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Insuring the Opel Rocks-e – Everything you need to know
Do you own an Opel Rocks-e or are you considering purchasing this compact electric microcar? Then it's important to take out the right insurance right away. Like the Citroën Ami and Fiat Topolino, the Opel Rocks-e is an electric microcar and therefore isn't covered by standard car insurance. Microcars have specific insurance policies that protect you and your vehicle.
Quick start
- Provisional coverage possible
- personal advice
- Response within 1 working day
Insuring the Opel Rocks-e – Everything you need to know
Do you own an Opel Rocks-e or are you considering purchasing this compact electric microcar? Then it's important to take out the right insurance right away. Like the Citroën Ami and Fiat Topolino, the Opel Rocks-e is an electric microcar and therefore isn't covered by standard car insurance. Microcars have specific insurance policies that protect you and your vehicle.
Quick start
- Provisional coverage possible
- personal advice
- Response within 1 working day
What is Opel Rocks-e insurance?
Opel Rocks-e insurance is specifically designed for microcars and offers several coverage options. These are the most important:
✔ Third Party Liability insurance – Mandatory for everyone who drives the Rocks-e. Covers damage you cause to others.
✔ Third Party Liability + Limited Casco – Additional cover for damage due to theft, fire, storm and glass breakage.
✔ Fully Comprehensive – The most comprehensive cover, which also reimburses damage to your own Rocks-e, even if it is your own fault.
✔ Passenger Insurance – Covers injury and material damage to the driver and passenger.
✔ Legal Expenses Insurance – Provides legal assistance in the event of an accident or dispute.
Please note: accessories such as charging cables or a home charging point can often be insured additionally.
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Why good Opel Rocks-e insurance is important
🔹 Comply with legal obligations – Third-party liability (WA) is always required.
🔹 Protection against unexpected damage – Such as fire, storm, or theft.
🔹 Own damage also insured – With Allrisk, you also cover the costs if it is your own fault.
🔹 Security and peace of mind – Also in the event of injury, damage claims, or legal disputes.
With the right policy, you can be sure you can hit the road with your Rocks-e without any worries.
Who is Opel Rocks-e insurance suitable for?
✔ Young people aged 16 and up – The Rocks-e is popular with young drivers with an AM driving licence.
✔ City dwellers – Ideal for short trips and sustainable urban transport.
✔ Private and business users – The Rocks-e is also easily insured for business purposes.
✔ New owners of electric microcars – Those who want optimal insurance when they're on the road.
Tips for taking out Opel Rocks-e insurance
✅ Always choose at least third-party liability insurance, but consider third-party liability+ or comprehensive insurance for a new Rocks-e.
✅ Check whether accessories such as charging stations are included.
✅ Consider passenger insurance for extra peace of mind.
✅ Compare premiums and terms – insurers vary considerably.
✅ Explore the possibility of a purchase value arrangement (up to 36 months).
Apply for your Opel Rocks-e insurance now!
Looking for affordable and reliable insurance for your Opel Rocks-e ? At Finass Verzekert, we instantly compare the best insurers, such as Turien, Assicuro, and asr, so you always benefit from a competitive premium and the right coverage. Whether you choose third-party liability, third-party liability+, or comprehensive coverage, we'll create a policy perfectly suited to your needs.
👉 Request a free quote today and hit the road with peace of mind in your Opel Rocks-e!
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Frequently Asked Questions – Insuring the Opel Rocks-e (E-rocks)
Which coverage should I choose: WA, WA+ or Allrisk?
(WA) covers damage to others. (WA+) adds coverage for theft/fire/window damage, among other things. Comprehensive coverage also covers damage to your own property —often appropriate for a new or highly rated Rocks-e.
Is theft of the Rocks-e or parts (doors/panels) insured?
With WA+ and Comprehensive coverage , theft is generally covered under the policy terms. Pay particular attention to storage (preferably indoors/locked) and visible security (ART lock/GPS tracker).
How do I insure the battery(ies), charger and charging cable?
Include the battery(ies) , charger , and charging cable as accessories with the price . Also note whether the battery was purchased or leased for clear reimbursement in case of damage or theft.
Are your doors/hood, storage solutions and winter set also insured?
Yes, provided they are declared as accessories (doors/top, luggage compartment, winter tires). This prevents underinsurance.
Is damage to windows or plastic panels covered?
Window/panel damage is usually covered by (WA+) and comprehensive insurance (Global Comprehensive) . Repairs are sometimes possible without a deductible; replacement often comes with a (limited) deductible—this varies by insurer.
Will I get replacement transportation in case of damage or breakdown?
Depending on your policy. Replacement transportation is often optional (with comprehensive coverage or roadside assistance). Useful for commuting or everyday use.
How does roadside assistance work for the Rocks-e (E-mobility)?
Roadside assistance for electric microcars helps with starting problems or a dead battery (e.g., transport home/workshop). Terms and conditions and availability vary by insurer.
Does business use (delivery/promotion) affect the premium?
Yes. Type of use (private/business), mileage , and storage are all factors in acceptance and premium calculations. We tailor coverage and deductibles accordingly.
Do claim-free years and no-claims discount apply?
Often, yes, but this varies by insurer. Submit your SVJ statement for the correct discount and consequences in the event of a claim.
Can I take the Rocks-e abroad (e.g. Belgium/Germany)?
Usually, within the countries listed on the green card . Check local regulations and the permitted use of microcars.
What mainly determines my premium for the Rocks-e?
Current value/model , storage (indoor/locked), security (lock/GPS), mileage , and your no-claims years . Accessories/batteries must be included in the policy with the corresponding amount.
What information do you need for a quick quote?
License plate/model, purchase price, list of accessories + amounts (battery/charger/cable/doors/hood/winter set), annual mileage, storage, claim-free years and drivers.
Please note: exact coverage and terms vary by insurer. We compare and provide personalized .
Insure your moped car with Finass Verzekert
Insure your moped car with Finass Verzekert, offering personalized advice. We compare the best options from asr , Klaverblad , and Unigarant , so you can choose the right coverage for every situation: general moped insurance , business moped insurance , moped insurance for those aged 16 and over, and electric moped insurance .
We assist drivers of all popular makes and models daily: Citroën Ami , Birò , Opel Rocks-e , and Fiat Topolino ; as well as classic moped brands like Ligier (JS50/JS60/Myli), Aixam (City/Coupé/Crossline), and Microcar (M.Go/Duè/Highland). We ensure the correct coverage (third-party liability, third-party liability+, or comprehensive), claim-free years, and accessories such as doors/hood, luggage box, and winter set; and for battery (owned or leased), charger, and charging cable. For business use, we carefully coordinate acceptance requirements (storage, ART lock/GPS) and options such as replacement transportation and roadside assistance.