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Lowest price guarantee
Largest offer
Assistance with damage
Personal contact
100% independent
Lowest price guarantee
Largest offer
Assistance with damage
Personal contact
100% independent

✔️ Specialized in insurance ✔️ The best premium ✔️ The best conditions ✔️ Assistance with damage


Cloverleaf Car Insurance

The Klaverblad Home Insurance

Your home is your safe place and you naturally want to take good care of it. With our home insurance (=building insurance), your home is properly insured against damage.

  • No deductible, except in case of damage due to storm
  • Solar panels are insured as standard
  • Outbuildings such as sheds up to 25m² are insured as standard
New insurance/damage handling

9,8

View reviews

072- 509 24 56

Info@finass.nl

072- 509 24 56

Not the best premium?

Not the best premium?

Not the best premium?

The Klaverblad Home Insurance

Your home is your safe place and you naturally want to take good care of it. With our home insurance (=building insurance), your home is properly insured against damage.

  • No deductible, except in case of damage due to storm
  • Solar panels are insured as standard
  • Outbuildings such as sheds up to 25m² are insured as standard

Read More ... Klaverblad Home Insurance

✔️ Specialized in insurance ✔️ The best premium ✔️ The best conditions ✔️ Assistance with damage


Cloverleaf Car Insurance

The Cloverleaf Car Insurance

With Klaverblad Car Insurance, your car is well insured at an attractive premium. You will also benefit from even more benefits:

  • No-claim discount up to 80%
  • Already 50% starting discount on your premium with 0 claim-free years
  • Standard 36 months new value and purchase value scheme up to €75,000
  • No deductible for damage repairs by companies we work with
  • Favorable 2nd car arrangement
New insurance/damage handling

9,8

View reviews

072- 509 24 56

Info@finass.nl

072- 509 24 56

Not the best premium?

Not the best premium?

Car insurance: choice of 3 variants

At Klaverblad you can choose from 3 variants of our car insurance:

  1. WA
  2. WA+ limited airframe
  3. WA+ full hull  (all risk)

On this page we explain our new car insurance with AU24 conditions. Have you insured a car with us under different conditions? Then the coverage on this page may not apply to you.  

The best benefits at a glance:
  • No-claim discount up to 80%
  • Already 50% starting discount on your premium from 0 claim-free years
  • 36 months new value scheme up to €75,000 including VAT
  • 36 months purchase value scheme up to €75,000 including VAT
  • Accessories are insured for free as standard up to € 2,500
  • No deductible for damage repair by a damage repair company that works with us
  • The same premium discount for your 2nd car up to 75%
Claim-free years and No-claim discount

Claim-free years are years in which you do not cause any damage. For every year that you do not claim any damage, you will receive 1 claim-free year. The more claim-free years you have, the more No-claim discount you will receive on your car insurance premium. This No-claim discount can be up to 80%.

New value scheme 36 months in case of total loss or theft

Have you bought a completely new car? Then with the WA+ full comprehensive car insurance you have a new value scheme for 36 months as standard. With the new value scheme, you will be reimbursed the price of a new car in the event of a total loss or car theft. There are a few rules that apply to this arrangement:

  • You are the first owner of the car.
  • You have fully insured the car with us.
  • The insured amount stated on your policy is a maximum of €75,000, including VAT.
  • The damage occurs within 36 months.

After 3 years the replacement value scheme expires and in the event of total loss or theft you will receive the replacement value (ANWB price list + 10%) of the car.

The purchase value scheme

Did you buy your car second-hand and have you taken out a third-party limited comprehensive car insurance policy or a third-party liability full comprehensive car insurance policy with us? Then, if there is a covered event in the event of total loss or theft of the car, you will receive the purchase value back. These rules apply to this scheme:

  • The car was not older than 60 months at the start of the insurance.
  • The damage occurred within 36 months of the purchase date.
  • The original catalog value was a maximum of €75,000, including VAT.
  • You purchased the car from a car dealer or car company with Chamber of Commerce registration in the Netherlands.

After 3 years the purchase scheme expires and in the event of total loss or theft you will receive the replacement value (ANWB price list + 10%) of the car.

Not the best premium?

The Cloverleaf Car Insurance

With Klaverblad Car Insurance, your car is well insured at an attractive premium. You will also benefit from even more benefits:

  • No-claim discount up to 80%
  • Already 50% starting discount on your premium with 0 claim-free years
  • Standard 36 months new value and purchase value scheme up to €75,000
  • No deductible for damage repairs by companies we work with
  • Favorable 2nd car arrangement

Read More ... Klaverblad Car Insurance

✔️ Specialized in insurance ✔️ The best premium ✔️ The best conditions ✔️ Assistance with damage


Cloverleaf Business Auto Insurance

The Klaverblad Passenger Car Insurance

Are you an entrepreneur and do you have a vehicle, for example a van? With our company car insurance, it is simply well insured at an attractive premium.

  • Can be taken out in an insurance package for companies
  • Choose which garage you have your company car repaired at
  • Low deductible of €100 for comprehensive insurance
  • Discount up to 75%, depending on the number of claim-free years
New insurance/damage handling

9,8

View reviews

072- 509 24 56

Info@finass.nl

072- 509 24 56

Not the best premium?

Not the best premium?

Cloverleaf package discount up to 10%

Take out different types of insurance from the Insurance package for companies. Then you can benefit from a package discount of up to 10%. That's going well!

Which commercial vehicle insurance suits you best?

You can take out the Klaverblad SME Commercial Car Insurance if you, as an entrepreneur, want to properly insure your van. Are you a private individual and do you have a vehicle with a gray license plate? The Tax Authorities have then classified your vehicle as a company van. Our company car insurance is also a good option in that case.

Are you an entrepreneur and do you take out multiple business insurance policies with us? Then you can take out our  insurance package for companies  that includes company car insurance. It is good to know that you can only take out our motor vehicle insurance in combination with at least insurance for Buildings / Tenant's Interest, Business, Business Damage, Transport of your own property, Liability or Legal Assistance.

It is good to know that with us you can choose from three different types of company car insurance:

  1. WA
  2. WA+ limited airframe
  3. WA+ full hull (all risk)

Do you have a van? Then third party commercial vehicle insurance is mandatory. WA stands for Legal Liability. This commercial vehicle insurance reimburses damage you cause to others with your van. Do you want to insure more? Then take a look at our car insurance policies WA+ limited comprehensive or WA+ full comprehensive (all-risk). These car insurance policies are more extensive.

How much will you be reimbursed if your company car is declared a total loss?

Of course, damage is never nice. Do you have a third-party liability + limited comprehensive or third-party liability + full comprehensive (all-risk) company car insurance and has your company car been declared a total loss? In the event of a total loss, you will receive the current value of your company car as compensation. This current value is determined by the damage expert.

Additional insurance

You can take out two additional insurance policies with your commercial vehicle insurance.

Passenger damage insurance

This insures you against damage suffered by the driver or passengers of your company car as a result of an accident. This concerns damage to property and damage due to injury or death. An amount of € 1,000,000 is insured per event.

Insurance for traffic legal assistance

You will receive legal assistance if you want to recover traffic damage from the person who caused it. We will also help you if you have to appear in court or if the police confiscate your driver's license or company car.

Please note: we also have legal expenses insurance for companies. If you complete the Commercial Motor Vehicles module, you are assured of legal assistance if you damage your commercial vehicle.

Not the best premium?

The Klaverblad Passenger Car Insurance

Are you an entrepreneur and do you have a vehicle, for example a van? With our company car insurance, it is simply well insured at an attractive premium.

  • Can be taken out in an insurance package for companies
  • Choose which garage you have your company car repaired at
  • Low deductible of €100 for comprehensive insurance
  • Discount up to 75%, depending on the number of claim-free years

Read More ... Klaverblad Business Car Insurance

✔️ Specialized in insurance ✔️ The best premium ✔️ The best conditions ✔️ Assistance with damage


Finass Verzekert insurance policies online or request a quote ?
Check the premiums and different options here:

Cloverleaf

  • Business (SME)

SME insurance.

Small and medium-sized businesses



OTHER INSURANCE

For all your other insurance, private or business, you can always call, app or email us.

CONTACT

Agricultural



Insurance package

Insurance package for companies

WHY SHOULD YOU BE BETTER INSURED WITH US?
  • We are there for the customer.
  • More than 25 years of experience.
  • Personal contact.
  • We compare all insurers.

Look at

Read More ... Klaverblad Business

✔️ Specialized in insurance ✔️ The best premium ✔️ The best conditions ✔️ Assistance with damage


Finass Verzekert insurance policies online or request a quote ?
Check the premiums and different options here:

Cloverleaf

  • Private

Private insurance.

Home and Family


Traffic


Recreation



Disability


Insurance package

OTHER INSURANCE

For all your other insurance, private or business, you can always call, app or email us.

CONTACT

WHY SHOULD YOU BE BETTER INSURED WITH US?
  • We are there for the customer.
  • More than 25 years of experience.
  • Personal contact.
  • We compare all insurers.

Look at

Read More ... Private