

Is the Own Transport Insurance suitable for self-employed people?

Yes, the Own Transport Insurance is suitable for self-employed people.

Freight transport insurance

What is Freight Transport Insurance?

Why Freight Transport Insurance?

THE FREIGHT TRANSPORT INSURANCE INSURES YOUR COMMERCIAL AND OWNED GOODS AGAINST DAMAGE DURING TRANSPORT . WHETHER YOU TRANSPORT THEM YOURSELF OR HAVE IT TRANSPORTED BY SOMEONE ELSE. YOU THEN RUN NO RISK IF THE CARRIER IS NOT LIABLE OR NOT FULLY LIABLE . THE FULL VALUE OF THE GOODS IS INSURED .

What does Freight Transport Insurance cover?

WITH TRANSPORT INSURANCE YOU INSURE YOURSELF DAMAGE AND THEFT OF PURCHASED AND SOLD ITEMS DURING TRANSPORT AND STORAGE. IT DOES NOT MATTER WHETHER YOU TRANSPORT AND STORE THE GOODS YOURSELF OR WHETHER A PROFESSIONAL CARRIER DOES THIS ON ORDER FROM YOU.

What is the difference between freight insurance and carrier liability insurance?

We notice that people sometimes confuse freight insurance with carrier liability insurance . What is the difference? Freight transport insurance is damage insurance for buyers and sellers. A carrier's liability insurance is liability insurance for road transporters.

Continuous or per shipment insurance?

If you regularly trade and transport goods, opt for continuous transport insurance. All your transports are then insured for a certain period up to a certain amount per shipment. If you occasionally transport goods, you can take out insurance per shipment.

How much does Freight Transport Insurance cost?

The costs for good transport insurance are actually modest. For the vast majority of professions, you have the above-mentioned comprehensive coverage for around Euro 8.50 per month. Higher insured amounts, such as Euro 10,000, come to about 12.50 per month.

Container/trailer insurance

What is container/trailer insurance?

What is covered by the container and trailer insurance?

What do you insure?

This insurance compensates for damage caused by loss or damage to containers, trailers and semi-trailers. In addition, the containers, semi-trailers and trailers that have been rented or made available are also insured.

Who is container and trailer liability insurance for?

Is it possible to insure the risk of own defect?

Yes, but only for semi-trailers and/or containers that you own. This coverage is available for objects up to 5 years old.

Is there a difference in coverage for semi-trailers owned by me and (temporarily) rented equipment from third parties?

I occasionally rent my trailers to third parties. Is that also covered by insurance?

No, the insurance is intended for you and your employees. Depending on the content of the rental contract, we can possibly provide adapted coverage during rental.

My trailers are a bit older now. Is it also possible to get limited coverage?

Yes, you can request limited coverage for only the risks of fire and theft. In that case you will of course pay a lower premium.

How much does Container and Trailer Liability Insurance cost?

Garage insurance

Garage Insurance for Car Companies: Essential Protection for Your Business

Benefits of Garage Insurance for Car Companies

Is Garage Insurance suitable for pure trading companies?

Can I insure a private car with Garage Insurance?

Is it mandatory to insure my trading stock?

Can I go abroad with my dealer's license plate?

What are the costs of Garage Insurance?

What is covered by Garage Insurance?

Why Choose Garage Insurance?

Inventory insurance - Protect your company property against damage

Why take out an inventory insurance?

What falls under an inventory insurance?

What does an inventory insurance cover?

How much does an inventory insurance cost?

What is Asset Insurance?

What do you insure with the Asset Insurance?

THE CHANCE IS GOOD THAT YOU AS AN ENTREPRENEUR USE EQUIPMENT, MACHINES AND OTHER ASSETS. WITH INVENTORY INSURANCE , ALL YOUR ITEMS IN A BUILDING, WHICH ARE NOT INTENDED FOR SALE, ARE INSURED IF THEY BECOME DAMAGED OR STOLEN. WATER DAMAGE IS ALSO INSURED .

What is covered by Asset Insurance?

Is it mandatory?

Asset insurance is not mandatory.

What is usually insured with inventory insurance?

Damage to your inventory .

When does inventory insurance pay out?

Why take out an inventory insurance?

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