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Insuring Biro – Everything you need to know
Do you drive a Biro or are you considering buying one? Then it's important to know what insurance you need. The Biro is a compact, electric two-seater that's becoming increasingly popular, especially in cities. Like other electric microcars, the Biro isn't covered by standard car insurance, but by moped insurance . This allows you to properly protect yourself and your vehicle against damage and unforeseen costs.
Quick start
- Provisional coverage possible
- personal advice
- Response within 1 working day
Insuring Biro – Everything you need to know
Do you drive a Biro or are you considering buying one? Then it's important to know what insurance you need. The Biro is a compact, electric two-seater that's becoming increasingly popular, especially in cities. Like other electric microcars, the Biro isn't covered by standard car insurance, but by moped insurance . This allows you to properly protect yourself and your vehicle against damage and unforeseen costs.
Quick start
- Provisional coverage possible
- personal advice
- Response within 1 working day
What is Biro insurance?
Biro insurance is very similar to car insurance, but it's specifically designed for mopeds. You can choose from various coverage options:
✔ Third-Party Liability Insurance – Mandatory for anyone driving a Biro. This insures you for damage you cause to others.
✔ Third-Party Liability + Limited Casco – Additional coverage for damage due to theft, fire, storm, and glass breakage.
✔ Fully Comprehensive – The most comprehensive coverage, including damage to your own Biro, even if you are at fault.
✔ Passenger Insurance – Covers personal injury and material damage to the driver and passenger.
✔ Legal Expenses – For legal assistance in the event of an accident or dispute.
Accessories such as extra batteries or charging stations can often be insured additionally.
compare Moped insurance with all insurers, so you get the best and most competitive premium Moped insurance
Why insuring a Biro is important
🔹 Legal obligation – Third-party liability (WA) is always required when using public roads.
🔹 Protection against expensive damage – Such as fire, storm, or theft.
🔹 Own damage also insured – With a comprehensive policy, you don't have to pay the costs yourself.
🔹 Peace of mind in the event of accidents – Especially with additional passenger or legal expenses insurance.
With the right coverage, you can enjoy your Biro without any worries.
Who is Biro insurance suitable for?
✔ City dwellers – Who use their Biro as a sustainable alternative to a car or scooter.
✔ Young people aged 16 and up – With an AM driver's license, you can already drive a Biro.
✔ Private individuals and business drivers – Entrepreneurs who use a Biro for business purposes can also get good insurance.
✔ Users of electric microcars – Who want certainty about their vehicle and liability.
Tips when taking out Biro insurance
✅ Always choose at least third-party liability (WA), but consider WA+ or comprehensive coverage for a new Biro.
✅ Check whether accessories, batteries, and charging stations are included in the insurance.
✅ Consider additional coverage such as passenger insurance.
✅ Compare premiums and terms – there are significant differences.
✅ Look into options for a purchase value scheme , so that you get reimbursed for the purchase price in the event of a total loss or theft.
Apply for your Biro insurance now!
reliable and affordable insurance for your ? At Finass Verzekert, we instantly compare the best insurers and ensure you benefit from a competitive premium and comprehensive coverage. Whether you choose third-party liability, third-party liability+, or comprehensive coverage, we'll find the perfect policy for you.
👉 Request a free quote today and hit the road in your Biro with peace of mind!
Moped insurance – brands, types & insurers
Types
Brands & models
Insurers (via Finass)
Frequently Asked Questions – Insuring Birò
Which coverage suits my Birò: WA, WA+ or Allrisk?
Third-party liability only covers damage to others. Third-party liability+ adds coverage for theft/fire/window damage, among other things. Comprehensive coverage also covers damage to your own property and is often suitable for a new or highly rated Birò.
Is theft of the Birò or parts (battery/charger) insured?
With WA+ and Comprehensive coverage , theft is generally covered under the policy terms. Insurers pay particular attention to storage (preferably indoors/locked) and visible security (ART lock/GPS tracker).
How do I insure the battery(ies), charger and charging cable?
Include the battery(ies) , charger , and charging cable as accessories with the price . Also note whether the battery was purchased or leased , for clear reimbursement in case of damage or theft.
Are his doors, luggage box and winter set also insured?
Yes, provided they are declared as accessories (doors, box, winter tires). This prevents underinsurance and disputes in the event of damage.
Is damage to windows or plastic panels covered?
Window/panel damage is usually covered by (WA+) and comprehensive insurance (Global Comprehensive) . Repairs are sometimes possible without a deductible; replacement often comes with a (limited) deductible—depending on the insurer.
Will I get replacement transportation in case of damage or breakdown?
Depending on your policy. Replacement transportation is often optional (with comprehensive coverage or roadside assistance). Useful for commuting or if the Birò is needed daily.
How does roadside assistance work for the Birò (E-mobility)?
Roadside assistance for electric microcars helps with starting problems or a dead battery (e.g., transport home/workshop). Terms and conditions and availability vary by insurer.
Does business use (delivery/promotion) affect the premium?
Yes. Type of use (private/business), mileage , and storage are all factors in acceptance and premium calculations. We tailor coverage and deductibles accordingly.
Do claim-free years and no-claims discount apply?
In many cases, yes, but this varies by insurer. Provide your SVJ statement for the best discount and the consequences in the event of a claim.
Am I insured abroad (e.g. Belgium/Germany)?
Usually, within the countries listed on the Green Card . Check local regulations and permitted use for microcars.
What mainly determines my premium for the Birò?
Current value/model , storage (indoor/locked), security (lock/GPS), mileage , and your no-claims years . Accessories/batteries and their corresponding amounts should be included in the policy.
What information do you need for a quick quote?
License plate/version, purchase price, list of accessories + amounts (battery/charger/cable/doors/box), annual mileage, storage, claim-free years and drivers.
Please note: exact coverage and terms vary by insurer. We compare and provide personalized .
Insure your moped car with Finass Verzekert
Insure your moped car with Finass Verzekert, offering personalized advice. We compare the best options from asr , Klaverblad , and Unigarant , so you can choose the right coverage for every situation: general moped insurance , business moped insurance , moped insurance for those aged 16 and over, and electric moped insurance .
We assist drivers of all popular makes and models daily: Citroën Ami , Birò , Opel Rocks-e , and Fiat Topolino ; as well as classic moped brands like Ligier (JS50/JS60/Myli), Aixam (City/Coupé/Crossline), and Microcar (M.Go/Duè/Highland). We ensure the correct coverage (third-party liability, third-party liability+, or comprehensive), claim-free years, and accessories such as doors/hood, luggage box, and winter set; and for battery (owned or leased), charger, and charging cable. For business use, we carefully coordinate acceptance requirements (storage, ART lock/GPS) and options such as replacement transportation and roadside assistance.
