Business moped insurance – Smart and completely arranged
Do you use a moped for business or for your company? Then it's important to take out the right business moped insurance . A moped is ideal for short trips, city transport, and deliveries, but like any company car, it carries risks. With business moped insurance, you're well-protected against damage, liability, and unexpected costs.
Quick start
- Provisional coverage possible
- personal advice
- Response within 1 working day
Business moped insurance – Smart and completely arranged
Do you use a moped for business or for your company? Then it's important to take out the right business moped insurance . A moped is ideal for short trips, city transport, and deliveries, but like any company car, it carries risks. With business moped insurance, you're well-protected against damage, liability, and unexpected costs.
Quick start
- Provisional coverage possible
- personal advice
- Response within 1 working day
What is a business moped insurance?
Business moped insurance is specifically designed for entrepreneurs and businesses that use mopeds. You can choose from various coverage options, depending on your use and the vehicle's value:
✔ Third-Party Liability Insurance – Mandatory and covers damage you cause to others with your moped car.
✔ Third-Party Liability + Limited Casco – Additional coverage against theft, fire, storm, and glass breakage.
✔ Fully Comprehensive – The most comprehensive coverage, including damage to your own moped car, even if you are at fault.
✔ Passenger Insurance – Protection for driver and passenger in the event of injury or damage.
✔ Legal Expenses Insurance – Legal assistance with damage claims or disputes.
compare Moped insurance with all insurers, so you get the best and most competitive premium Moped insurance
Why a business moped insurance is important
🔹 Legal requirement – Third-party liability insurance is always mandatory.
🔹 Protection of your business assets – Your moped car is often essential to your business.
🔹 Preventing high costs – Damage or theft can have a direct impact on your business operations.
🔹 Professional coverage – Perfectly suited to business use, including options for multiple vehicles.
A business moped insurance policy provides you with security and continuity in your business activities.
Who is a business moped insurance suitable for?
✔ Couriers and delivery services – For those who use mopeds for deliveries.
✔ Self-employed entrepreneurs (ZZP) – Who use the moped for business purposes, such as visiting customers or providing transportation.
✔ Businesses in urban areas – Where a compact, durable moped is ideal.
✔ Organizations with fleets – Multiple mopeds can also be insured together.
Tips for taking out business moped insurance
✅ Choose at least third-party liability insurance, but consider third-party liability+ or comprehensive insurance for a new moped car.
✅ Check whether accessories, charging stations, or extra batteries are covered.
✅ Consider passenger insurance to protect employees or passengers.
✅ Ask about a purchase value scheme – useful for new vehicles.
✅ Compare business policies: terms and premiums vary by insurer.
Insure your business moped car with Finass Verzekert
Looking for good, affordable insurance for your business moped ? At Finass Verzekert, we directly compare the best insurers, such as Turien, Assicuro, and asr. This ensures a competitive premium, comprehensive coverage, and personalized service.
👉 Request a free business quote today and ensure your company can hit the road with its moped car without any worries!
Moped insurance – brands, types & insurers
Types
Brands & models
Insurers (via Finass)
Frequently Asked Questions – Business Moped Insurance
Which coverage suits business use: Third-Party Liability, Third-Party Liability+, or Comprehensive Liability?
Third-party liability only covers damage to third parties. Third-party liability+ adds coverage for theft/fire/window damage, among other things. Comprehensive coverage also covers damage to your own vehicle and is often appropriate for new or heavily used mopeds for delivery or service.
Do I have to report business use separately?
Yes. Indicate whether the moped for private , business , or mixed purposes (e.g., delivery/catering/facilities). This affects acceptance, premium, and terms and conditions.
How do I deal with multiple directors and employees?
Register multiple drivers (age/experience). If you have many different drivers, we'll select a policy tailored to your needs. Young drivers can impact the premium/deductible.
Is delivery (last mile) covered?
Yes, provided it's specified as the type of use . Insurers often impose requirements regarding storage and security (ART lock, sometimes GPS tracker) due to increased theft risk.
What security is required for acceptance?
At least an ART-approved lock GPS tracker may be required for high-risk postcodes or outdoor storage . Keep receipts and take photos of the lock usage.
How do I insure batteries, chargers and accessories for business purposes?
Include the battery(ies) , charger , charging cable , doors/box , and winter set as accessories with the price . Note whether the battery was purchased or leased ; this prevents disputes in the event of damage or theft.
Will I get replacement transportation in case of damage or breakdown?
Often included as an option with comprehensive coverage or roadside assistance. Convenient for business continuity. We tailor this to your process (delivery windows/working hours).
How does roadside assistance work for electric mopeds?
Roadside assistance for e-mobility helps with starting problems or a dead battery (e.g., transport to work/workshop). Coverage and response times vary by insurer.
Can I build up claim-free years in my company name?
Yes, but the registration and transfer process (to private individuals or between private limited companies) varies by insurer. We record this in advance to ensure the discount is applied correctly.
Is foreign coverage possible for border regions?
Usually within the countries listed on the Green Card . Check local entry requirements for microcars. Report any cross-border use in advance.
Do we need a fleet solution for multiple vehicles?
For a few vehicles or more, bundling or a small fleet policy be interesting (one contract, uniform conditions, often a more competitive premium).
What information do you need for a quick business quote?
Chamber of Commerce details, contact person, license plate/model, value (invoice), list of accessories + amounts (battery/charger/cable/doors/box), annual mileage, storage, security, type of use, drivers/age and claim-free years .
Please note: exact coverage and terms vary by insurer. We compare and provide tailored for your business operations.
Insure your moped car with Finass Verzekert
Insure your moped car with Finass Verzekert, offering personalized advice. We compare the best options from asr , Klaverblad , and Unigarant , so you can choose the right coverage for every situation: general moped insurance , business moped insurance , moped insurance for those aged 16 and over, and electric moped insurance .
We assist drivers of all popular makes and models daily: Citroën Ami , Birò , Opel Rocks-e , and Fiat Topolino ; as well as classic moped brands like Ligier (JS50/JS60/Myli), Aixam (City/Coupé/Crossline), and Microcar (M.Go/Duè/Highland). We ensure the correct coverage (third-party liability, third-party liability+, or comprehensive), claim-free years, and accessories such as doors/hood, luggage box, and winter set; and for battery (owned or leased), charger, and charging cable. For business use, we carefully coordinate acceptance requirements (storage, ART lock/GPS) and options such as replacement transportation and roadside assistance.
