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Health insurance 


People who live or work in the Netherlands are required to have health insurance

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Health Insurance: Choose the Best Coverage for Your Health

Health insurance provides essential protection against high healthcare costs. With the right insurance, you are insured for medical assistance, such as doctor visits, hospital admissions and additional treatments. Choose a health insurance policy that suits your health and lifestyle.

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WE (FINASS INSURES) COMPARE HEALTH INSURANCE WITH THE BEST INSURERS, SO THAT YOU GET THE BEST AND MOST ADVANTAGEOUS PREMIUM FROM US FOR HEALTH INSURANCE.

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Benefits of Health Insurance

  • Basic coverage : Reimbursement of necessary medical care, such as general practitioner, medicines and hospital.
  • Additional Options : Coverage for dentists, physiotherapy and alternative medicine.
  • Free Choice : Choose your own healthcare provider or hospital.
WHY SHOULD YOU BE BETTER INSURED WITH US?
  • We are there for the customer.
  • More than 25 years of experience.
  • Personal contact.
  • We compare all insurers.

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Frequently asked questions about Health Insurance :

  • What is Health Insurance?

    Health insurance is insurance that covers the costs of care and medication. If you need care, in whatever form, you can often (partly) recover the costs from your health insurer . health insurance every year until January 31 of the following year.
  • How much does health insurance cost per month?

    The average premium in 2023 is € 1,657. This is an average of € 138.11 per month .
  • What good is health insurance?

    The government determines what is included in the basic package. The basic package covers the costs of care from, for example, a GP, hospital, psychiatrist or pharmacy.

  • Does everyone have health insurance?

    Anyone who lives or works in the Netherlands must take out basic insurance. This insures you for care from the basic package.  

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Why Choose the Right Health Insurance?

  • Financial Security : Prevent high medical costs for unexpected care needs.
  • Peace of mind : Know that you always have access to the care you need.
  • Tailor-made : Customize your insurance to your specific needs and budget.

Compare providers on coverage and premium to find the health insurance that suits you best and be assured of good care.

That's why health insurance.

People who live or work in the Netherlands are required to have health insurance. In this way, everyone has access to care in the basic package. This is the package of insured care that everyone is entitled to. The regulations state which care is included in the basic package and which conditions apply to this care.

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Valuables insurance-optimum protection for your valuable assets


Are you in possession of luxury jewelry, an exclusive watch, artworks or a special collection? Then you naturally want to protect this against theft, damage and loss . With a valuables insurance from Finass , you are assured of optimum coverage, both at home and on the road. Avoid financial risks and ensure your valuable assets today!

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Why take out valuables insurance?

A standard household insurance often only offers limited coverage for expensive assets. If you have jewelry, art or an exclusive watch, damage or theft can mean a major financial blow. A valuable insurance policy offers the right solution with benefits such as:

Worldwide coverage against loss, damage and theft
Extensive protection at home and outdoors
Full compensation for damage or loss (depending on coverage)
Flexible insurance options tailored to the value of your property

With good valuables insurance you don't have to worry and you can enjoy your valuable properties with confidence.

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We compare valuables insurance Finass insures) with the best insurers, so that you get the best and most affordable premium from us valuables insurance

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What can you insure with a valuable insurance policy?

A valuables insurance from Finass insure covers a wide range of valuable items, such as:

💎 Jewelry and watches - Rolex, Cartier, Patek Philippe, Breitling and more
🖼 Art and Antiques - Paintings, Statues and Valuable Objects
📀 Collections - Coins, Stamps and Exclusive Collectibles
🎻 Musical instruments - violins, guitars, pianos and other instruments

Whether you have a valuable heirloom or have built up an exclusive collection, with a valuables insurance you are assured of the correct protection.

What does a valuable insurance policy cover?

A valuable insurance policy offers coverage at the most common risks, such as:

🔹 Theft - both in the house and outdoors (for example during vacation)
🔹 loss - if you lose a precious item, for example a ring or watch
🔹 Damage due to falling or bumping - even if you accidentally damage something
🔹 water damage and fire damage - against unexpected claims

At Finass Insurance We help you with an insurance policy that perfectly matches your situation.

What should you pay attention to when taking out a valuable insurance policy?

When choosing a valuable insurance policy, there are a few important things to take into account:

🔹 Coverage type - does the insurance only offer cover within the Netherlands or worldwide?
🔹 Eigen risk - does a deductible apply to damage?
🔹 Appraisal report - Is a valuation of your assets mandatory for insurance?
🔹 Payment in the event of damage or loss - is the current value or the full new value reimbursed?

By properly considering these points, you can take out insurance that fits exactly with your needs.

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Frequently asked questions about Valuables Insurance :

  • What is Valuables Insurance?

    With  home contents insurance you can be sure that your belongings  insured  against damage in the event of fire or theft. However, if you have a lot of valuable items, regular  home contents insurance not enough.  You will then only be reimbursed for part of the value of your belongings. So if you have a lot of antiques, jewelry, art objects or musical instruments, it is smart to take out valuables insurance
  • What does Valuables Insurance cover?

    Insure your musical instrument, antique paintings or rare watch ? With Valuables Insurance , your precious belongings are well insured against damage and theft. Indoor. Outdoors. Anywhere in the world. You take out  insurance  per individual item. So per instrument, per painting or piece of jewelry.
  • Can you insure a Rolex?

    Nowadays you can insurance for almost everything . This is also the case with a watch. A watch can often be an expensive purchase, especially if we are talking about a Rolex watch. You can have it (partially) insured against, for example, theft, damage or loss.

  • What are valuables?

    By valuables we mean different types of things. Valuables include antiques, art, high-value collections, expensive jewelry, musical instruments or expensive computers & electronics.

  • Am I also insured abroad?

    With us, your valuables are immediately insured worldwide. Except for art and antiques, which are only insured at your home address and indoors.

Why choose Finass insure?

At Finass we understand how important your valuables are for you. That is why we offer:

Custom insurance - tailored to your specific wishes
Extensive coverage - protection against damage, loss and theft
Sharp premiums - Excellent coverage for an affordable price
Personal advice - We help you make the best choice

Request a quote immediately!

Do you want to enjoy your valuable possessions without worry? Choose a valuable insurance policy at Finass insure and take advantage of the best coverage. Request a quote now without obligation and ensure your valuables today!

Safe to ensure valuables:

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Accident insurance


With Personal Accident Insurance you will receive compensation if you become permanently disabled or die.

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We compare accident insurance Finass insures) with the best insurers, so that you get the best and most affordable premium from us accident insurance

WHY SHOULD YOU BE BETTER INSURED WITH US?
  • We are there for the customer.
  • More than 25 years of experience.
  • Personal contact.
  • We compare all insurers.

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The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Frequently asked questions about Accident Insurance :

  • What is Accident Insurance?

    If you have become permanently disabled due to an accident, this can have enormous consequences for you and your family.  Not only physically and mentally, but also financially. With Accident Insurance  you will receive financial compensation in the event of permanent disability, regardless of any other benefit.

  • What is covered by accident insurance?

    Accident insurance . What is that? Accident insurance is an insurance policy that provides you with a fixed amount if something serious happens to you or your family member. For example, you could consider having an accident that leaves you or your family member permanently disabled.

  • Is accident insurance mandatory?

    Accident insurance is not legally required for all companies in the Netherlands. But certain collective labor agreements do state that you obliged to have insurance. So check the collective labor agreement for your industry.

  • What does accident insurance cover?

    With accident insurance you will receive compensation if you become permanently disabled or die. In this case, the surviving relatives receive a benefit. The insurance offers coverage in the Netherlands and abroad.

  • How does accident insurance work?

    Accident insurance a so-called sum insurance. This means that the payment is not determined on the basis of the specific damage that has occurred. The amount of the insurance payment depends on the fixed amount agreed in advance with the insurer (the insured sum).

  • What is the difference between accident insurance and liability insurance?

    In practice, the question is often asked what the difference is between accident insurance and liability insurance . In short: Accident insurance pays out a predetermined amount. Liability insurance covers the full damage suffered by the victim.

  • Why accident insurance?

    An accident can happen anywhere and even small accidents can have major consequences. For example, you can become permanently disabled accident Or even death. With accident insurance you at least cover the financial consequences.

  • How much does accident insurance pay out?

    In general, the amount upon death is 5,000 euros or 10,000 euros. In the case of permanent disability, the amount can be, for example, 30,000 euros or 50,000 euros. This depends on the insurer and which coverage you choose. Insuring for a higher amount often also means paying a higher premium

Why accident insurance?

An accident can happen anywhere and even small accidents can have major consequences. For example, you can become permanently disabled due to an accident. Or even death. With accident insurance you at least cover the financial consequences.

Read more ... family accident insurance

Legal insurance


Legal expenses insurance is an insurance that assists the policyholder in legal transactions, under many conditions, including a number of exclusions, which are included in an agreement with an insurance company.

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Legal expenses insurance: Legal help when you need it

Legal expenses insurance provides essential support in legal disputes. Whether it concerns conflicts with your employer, neighbors or a supplier, with this insurance you are not alone and you will receive professional help.

We compare legal expenses insurance Finass insures) with the best insurers, so that you get the best and most affordable premium from us Legal Expenses Insurance

Benefits of Legal Expenses Insurance

  • Extensive Coverage : Legal assistance in employment, residential, consumer and traffic disputes.
  • Financial Security : Avoid high legal costs for lawyers and procedures.
  • Flexible Options : Choose additional coverage that suits your situation.
WHY SHOULD YOU BE BETTER INSURED WITH US?
  • We are there for the customer.
  • More than 25 years of experience.
  • Personal contact.
  • We compare all insurers.

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Frequently asked questions about Legal Expenses Insurance :

  • What is Legal Expenses Insurance?

    Legal expenses insurance is an insurance that assists the policyholder in legal transactions, under many conditions, including a number of exclusions, which are included in an agreement with an insurance company.

  • Why should you take out legal expenses insurance?

    Are you going  legal expenses insurance  ? Then it is important to know what  legal assistance  exactly is.  Something can always go wrong. For example, if the renovation of your house goes wrong. Or if a dispute arises at your work. Or: if you compensation  from someone who   causes you  damage No matter how small or large your conflict is, with Legal Expenses Insurance  you will receive good legal help in conflicts.

  • What is reimbursed by legal expenses insurance?

    You can take out legal expenses insurance if You will then receive help from someone who knows what your rights and obligations are. This way you can outsource a dispute and (most) legal costs are covered.

  • Is legal expenses insurance necessary?

    If you ever have a dispute, it will quickly be cheaper to take out legal expenses insurance Circumstances that increase the risk of a conflict include having a (large) family, regularly changing jobs or moving and often being on the road.

  • Who is covered by legal expenses insurance?

    Who is covered by your legal expenses insurance ? legal expenses insurance for yourself and your family members. Then you can use legal help if someone is faced with a conflict.

  • What to do if you do not have legal assistance?

    Even without legal expenses insurance , there are various legal helplines. Consider, for example, legal assistance through the Consumers' Association, a trade union, separate (prepaid) legal assistance and help or advice through an association.

  • Is legal expenses insurance mandatory?

    No, legal expenses insurance is not mandatory.

  • How do you seek legal assistance?

    You contact us if you need legal assistance and we will then submit it to the insurer.

  • How much does legal aid cost per month?

    With a legal expenses insurance where you are insured for the consumer, residential and traffic modules, your average costs will be around €12 per month , which will amount to around €150 annually.

Why Choose Legal Expenses Insurance?

  • Peace of mind : Know that you will always receive legal support in the event of conflict.
  • Professional Assistance : Expert guidance in resolving disputes.
  • Affordable Solution : Legal assistance assured for a fixed premium.

Compare providers on coverage and premium to find the best legal expenses insurance and protect yourself against unexpected legal costs.

Why should you take out legal expenses insurance?

Are you going to take out legal expenses insurance? Then it is important to know what legal assistance exactly is. Something can always go wrong. For example, if the renovation of your house goes wrong. Or if a dispute arises at your work. Or: if you need to receive compensation from someone who causes you damage. No matter how small or large your conflict is, with Legal Expenses Insurance you will receive good legal help in conflicts.

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Public Liability Insurance


Liability  insurance  insures you against damage for which you are legally  liable .

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Liability Insurance for Individuals: Essential Protection for Your Family

Liability insurance for private individuals provides essential protection against damage claims arising from accidents for which you or your family members are liable. With the right coverage you can live worry-free, knowing that you are well insured against financial risks.

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We compare liability insurance Finass insures) with the best insurers, get the best and most affordable premium for liability insurance

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Benefits of Liability Insurance for Private Individuals

Comprehensive Coverage: Protection against damage claims from accidents in and around the home.
Financial Security: Avoid high costs due to compensation and legal proceedings.
Peace of mind: Know that you and your family are well protected against unexpected events.

Frequently asked questions about Liability :

  • What is Liability Insurance?

     Liability insurance  insures you against damage for which you are legally  liable . For example, if you cycle into a parked car, your cat knocks over an expensive vase or if your children shoot a ball through the neighbor's window. But also if you, your child or pet injure someone.

  • Do you need liability insurance?

    Unlike basic health insurance and third-party liability insurance for drivers, liability insurance for private individuals is not legally required. But according to the Consumers' Association, an AVP is a moral obligation. This belongs in everyone's basic package of financial services.

  • For what amount am I insured with private liability insurance?

    You insure personal injury or damage to other people's property up to a maximum amount of € 2,500,000 per event.

  • Why do you need liability insurance?

    You take liability insurance because you want to protect yourself and your family against the risk of liability. You can be held responsible if someone is injured through your fault. But also if you accidentally damage other people's property. Resulting in a claim for damages

  • What does liability insurance not cover?

    The liability insurance does not provide coverage for: damage to rented items. damage that you have caused intentionally. damage occurred during your work.

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Tips for Choosing Liability Insurance for Private Individuals

Compare different providers on coverage, premium and conditions. Pay attention to customer reviews and choose the insurance that best suits your specific situation and family composition. Good liability insurance for private individuals not only offers financial protection, but also peace of mind, so you can enjoy life without worries.

Read More ... Liability insurance