Insuring a Citroën Ami – Everything you need to know
Do you drive a Citroën Ami or are you planning to buy one? Then it's important to know what insurance you need. The Ami is an electric moped that's becoming increasingly popular in the Netherlands. Because it has a maximum speed of 45 km/h, this vehicle isn't covered by regular car insurance, but by a special moped insurance . However, there are several coverage options you should consider to properly protect yourself and your Ami.
Quick start
- Provisional coverage possible
- personal advice
- Response within 1 working day
Insuring a Citroën Ami – Everything you need to know
Do you drive a Citroën Ami or are you planning to buy one? Then it's important to know what insurance you need. The Ami is an electric moped that's becoming increasingly popular in the Netherlands. Because it has a maximum speed of 45 km/h, this vehicle isn't covered by regular car insurance, but by a special moped insurance . However, there are several coverage options you should consider to properly protect yourself and your Ami.
Quick start
- Provisional coverage possible
- personal advice
- Response within 1 working day
What is a Citroën Ami insurance?
Citroën Ami insurance, just like a regular car, offers various coverage options. These are the most important:
✔ Third-party liability insurance (WA) – Mandatory for every driver. This insures you for damage you cause to others with the Ami.
✔ Third-party liability + limited hull insurance – Additional coverage against damage caused by theft, fire, storm, or glass breakage, among other things.
✔ Fully comprehensive insurance (Gross comprehensive) – The most comprehensive coverage, which also reimburses damage to your own Ami, even if it is your own fault.
✔ Accident or passenger damage insurance – Covers injury and material damage to the driver and passenger.
✔ Legal expenses insurance – Useful in the event of disputes following an accident.
Please note: accessories such as a home charging point or extra equipment can often be insured additionally.
compare Moped insurance with all insurers, so you get the best and most competitive premium Moped insurance
Why good Citroën Ami insurance is important
🔹 Supplement to the legal obligation – Third-party liability is mandatory, but additional coverage offers much more security.
🔹 Protection against expensive damage – For example, in the event of fire, storm, or theft.
🔹 Your own vehicle is also insured – With Allrisk, damage to your own Ami is also covered.
🔹 Peace of mind in unexpected situations – Such as a collision, vandalism, or a traffic accident.
With the right coverage, you can avoid financial surprises and hit the road without a care in the world.
Who is Citroën Ami insurance suitable for?
✔ New Ami drivers – Who want optimal protection for their vehicle.
✔ Young people aged 16 and up – For whom the Citroën Ami is often their first experience in traffic.
✔ City dwellers – Who use their Ami as a sustainable alternative to the car.
✔ Private and business drivers – Business use can also be insured.
Tips when taking out Citroën Ami insurance
✅ Determine in advance what coverage you really need (WA, WA+, or Comprehensive).
✅ Compare different insurers – premiums can vary considerably.
✅ Check whether accessories and charging equipment are included.
✅ Consider passenger insurance for extra protection.
✅ Carefully review the deductible and the terms and conditions in the event of a claim.
Apply for your Citroën Ami insurance now!
Want to insure your Citroën Ami securely and worry-free ? Then choose an insurance policy that perfectly suits your situation and needs. At Finass Verzekert, we instantly compare the best providers, so you benefit from a competitive premium and comprehensive coverage.
👉 Request a free quote today and hit the road with peace of mind in your Citroën Ami!
Frequently asked questions – Citroën Ami insurance
Which coverage suits my Ami: WA, WA+ or Allrisk?
Third-party liability only covers damage to others. Third-party liability+ adds coverage for theft/fire/window damage, among other things. Comprehensive insurance also covers damage to your own property and is often suitable for new Ami insurance or when you want maximum security.
Is theft of the Ami or parts covered (e.g. doors, panels)?
With WA+ and Comprehensive coverage , theft is generally covered according to policy terms. Insurers pay particular attention to storage (preferably indoors/locked) and visible security (lock/tracker).
How do I insure the battery, charger, and charging cable?
Include the battery(ies) , charger , and charging cable as accessories, along with the amount . This way, in the event of damage or theft, it's clear what will be reimbursed. Also note whether the battery was purchased or leased .
Are my doors, winter package or storage box also insured?
Yes, provided they are declared as valuable accessories winter kit , luggage box, or other extras. This will help you avoid underinsurance.
Is damage to windows or plastic panels covered?
Window and panel damage is usually covered by (WA+) and comprehensive insurance . Repairs are sometimes possible without a deductible, while replacement often comes with a (limited) deductible—depending on the insurer.
Will I get replacement transportation in case of damage or breakdown?
That depends on the policy you choose. Replacement transportation is often optional (with comprehensive coverage or roadside assistance). This is useful for commuting or if the Ami is needed daily.
How does roadside assistance work for the Ami (E-mobility)?
Roadside assistance for electric microcars provides assistance with starting problems or a dead battery (e.g., transportation home/workshop). Terms and conditions and availability vary by insurer.
Does business use or many stops affect the premium?
Yes. Type of use (private/business/delivery), mileage , and storage are all factors in acceptance and premium calculations. We tailor coverage and deductibles accordingly.
Do claim-free years and no-claims discount apply to an Ami?
In many cases, yes, but this varies by insurer. Provide your SVJ statement for the best discount and consequences in the event of a claim.
Am I insured abroad (e.g. Belgium/Germany)?
EU coverage is often available within the countries listed on the Green Card . However, be sure to check local requirements and permitted uses for microcars.
What mainly determines my premium for the Ami?
Important factors: current value/model , storage (indoor/locked), security (lock/tracker), mileage , and your no-claims record . Please include accessories/batteries with the amount.
What information do you need for a quick quote?
License plate/version, purchase price, list of accessories + amounts (battery/charger/cable/doors/box), annual mileage, storage, claim-free years and drivers.
Please note: exact coverage and terms vary by insurer. We compare and provide personalized .
