WA (Third Party Liability)
Mandatory and basic. Covers damage to others (persons/property).
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Insuring a Citroën Ami
Looking for an electric microcar for the city? Compare third-party liability , third-party liability + limited coverage , or comprehensive coverage . Pay special attention to theft , battery , and accessories .
Quick start
- Provisional coverage possible
- personal advice
- Response within 1 working day
Choose your coverage for the Ami
Third party liability + Limited Casco
Theft, fire, storm, and window damage. A popular choice for slightly used Ami's.
Fully comprehensive (all-risk)
Also includes own damage. Recommended for new Ami or private lease.
What determines your premium?
Age & claim-free years
Younger = higher premium. Building a no-claims policy helps lower your premium.
Postcode & usage
City/region and parking location (street/garage). Home, school/work location is also taken into account.
Value & battery pack
Higher value → higher premium. Battery and diagnostics are covered by comprehensive insurance.
Security
Lock/track&trace may be necessary and helps reduce the premium.
Damage & no-claim
Report damage
Fast recovery and claim assistance. We'll keep you updated.
No-claim & relapse
A claim affects your step/discount. It's sometimes better to pay for minor damages yourself.
Own risk
Higher deductible = lower premium. Pay attention to the terms and conditions for each coverage.
Theft & total loss
With WA+ coverage, you'll receive coverage against theft, fire, and glass. Comprehensive coverage also covers your own damage.
Battery & accessories
Hull insurance usually covers the traction battery and diagnostics . Accessories/chargers are often also insured.
No-claim protection
With some insurers, this protects your discount for a single claim (terms and conditions vary).
Additional coverage
Passenger Damage Insurance (SVI)
Compensates for injury and property damage to driver and passenger(s), even if the driver is at fault.
Legal assistance traffic
Legal assistance in disputes regarding damage or liability.
EV roadside assistance
Specifically for electric microcars, incl. vehicle delivery.
Accessories/windows
Coverage for glass breakage and (audio/navigation) accessories – often with WA+/Allrisk.
Frequently Asked Questions
Is Allrisk sensible for an Ami?
Often, especially with new or private lease vehicles. The premium is higher, but it covers your own damage.
Is the battery covered?
Typically, this is covered by comprehensive insurance, including diagnosis/examination in the event of damage. Terms and conditions vary by insurer.
Is theft covered?
With WA+ and Allrisk , yes, often with prevention requirements (lock/track & trace).
How do I build up a no-claims bonus?
Claim-free driving earns you years of claims-free driving and a discount. Paying for minor damage yourself can sometimes be worthwhile.
Are accessories included in the insurance?
Often included with WA+/Comprehensive coverage (e.g. charging cable/charger); check your policy.
Request your no-obligation quote
We compare multiple insurers and pay extra attention to theft and battery coverage.
