Are you a director or manager of an Owners' Association (VVE) ? Then a VVE building insurance indispensable. This insurance protects the apartment complex against damage caused by, among other things, fire, storm, water damage and vandalism . In most division deeds, this insurance is even required by law , so that all owners together ensure the correct coverage of the building.

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A VvE Insurance Opstal covers damage to the entire building, including:

✔ Outdoor walls, floors, roof and foundation
✔ Common areas such as stairwells, corridors, lifts and entrance
✔ Fixed installations: central heating boiler, pipes, intercom, solar panels
✔ Possibly to ensure: glass, outbuildings, site design and carports

The home insurance offers coverage in the event of damage caused by, among other things:

• Fire and explosion

• Storm, hail, flooding and frost

• Theft, burglary and vandalism

• Lightning or collision

Note: the household effects of residents is not included . Every owner must take out a separate household insurance for this.

A VvE is collectively responsible for the building. That is why it is mandatory to take out home insurance via the VvE. This prevents:

🔹 Discussions about who should insure what
🔹 Insufficient or double coverage in the event of damage
🔹 Financial risks for the joint owners
🔹 Long -term conflicts within the VvE in the event of claims

With a joint policy there is one clear coverage for the entire building, including rapid damage settlement and fair distribution of the costs via the service contribution.

✔ VVEs of apartment complexes
✔ Buildings with mixed use (living and/or shops/offices)
✔ Both small and large VVEs
✔ New construction, existing construction and monumental buildings

Whether you manage a complex with 3 apartments or a flat with 100 homes - each VvE needs home insurance .

A VvE building insurance is the basis, but you can expand this with:

✅ Liability insurance (AVB) -for damage to third parties through defects in the building
✅ Directors' liability -Protects board members against personal liability
✅ Glass insurance -for damage to windows and stained glass
✅ Legal assistance insurance -for legal assistance with conflicts with residents, suppliers or contractors
✅ Environmental -for contamination-for contamination-for contamination-for contamination-for contamination-for contamination-for contamination-for contamination-for contamination-for contamination.

Do you insure your building professionally, legally correct and cheaply? Then choose a specialist VVE insurance building, tailored to your situation.
Request a quote now and compare the best options for your VvE - so you are sure of the right coverage at a competitive premium!

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