Business interruption insurance

With business interruption insurance you are insured against loss of turnover if your company's business operations come to a standstill. For example, after fire, water damage, storm, vandalism or theft.

Compare/close

Close immediately

Look at

Request quote

A quote within 24 hours

Look at

[arrow-up-right]

Want to insure business interruption?

Calculate

We compare business interruption insurance Finass insures) with the best insurers - so you get the best and most affordable premium from us business interruption insurance

WHY SHOULD YOU BE BETTER INSURED WITH US?

We are there for the customer.
More than 25 years of experience.
Personal contact.
We compare all insurers.

Look at

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Frequently asked questions about Business Interruption Insurance :

What is Business Interruption Insurance?
WITH BUSINESS DAMAGE INSURANCE INSURE INCOME THAT YOU MISS BECAUSE YOU CAN NO LONGER CONTINUE WITH YOUR BUSINESS. FOR EXAMPLE, DAMAGE TO A BUILDING, THE TENANT'S INTEREST, THE INVENTORY, THE STOCK OR DUE TO ENVIRONMENTAL DAMAGE . RECONSTRUCTION COSTS ARE ALSO REIMBURSED UP TO €100,000. BUSINESS DAMAGE INSURANCE IS ALSO KNOWN AS TURNOVER INSURANCE OR BUSINESS STAGNATION INSURANCE .
When does Business Interruption Insurance pay out?
IF YOUR POLICY STATES THAT YOU ARE COVERED FOR WHAT HAPPENED TO YOU. COMMON CAUSES ARE:
- FIRE, WATER DAMAGE, STORM, VANDALISM OR THEFT
- CLOSING-OFF OF YOUR STREET OR SHOPPING CENTER DUE TO DAMAGE TO OTHER PROPERTIES
- CLOSURE DUE TO SOIL POLLUTION OR ASBESTOS RELEASED
What do you insure with Business Interruption Insurance?
YOUR BUSINESS MAY COME TO A (PARTIAL) COMPILATION DUE TO FIRE , STORM OR ANY OTHER FORECASTABLE YOUR COMPANY WILL THEN HAVE LESS OR NO MORE INCOME. BUT YOUR COSTS WILL CONTINUE. THIS WILL CAUSE YOUR GROSS PROFITS TO DECREASE. WITH BUSINESS DAMAGE INSURANCE , YOU WILL BE REIMBURSED FOR THE DECREASED GROSS PROFITS.
Why take out Business Interruption Insurance?
IF YOUR BUSINESS COMES DOWN DUE TO THEFT, FIRE OR FLOODING, FOR EXAMPLE, THE COSTS CAN BE HIGH. YOUR STAFF AND FIXED COSTS MUST BE PAID.
WITH BUSINESS DAMAGE , YOU ARE COVERED FOR FINANCIAL DAMAGE WHEN YOUR BUSINESS IS CLOSED. FIXED CHARGES AND STAFF COSTS WILL THEN BE REIMBURSED.
Who is Business Interruption Insurance for?
WE HAVE THE SUITABLE SOLUTION FOR EVERY LEGAL FORM. WE OFFER BUSINESS DAMAGE INSURANCE FOR ZZP, VOF, MAATSCHAP, BV AND NV. INSURANCE FOR ALMOST EVERY BRANCH .
WHETHER YOU WORK IN CONSTRUCTION, RETAIL OR HEALTHCARE, WE HAVE BUSINESS DAMAGE INSURANCE FOR YOUR BUSINESS. CHOOSE YOUR BRANCH IN THE QUOTE REQUEST FOR THE BEST INSURANCE FOR YOUR SITUATION.
Is it mandatory?
Business interruption insurance is not mandatory.
What is usually not covered by Business Interruption Insurance?
- less turnover because your customers place fewer orders
- the damage to your property. You need home insurance for
- damage to your inventory. For this you need inventory insurance
- damage to goods or stock. You need goods insurance
- damage caused by intent
- damage caused by poor maintenance
- damage caused by illegal activities
- damage caused by natural disasters, such as earthquakes and floods
How long will you receive benefits?
This depends on your policy conditions. The payment often stops when your building has been rebuilt or when your production and turnover are back to what they were before the damage. Sometimes there is also a maximum term for the benefit. This can vary from 6 months to several years.

What is Business Interruption Insurance?

With business interruption insurance you insure income that you miss because you can no longer continue with your business. For example, due to damage to a building, tenant interests, inventory, stock or environmental damage. Reconstruction costs are also reimbursed up to €100,000. Business interruption insurance is also known as turnover insurance or business interruption insurance.

How much does Business Interruption Insurance ?

The costs of business interruption insurance depend on your business type, your gross profit and the chosen payment period.

Premium example

Type of company

Gross profit

Benefit period

Premium per month (excluding insurance tax and package discount)

catering industry

Restaurant

€ 600.000,-

69 weeks

€ 124,33

Retail

Butcher

€ 260.000,-

40 weeks

€ 21,03

Wegas / Wegam Insurance - Essential coverage for employers and employees

Employers have a legal duty of care for their employees. This means that if an employee is damaged during work or commuting , the employer can be held liable. A road axis (employer liability insurance for motor vehicles drivers) or WeGAM (employer liability insurance motor vehicles) offers protection against claims and financial risks.

Request quote

a quote within 24 hours

Look at

[arrow-up-right]

Insure WEGAS?

Calculate

What is a road axle / Wegam insurance?

A road axis or Wegam insurance covers the liability of employers if an employee suffers injury or damage during business journeys or commuting . Standard business liability often do not any coverage for this.

✔ Protection against personal injury of employees in traffic
✔ Coverage during business journeys and commuting
✔ Additional coverage on regular car insurance policies
✔ Prevents high damage claims for employers

With a road axis / Wegam insurance you prevent financial risks and you meet the legal duty of care as an employer.

We compare Wegas/wegam insurance Finass insures) with the best insurers, get the best and most affordable premium from us for Wegas/wegam insurance

Why is a road axle / Wegam insurance important?

An employee who is on the road for work or gets an accident during commuting can suffer personal injury. As an employer you can be held liable for this, even if the employee uses his own vehicle .

🔹 Regular car insurance policies only cover material damage, no personal injury
🔹 The employer can be held liable for employee's personal injury
🔹 without Wegam insurance, employers can pay for high damage claims

A road axis / wegam insurance prevents these costs from reducing it directly on the company and offers financial security.

What does a road axle / Wegam insurance cover?

A road axle / Wegam insurance offers extensive coverage at:

🚗 Accidents during business rides -with a company car or private vehicle
🏠 Personal injury during commuting -even if the employee uses his own car, motorcycle or bicycle
⚖ employer liability -prevents high damage claims in the event of personal reimbursements
💰 additional reimbursements -medical costs, income loss and Smart fee

This insurance is essential for companies that let employees drive for their work, even if they use their own vehicle .

Frequently asked questions about the Wegam and Wegas :

What is Wegas/wegam insurance?
Road axle insurance is the abbreviation of employers' liability insurance . This road axle insurance is taken out as a supplement to the 'normal' business liability insurance . The Supreme Court previously ruled that road axle insurance is part of 'good employership'.
As an employer, you are liable if an employee is injured during working hours. This may involve injuries in the workplace, in traffic or during other work-related activities. The Wegas insurance reimburses the damage resulting from the liability claim.
With the WEGAM insurance (employer's liability for motor vehicles), you as an employer are insured against damage that your employees sustain during their work in the event of a traffic accident. If an employee suffers damage or injuries during a business trip, you as an employer can quickly be liable.
Is road ash mandatory?
road axle is not mandatory , but the Supreme Court has ruled in a number of specific cases that the employer should have taken out insurance.
What is the difference between Wegam and Wega?
The WEGAM insurance only applies to motor vehicles. If your employees travel in traffic in a different way, for example by bicycle, WEGAS insurance applies.
What is Wegam insurance?
With the WEGAM insurance (employer's liability for motor vehicles), you as an employer are insured against damage that your employees sustain during their work in the event of a traffic accident. If an employee suffers damage or injuries during a business trip, you as an employer can quickly be liable.
Why Wegam?
The WEGAM offers coverage for both property and personal damage suffered by the employee during a traffic accident during working hours. The insurer does not look at who is liable. This often allows for faster claims settlement.

For whom is a road axle / Wegam insurance intended?

A road axle / Wegam insurance is essential for:

🏢 Companies with business drivers and field service employees
🚚 Employers who send employees on the road (couriers, engineers, consultants)
👨50 in healthcare, construction, transport and logistics
🚗 Every employer with employees who use their own car or commercial vehicle for work

Without this insurance you, as an employer, run a financial risk in the event of traffic accidents of employees.

What does a road axle / Wegam insurance cost?

The premium of a road axle / Wegam insurance depends on:

💰 The number of employees and business drivers
💰 The type of company and risk profile
💰 The number of vehicles in the fleet
💰 chosen coverage and insurance conditions

The costs are on average between € 200 and € 1,000 per year , depending on the company size and risks.

Why choose a road axle / Wegam insurance?

✔ Legal protection for employers
✔ Prevents high damage claims in the event of a personal injury of employees
✔ Coverage for business journeys and commuting
✔ Essential supplement to business liability and car insurance policies

With a road axis / Wegam insurance you as an employer meet your duty of care and you protect your company against unexpected financial burdens.

Take out a road axis / Wegam insurance today!

As an employer, do you not want to run a risk of high damage claims due to personal injury to employees? Then choose a road axle / Wegam insurance and protect both your employees and your company.

Compare the best insurance policies now and request a quote immediately!

Workers Compensation Insurance

Workers' Compensation Insurance covers the damage suffered by an employee due to accidents that occur during the performance of work for the company or other activity related to the company.

Why workers' compensation insurance?

As an employer, you are expected to know what risks your employees run so that accidents can be prevented. In the context of 'good employment practice', judges are increasingly making employers pay for damage suffered by employees due to accidents that occur within the workplace. Including the loss of income of employees. Corporate liability insurance (AVB) does not always provide cover for this.

We compare workers' compensation insurance Finass insures) with the best insurers, so that you get the best and most affordable premium from us workers' compensation insurance

Frequently asked questions about workers' compensation insurance :

What is workers' compensation insurance?
With Workers' Compensation Insurance you insure your employees against damage during work for your company, during business-related activities and during commuting . Business-related activities include company outings and festivities, company training and business trips.
Why workers' compensation insurance?
employer are expected to know what risks your employees run so that accidents can be prevented. In the context of ' good employment practice ', judges are increasingly making employers pay for damage to employees due to accidents that occur within the working environment . Including the loss of income of employees . insurance (AVB) does not always provide cover for this.
Workers Compensation Insurance?
If your employee an accident while performing work , you as an employer confronted with extensive costs. The accident can take place at the workplace or on location, but also during traffic participation for work, commuting and other work-related activities. Personal injury claims in particular can be so high that business continuity can be jeopardized. Motor vehicle insurance or liability insurance for companies does not always provide sufficient cover for this.
Insurers offer the perfect solution for every employer workers' compensation insurance You are not only insured for compensation under law or case law, but you can also insure for other damage caused to the employee during business activities.

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Insurance cards , policy conditions and claim form :

Insurance cards
Insurance cards
Policy conditions
Policy conditions
Damage form
general_damageform.pdf

WHY SHOULD YOU BE BETTER INSURED WITH US?

We are there for the customer.
More than 25 years of experience.
Personal contact.
We compare all insurers.

Look at

B usiness Legal Expenses Insurance

Do you have conflicts with employees, suppliers or customers? With the Business Legal Expenses Insurance you receive legal assistance.

Compare/close

Close immediately

Look at

Request quote

A quote within 24 hours

Look at

[arrow-up-right]

Want to insure legal assistance?

Calculate

[arrow-down] [triangle-down]

We compare Business Legal Expenses Insurance ( Finass insures ) with the best insurers, and most affordable premium from us for Business Legal Expenses Insurance

[arrow down]

WHY SHOULD YOU BE BETTER INSURED WITH US?

We are there for the customer.
More than 25 years of experience.
Personal contact.
We compare all insurers.

Look at

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Frequently asked questions about Legal Expenses Insurance :

What does business legal expenses insurance cover?
With the Business Legal Assistance Insurance you are assured of legal assistance with almost all your entrepreneurial activities. You will receive legal assistance in disputes about social legislation, business premises, insurance, permits, collection and disputes with suppliers and customers.
Your company may find itself in a situation that requires legal assistance. For example, in case of problems with an employee or a customer who does not pay. With Business Legal Expenses Insurance you receive legal help and advice in various situations. Such as in conflicts with customers, suppliers, the government and employees.
What does legal expenses insurance not cover?
With legal expenses insurance you will not receive coverage for a conflict that you could have foreseen or that already occurred before you took out the insurance. There is coverage for uncertain events.
Is legal aid worth it?
If you unexpectedly find yourself in a conflict, legal expenses insurance considerably on legal costs. worth the investment . That is why it can also be wise as a private individual to take out legal expenses insurance
Is business legal expenses insurance mandatory?
No, business legal expenses insurance is not mandatory.
Is the Business Legal Expenses Insurance suitable for self-employed people?
Yes, the Business Legal Expenses Insurance is suitable for self-employed people.
What is usually insured with legal expenses insurance?
Many legal expenses insurance policies also include mediation, conciliation and legal advice. Because it is better for all parties to avoid legal proceedings or lawsuits. Consider, for example: advice on personnel, social legislation or the purchase, rental and maintenance of business premises.
What is usually not insured?
A number of cases are often not covered by business legal assistance. For example, legal conflicts and disputes in:
- tax matters
- a traffic violation
- bankruptcy
- between partners
- merger or acquisition
- disputes with parties abroad
- lending, subsidies and the like
- about brand names, patent rights, trade name rights, copyrights
How does legal expenses insurance work?
With legal expenses insurance you will be helped by lawyers employed by your legal expenses insurer . It is not surprising that you only think about taking out legal expenses insurance when you actually need help and advice. However, you cannot always use your insurance immediately. The insurance does not apply to situations that you see coming. Sometimes you get a discount on legal assistance need immediate help or advice
Your case may require a lawyer or other specialist who is not employed by the legal expenses insurer . You can then choose a lawyer or specialist yourself. insured for this external insurance .
Why should you take out legal expenses insurance?
Are you going legal expenses insurance ? Then it is important to know what legal assistance exactly is. Something can always go wrong. For example, if the renovation of your house goes wrong. Or if a dispute arises at your work. Or: if you compensation from someone who causes you damage No matter how small or large your conflict is, with legal expenses insurance you will receive good legal help in conflicts.

[arrow down]

Is Legal Aid worth it?

If you unexpectedly find yourself in a conflict, legal expenses insurance will save you considerably on legal costs. That is worth the investment. That is why it can also be wise as a private individual to take out legal expenses insurance.

✔️ Specialized in insurance ✔️ The best premium ✔️ The best conditions ✔️ Assistance with damage

Installation insurance

Need installation insurance?

This is what we need for a quote:

Company name

Address

Annual revenue

Number of employees

Request quote?

Email, call or app us:

Email: bram@finass.nl

Call: 072 509 24 56

App: 06 55 20 40 72

Request quote

Look at

Compare/close

Look at

Calculate/compare/take out

installation insurance

Standard 10% discount on your insurance

We compare installation insurance Finass insures) with the best insurers, receive the best and most affordable premium from us for installation insurance

Installation insurance

With the Installation Insurance you insure all material damage that you cause to the installation works.

On this page:

What is Assembly Insurance ?

View this insurance for:

Why Installation Insurance for a subcontractor

Frequently asked questions about Assembly Insurance :

Insurance cards and policy conditions :

What is Assembly Insurance ?

With Assembly Insurance you insure your work against damage.

Consider damage due to theft, fire, vandalism or storm. Or if you have caused damage by working incorrectly. Damage to your client's property caused by an installation error is also insured. Standard building or liability insurance often does not cover damage caused by installation work.

Why Installation Insurance for a subcontractor ?

, relying on the insurance proves to be unwise. After all, the coverage depends on the policy that the main contractor has taken out. For example, in many cases a subcontractor is not allowed to claim damages on the main contractor's policy and the subcontractor also runs the risk of having damages recovered from him. In addition, CAR insurance policies of large contractors often have (very) high deductibles, meaning that any damage caused by the subcontractor remains entirely or partially at his own expense. A CAR or Assembly insurance for the subcontractor offers the certainty that work carried out by him is covered by his own policy, regardless of the insurance and policy provision of the main contractor. And that's for sure...

THIS INSURANCE FOR:

NEED ADVICE?

call, app or email us

Also look at:

Private housing package

Buildings, contents, liability, legal assistance and family accidents.

Look at

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Frequently asked questions about Assembly Insurance :

What is Assembly Insurance?
With Assembly Insurance you insure your work against damage.

Consider damage due to theft, fire, vandalism or storm. Or if you have caused damage by working incorrectly. Damage to your client's property caused by an installation error is also insured. Standard building or liability insurance often does not cover damage caused by installation work.
Why Installation Insurance for a subcontractor?
, relying on the insurance proves to be unwise. After all, the coverage depends on the policy that the main contractor has taken out. For example, in many cases a subcontractor is not allowed to claim damages on the main contractor's policy and the subcontractor also runs the risk of having damages recovered from him. In addition, CAR insurance policies of large contractors often have (very) high deductibles, meaning that any damage caused by the subcontractor remains entirely or partially at his own expense. A CAR or Assembly insurance for the subcontractor offers the certainty that work carried out by him is covered by his own policy, regardless of the insurance and policy provision of the main contractor. And that's for sure...
What are the costs of Installation Insurance?
the costs of Installation Insurance online. The costs depend on the number of employees, annual turnover and the coverage you choose.
Is Installation Insurance mandatory?
No, installation insurance is not mandatory.
Who is Assembly Insurance suitable for?
The Assembly Insurance for installation works is suitable for:
- self-employed persons and installation companies (both main and subcontractors) working in SMEs
- commercial or private clients of installation projects
Can I insure walk-in and walk-out under the Installation Insurance?
Walk-in is insured as standard and walk-out cannot be insured under the Installation Insurance .
I cannot insure anything on my AVB. Can this be insured under the Assembly Insurance?
Installation Insurance , you are insured against damage caused by the execution of the work to the client's existing property. Under the AVB policy this often falls under the 'supervision' exclusion.

Insurance cards and policy conditions :

Insurance cards
Insurance cards
Policy conditions
Policy conditions

WHY SHOULD YOU BE BETTER INSURED WITH US?

We are there for the customer.
More than 25 years of experience.
Personal contact.
We compare all insurers.

Look at

SME

SME

Business interruption insurance

What is Business Interruption Insurance?

When does Business Interruption Insurance pay out?

IF YOUR POLICY STATES THAT YOU ARE COVERED FOR WHAT HAPPENED TO YOU. COMMON CAUSES ARE:

FIRE, WATER DAMAGE, STORM, VANDALISM OR THEFT

CLOSING-OFF OF YOUR STREET OR SHOPPING CENTER DUE TO DAMAGE TO OTHER PROPERTIES

CLOSURE DUE TO SOIL POLLUTION OR ASBESTOS RELEASED

What do you insure with Business Interruption Insurance?

Why take out Business Interruption Insurance?

IF YOUR BUSINESS COMES DOWN DUE TO THEFT, FIRE OR FLOODING, FOR EXAMPLE, THE COSTS CAN BE HIGH. YOUR STAFF AND FIXED COSTS MUST BE PAID.

WITH BUSINESS DAMAGE , YOU ARE COVERED FOR FINANCIAL DAMAGE WHEN YOUR BUSINESS IS CLOSED. FIXED CHARGES AND STAFF COSTS WILL THEN BE REIMBURSED.

Who is Business Interruption Insurance for?

WE HAVE THE SUITABLE SOLUTION FOR EVERY LEGAL FORM. WE OFFER BUSINESS DAMAGE INSURANCE FOR ZZP, VOF, MAATSCHAP, BV AND NV. INSURANCE FOR ALMOST EVERY BRANCH .

WHETHER YOU WORK IN CONSTRUCTION, RETAIL OR HEALTHCARE, WE HAVE BUSINESS DAMAGE INSURANCE FOR YOUR BUSINESS. CHOOSE YOUR BRANCH IN THE QUOTE REQUEST FOR THE BEST INSURANCE FOR YOUR SITUATION.

Is it mandatory?

Business interruption insurance is not mandatory.

What is usually not covered by Business Interruption Insurance?

less turnover because your customers place fewer orders

the damage to your property. You need home insurance for

damage to your inventory. For this you need inventory insurance

damage to goods or stock. You need goods insurance

damage caused by intent

damage caused by poor maintenance

damage caused by illegal activities

damage caused by natural disasters, such as earthquakes and floods

How long will you receive benefits?

This depends on your policy conditions. The payment often stops when your building has been rebuilt or when your production and turnover are back to what they were before the damage. Sometimes there is also a maximum term for the benefit. This can vary from 6 months to several years.

Wegas / Wegam Insurance - Essential coverage for employers and employees

Why is a road axle / Wegam insurance important?

What does a road axle / Wegam insurance cover?

What is Wegas/wegam insurance?

Is road ash mandatory?

What is the difference between Wegam and Wega?

What is Wegam insurance?

Why Wegam?

For whom is a road axle / Wegam insurance intended?

What does a road axle / Wegam insurance cost?

Why choose a road axle / Wegam insurance?

Workers Compensation Insurance

What is workers' compensation insurance?

Why workers' compensation insurance?

Workers Compensation Insurance?

Insurers offer the perfect solution for every employer workers' compensation insurance You are not only insured for compensation under law or case law, but you can also insure for other damage caused to the employee during business activities.

Insurance cards

Policy conditions

Damage form

B usiness Legal Expenses Insurance

What does business legal expenses insurance cover?

What does legal expenses insurance not cover?

Is legal aid worth it?

Is business legal expenses insurance mandatory?

Is the Business Legal Expenses Insurance suitable for self-employed people?

What is usually insured with legal expenses insurance?

What is usually not insured?

How does legal expenses insurance work?

Your case may require a lawyer or other specialist who is not employed by the legal expenses insurer . You can then choose a lawyer or specialist yourself. insured for this external insurance .

Why should you take out legal expenses insurance?

Calculate/compare/take out installation insurance

Standard 10% discount on your insurance

Private housing package

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

What is Assembly Insurance?

Why Installation Insurance for a subcontractor?

What are the costs of Installation Insurance?

the costs of Installation Insurance online. The costs depend on the number of employees, annual turnover and the coverage you choose.

Is Installation Insurance mandatory?

Who is Assembly Insurance suitable for?

The Assembly Insurance for installation works is suitable for:

self-employed persons and installation companies (both main and subcontractors) working in SMEs

commercial or private clients of installation projects

Can I insure walk-in and walk-out under the Installation Insurance?

Walk-in is insured as standard and walk-out cannot be insured under the Installation Insurance .

Calculate/compare/take out

installation insurance