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VvE home insurance - Indispensable coverage for Owners' Associations


Are you a director or member of an Owners' Association (VVE) ? Then you are responsible for the maintenance and insurance of the joint building. A VvE building insurance is mandatory in almost all cases and protects the apartment complex against damage caused by, for example, fire, storm, leakage and burglary . It is the basic insurance with which you as a VvE risks and meet legal and legal requirements.

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What is a VVE Opstalverzekering?

A home insurance for the VvE covers damage to the entire building, including:

✔ Outdoor walls, roof, foundation and floors
✔ Common areas such as stairwell, gallery, entrance and lifts
✔ Fixed installations such as central heating boilers, pipes, solar panels and intercom systems
✔ Optional: glass, landscaping, outbuildings and communal parking spaces

The coverage applies in the event of damage due to, among other things:

  • Fire, lightning and explosion

  • Storm, water and hail damage

  • Theft and vandalism

  • Collision or collision

Please note: the home insurance via the VvE does not cover the household effects of residents . He must insure each apartment owner themselves separately.

We (Finass Verzekert) compare VvE Building Insurance with get the best and most competitive premium from us VvE Building Insurance

Why is a VvE building insurance required?

According to the apartment law, a home insurance policy is mandatory for VVEs. This insurance ensures that in case of damage:

🔹 The costs are collectively borne - via the service costs or reserve fund
🔹 Every owner is treated equally - equal coverage for all apartments
🔹 Fast damage handling is possible - no discussion about who pays what
is guaranteed the financial continuity of the VvE

Without home insurance, damage to the property can lead to major financial problems and conflicts within the VvE.

Which VVEs is a home insurance suitable for?

✔ Apartment complexes with multiple owners
✔ Buildings with mixed use (living/shop/office)
✔ New construction, existing construction and monuments
✔ both professionally managed and self-management VVEs

Regardless of the size of the building or the number of owners: each VvE needs home insurance .

Additional coverage at a VvE building insurance

Do you want to be fully insured as a VvE? Then combine the home insurance with additional modules such as:

Liability insurance VvE (AVB) -for damage to third parties by the building
Directors' liability -Protection for VVE board members in the event of errors or negligence
Glass insurance -for damage to windows and glazing
Legal assistance insurance -Legal assistance with conflicts with residents, contractors or Suppliers
Environmental damage

Request a quote today for your VvE Opstalverzekering!

Do you want to protect your VVE professionally and cheaply against damage to the building ? Then choose a specialized home insurance for VVEs with wide coverage and a competitive premium.
Simply compare the best providers and request a quote without obligation - your VvE is always well insured.


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