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Lowest price warranty
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High package discount
Help with damage
Personal contact
100% independent

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Watch insure - Optimal protection for your luxury timepiece


An exclusive watch such as a Rolex, Patek Philippe, Breitling or Cartier is more than just an accessory; It is a valuable investment. That is why you want to optimally protect your watch against theft, damage and loss . With a watch insurance from Finass , you are assured of the best coverage, both at home and on the road.

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Watch insure - Optimal protection for your luxury timepiece


An exclusive watch such as a Rolex, Patek Philippe, Breitling or Cartier is more than just an accessory; It is a valuable investment. That is why you want to optimally protect your watch against theft, damage and loss . With a watch insurance from Finass , you are assured of the best coverage, both at home and on the road.

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  • Advice

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Quick start

  • Provisional coverage possible
  • personal advice
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Insure?

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Why insure your watch?

Standard home contents insurance often  doesn't provide sufficient coverage  for expensive watches. Specialized  watch insurance  provides:

  Worldwide coverage  against damage, loss and theft
  Protection outside the home  – also during holidays and business trips
  Insurance tailored  to the actual value of your watch
  Full compensation  in case of damage or loss (depending on the coverage)

With  watch insurance,  you don't have to worry about unexpected damage or loss of your valuable possession.

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compare valuables insurance with all insurers, so you get the best and most competitive premium valuables insurance

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Which watches can you insure?

At  Finass  Verzekert you can insure various luxury and exclusive watch brands, such as:

  Rolex  – Submariner, Daytona, Datejust & more
  Patek Philippe  – Nautilus, Calatrava, Aquanaut
  Audemars Piguet  – Royal Oak, Offshore
  Breitling  – Navitimer, Superocean
  Omega  – Speedmaster, Seamaster
  Tag Heuer, Cartier, Hublot & other luxury brands

Whether you have a rare collective object or a high-end watch for daily use, we take care of the right insurance.

What does watch insurance cover?

When choosing the right insurance, it is important to pay attention to the following points:

🔹  Coverage type  – National or worldwide?
🔹  Deductible  – Is there a co-payment in case of damage?
🔹  Payment in case of damage or loss  – Is the replacement value or current value reimbursed?
🔹  Valuation report  – Is a valuation of your watch mandatory?

Our experts are happy to help you choose the right cover for your watch.

Why choose Finass insure?

At  Finass Verzekert  we offer the best protection for your valuable watch:

  Tailor-made insurance  – tailored to your watch and wishes
  Extensive coverage  – protection against theft, damage and loss
  Competitive premiums  – excellent insurance at a fair price
  Personal advice  – expert help in finding the right coverage

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Frequently asked questions about Valuables Insurance :

  • What is Valuables Insurance?

    With  home contents insurance you can be sure that your belongings  insured  against damage in the event of fire or theft. However, if you have a lot of valuable items, regular  home contents insurance not enough.  You will then only be reimbursed for part of the value of your belongings. So if you have a lot of antiques, jewelry, art objects or musical instruments, it is smart to take out valuables insurance
  • What does Valuables Insurance cover?

    Insure your musical instrument, antique paintings or rare watch ? With Valuables Insurance , your precious belongings are well insured against damage and theft. Indoor. Outdoors. Anywhere in the world. You take out  insurance  per individual item. So per instrument, per painting or piece of jewelry.
  • Can you insure a Rolex?

    Nowadays you can insurance for almost everything . This is also the case with a watch. A watch can often be an expensive purchase, especially if we are talking about a Rolex watch. You can have it (partially) insured against, for example, theft, damage or loss.

  • What are valuables?

    By valuables we mean different types of things. Valuables include antiques, art, high-value collections, expensive jewelry, musical instruments or expensive computers & electronics.

  • Am I also insured abroad?

    With us, your valuables are immediately insured worldwide. Except for art and antiques, which are only insured at your home address and indoors.

When is valuables insurance useful?

Most of your belongings in your home are covered by your home contents insurance. But not all your stuff. As an enthusiast, perhaps you have a nice collection of watches, guitars or jewelry. Or do you own paintings, art, antiques or other valuable things? Then additional valuables insurance is useful. But you don't have to be a collector to benefit from additional valuables insurance. Necklace, camera or watch: you can also enjoy the benefits of additional valuables insurance with your 'normal' valuables. Because you don't just use many of your valuables indoors: you also take them out sometimes.

Request a quote immediately!

Do you want to enjoy your luxury watch carefree? Then choose a watch insurance policy at Finass insures . Request a quote without obligation and protect your valuable watch today!

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  • Rolex

  • Breitling

  • Hublot

  • Cartier

  • Omega

  • Watch

  • Jewellery

  • Art

  • Ring

  • Camera

  • Painting

  • Music



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Insuring Omega – Protect your exclusive watch against damage and theft


Are you the proud owner of an Omega watch ? Then you know it's more than just a timepiece—it's a valuable piece of jewelry and often an investment. That's why it's important to insure your Omega properly. With Omega insurance, you're protected against damage, loss, and theft, so you can continue to enjoy your watch worry-free.

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Insuring Omega – Protect your exclusive watch against damage and theft


Are you the proud owner of an Omega watch ? Then you know it's more than just a timepiece—it's a valuable piece of jewelry and often an investment. That's why it's important to insure your Omega properly. With Omega insurance, you're protected against damage, loss, and theft, so you can continue to enjoy your watch worry-free.

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  • Premium & Quotation

  • Advice

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Quick start

  • Provisional coverage possible
  • personal advice
  • Response within 1 working day
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Want to insure Omega?

Calculate

Why take out Omega insurance?

Standard home contents insurance often offers limited coverage for expensive watches. With specialized watch insurance or valuables insurance, your Omega optimally protected, both at home and away from home.

Worldwide coverage – Your Omega is insured, wherever you are.
Theft and loss protection – Even when away from home or on vacation.
Damage coverage – For example, if your watch is dropped or accidentally damaged.
Full daily or appraised value – You will be reimbursed for the value of your watch in the event of loss or total loss.

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compare valuables insurance with all insurers, so you get the best and most competitive premium valuables insurance

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Who is Omega insurance suitable for?

Collectors and enthusiasts – For those who own one or more Omega watches.
Luxury watch owners – Such as the Speedmaster, Seamaster, or Constellation.
Frequent travelers – And want to insure their watch worldwide.
Those with a valuable watch collection – Who want comprehensive coverage.

Tips when taking out Omega insurance

✅ Have your watch appraised to determine the correct insured value.
✅ Choose insurance with worldwide coverage .
✅ Check the deductible and policy terms.
✅ Consider valuables insurance if you own multiple luxury watches.
✅ Keep receipts and certificates in a safe place – they are often necessary in case of damage.

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Insure your Omega through Finass Verzekert

Want to optimally protect your Omega watch ? At Finass Verzekert, we compare the best insurance policies for luxury watches and valuables. This way, you're guaranteed a competitive premium, comprehensive coverage, and fast claims processing.

👉 Request a free quote today and insure your Omega properly!

Frequently Asked Questions – Insuring an Omega Watch

Which insurance suits my Omega (Speedmaster/Seamaster/De Ville)?

Usually, valuables insurance (separately or as an extension of contents) with worldwide coverage . For higher values ​​or collections, we recommend a separate policy with clear limits and prevention requirements.

Is theft and robbery covered worldwide?

With a valuables policy, this is usually the case, even when traveling and away from home. Check the maximum payout per event and any country/region clauses .

Do I need a valuation report or purchase invoice?

For newer models, the purchase receipt . For vintage/limited or higher-value items, a recent appraisal report (often ≤ 2–3 years old) is required. If the value increases, reappraise.

Is appreciation included (e.g. Speedmaster limited)?

Some policies offer indexation or a payout up to a percentage above the insured amount . For scarce issues, periodic revaluation important.

What prevention requirements apply (at home & on the road)?

At home: approved locks and, for higher values, often a (certified) safe . On the road: wear discreetly, don't leave the watch unattended , and avoid leaving it in the car (often excluded ).

Is damage from water or sports covered?

Only according to water resistance (WR) and policy conditions. Sports/fall damage serviced promptly according to Omega guidelines.

Do the box, papers and extra straps count?

Yes, please include accessories (steel/leather strap, NATO, clasps) and box & paperwork in your claim . Please keep photos and serial numbers for quick claims handling.

Can I lend my Omega to a partner or family member?

Not always. Lending to third parties is often excluded or only covered for co-users listed on the policy. Check the policy terms and conditions.

How does damage repair work: through a jeweler or a payment?

Many insurers work with certified watchmakers/jewelers . In the event of total loss or theft, compensation (insured value/current market value) or replacement through a supplier often follows.

Is theft from the car covered?

Often excluded . In exceptional cases, only with locked, concealed , and demonstrable forced entry . Advice: don't take a watch loose in the car.

Is my home contents insurance sufficient?

Usually not. The limits for outdoor coverage are low and not always comprehensive worldwide . A separate valuables policy is more suitable for Omega's value and usage.

What information do you need for a quote?

Model/reference (e.g. Speedmaster, Seamaster, Aqua Terra ), serial number , year of purchase/price or appraisal , photos , storage method (safe), use (daily/occasional) and destinations traveled.

Request a quote More about watches

Please note: exact coverage, limits, and prevention requirements vary by insurer. We compare and provide personalized for your Omega.

Read more …Omega insurance

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Painting insurance – Protect your art against damage and theft


Are you the proud owner of a valuable painting or art collection? Then you naturally want to protect it properly. With painting insurance, you're covered against damage, theft, and loss – both at home and during transport or exhibition. This way, you can be sure your artworks are safe and retain their value.

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Painting insurance – Protect your art against damage and theft


Are you the proud owner of a valuable painting or art collection? Then you naturally want to protect it properly. With painting insurance, you're covered against damage, theft, and loss – both at home and during transport or exhibition. This way, you can be sure your artworks are safe and retain their value.

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  • Premium & Quotation

  • Advice

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Quick start

  • Provisional coverage possible
  • personal advice
  • Response within 1 working day
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Want to insure a painting?

Calculate

Why insure a painting?

Standard home contents insurance often offers limited coverage for expensive artworks. With specialized art or valuables insurance, your painting is worldwide and at its full value .

Theft and fire coverage – Also covered in case of burglary or water damage.
Transport protection – Handy if you move or lend the painting.
Exhibition coverage – Also insured outside your own home.
Appraisal-based compensation – So you get the current value back in the event of damage.

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compare valuables insurance with all insurers, so you get the best and most competitive premium valuables insurance

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Who is painting insurance suitable for?

valuable heirlooms to modern design collections
Collectors and – For whom the value of art is a significant asset.
Galleries and museums – For insuring art in their own collection or on loan.
Businesses and offices – With artworks on their walls.

Tips when taking out painting insurance

✅ Have your painting appraised by a certified appraiser for the correct value.
✅ Check whether the policy provides worldwide coverage, including during transport or loan.
✅ Note the provenance and take photos of the painting for your records.
✅ Choose a policy without underinsurance for full coverage.
✅ Consider valuables insurance if you own multiple works of art.

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Insure your painting through Finass Verzekert

Looking for optimal insurance for your painting or art collection ? At Finass Verzekert, we compare the best art and valuables insurance policies. This ensures you a competitive premium, comprehensive coverage, and fast claims processing.

👉 Request a free quote today and insure your painting properly!

Frequently Asked Questions – Painting Insurance

Which insurance suits my painting?

For valuable art, valuables/art insurance (either separately or as an extension of contents) is the most suitable. This usually offers worldwide comprehensive coverage and higher limits than standard contents insurance.

Is my painting also insured outdoors and while traveling?

With an art/valuables policy, coverage is usually worldwide , including temporary stays elsewhere. Be aware of maximum limits per event and any country/region clauses .

What about transportation (courier, post, moving)?

Transport is often covered if properly packaged and preferably through specialized art handlers . Theft from an unattended vehicle is generally excluded.

Do I need a valuation report?

For higher values, older/vintage works, or rapid price increases, a recent appraisal report (often ≤ 2–3 years old) is required. For new or recently purchased works, a purchase receipt may suffice.

Is increase in value included?

Some policies offer indexation or coverage up to a percentage above the insured amount . We recommend periodic revaluation during rising market conditions.

What prevention requirements apply at home?

Good locks , secure mounting systems , and sometimes alarm /sensors for higher temperatures. Avoid direct sunlight, extreme temperatures/humidity , and ensure stable humidity.

Is damage due to restoration or cleaning covered?

Not standard. Preferably work with a certified restorer and confirm in advance whether restoration risk is covered by insurance.

Are his frame, glass and passepartout also insured?

Yes, usually as part of the work if specified. Please include the list price and any museum glass costs in your quote.

Can I lend or consign the work?

Yes, that's possible, but please notify the museum/gallery in advance of the loan. Additional conditions or an exhibition clause required.

Is damage caused by moisture/sunlight covered?

Damage from gradual exposure (UV, moisture, temperature) is often limited or eliminated. Prevention (UV-resistant glass, climate control) is important.

Is home contents insurance sufficient?

Usually not: the outdoor coverage limit is low and not fully comprehensive. For valuable paintings, a separate art/valuables policy more appropriate.

What information do you need for a quote?

Artist , title , technique (oil/acrylic/mixed media), size , year , value (invoice/appraisal), provenance , photos , list price , location and use (home/exhibition/transport).

More about paintings Request a quote

Please note: exact coverage, limits, and prevention requirements vary by insurer. We compare and provide personalized .

Read more …Insuring a painting

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Insuring a musical instrument – ​​Protect your valuable instrument


Do you own a valuable musical instrument, such as a guitar, piano, violin, or drums? Then you know how important it is to protect it properly. Musical instrument insurance provides coverage against damage, theft, and loss – at home, during transport, and on location. This way, you can keep playing without worry.

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Insuring a musical instrument – ​​Protect your valuable instrument


Do you own a valuable musical instrument, such as a guitar, piano, violin, or drums? Then you know how important it is to protect it properly. Musical instrument insurance provides coverage against damage, theft, and loss – at home, during transport, and on location. This way, you can keep playing without worry.

.
  • Premium & Quotation

  • Advice

.

Quick start

  • Provisional coverage possible
  • personal advice
  • Response within 1 working day
.
Want to insure a musical instrument?

Calculate

Why insure a musical instrument?

Standard home contents insurance often only covers limited damage to musical instruments, especially outdoors or during performances. With specialized insurance, you are optimally protected.

Worldwide coverage – Your instrument is insured, even when traveling or performing.
Protection against theft and loss – Wherever you are.
Accidental damage coverage – For example, during transport or rehearsal.
Compensation based on current or appraised value – So you can repair or replace your instrument.

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compare valuables insurance with all insurers, so you get the best and most competitive premium valuables insurance

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Who is musical instrument insurance suitable for?

Professional musicians – Who perform and transport their instrument frequently.
Music students and hobbyists – With a valuable instrument at home.
Music societies and orchestras – For insuring shared instruments.
Music stores or rental companies – That lend or rent instruments.

Tips for taking out musical instrument insurance

✅ Have expensive instruments appraised to determine the correct insured value.
✅ Check if the insurance also covers transport and performances.
✅ Record serial numbers and keep receipts.
✅ Choose a policy with worldwide coverage if you travel frequently.
✅ Check if accessories, such as bows, cases, or amplifiers, are included.

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Insure your musical instrument through Finass Verzekert

Looking for optimal insurance for your musical instrument ? At Finass Verzekert, we compare the best valuables insurance policies, so you benefit from competitive premiums and comprehensive coverage. This way, you can keep playing worry-free, wherever you are.

👉 Request a free quote today and insure your musical instrument properly!

Frequently Asked Questions – Insuring a Musical Instrument

Which insurance suits my musical instrument?

Usually, valuables or instruments insurance (separately or as an extension of contents) with worldwide coverage . For more expensive or professional use, a separate instruments policy recommended.

Are performances and professional use covered?

Not always standard. Professional/semi-professional use (performances, studio, teaching) must be explicitly covered by the insurance. We ensure that the quality is correct.

Is theft, robbery and loss insured worldwide?

With an instrument/valuables policy, coverage is usually worldwide , including when away from home and traveling. Check the maximum payouts per event and region clauses .

Is transport and tour damage covered (car, van, flight)?

Often, yes, but leaving it in the car is generally out of the question . For touring: use flight cases , declare the mode of transport, and check coverage during loading/unloading and baggage handling .

Do I need a valuation report (violin, cello, vintage guitar)?

For higher values ​​or vintage items, a recent appraisal report (often ≤ 2–3 years old) is required. For new instruments: the purchase invoice sufficient. For increased value, reappraise .

How do I insure accessories and electronics?

Include suitcases/flight cases, bows, mouthpieces, pedals, microphones, cables, stands, and amplifiers/mixers/synths/DJ gear with the price (individually or as a set). Keep invoices and serial numbers .

Are strings, pads, skins, and normal wear and tear covered?

Usually excluded as wear and tear/maintenance . Coverage applies to sudden and unforeseen damage ; cosmetic scratches are often covered to a limited extent.

Damage due to temperature/moisture (wood movement) — covered?

Limited. Prevent damage with a hygrometer , humidifier , and stabilized storage . Some policies impose preventative requirements for wooden instruments.

Can I lend or rent my instrument?

Lending is often only covered by the policy to co-users . Renting or subletting via platforms usually requires a more extensive clause .

How is damage handled — repair or payment?

Where possible, repair via a certified builder/repair shop. In the event of a total loss or theft, a payout (insured value/current market value) or replacement .

What factors determine my premium and deductible?

Value , use (hobby/professional), travel (EU/worldwide), storage (safe/flight case), damage history , and deductible . We compare multiple insurers.

What information do you need for a quick quote?

Make/model, serial number , year of manufacture, value per instrument, valuation/purchase receipt , photos , use (hobby/professional), storage/transport and travel destinations.

More about musical instruments Request a quote

Please note: exact coverage, limits, and prevention requirements vary by insurer. We compare and provide tailored for both amateur and professional musicians.

Read more …Insuring a musical instrument