Are you a director or member of an Owners' Association (VVE) ? Then you are responsible for the maintenance and insurance of the joint building. A VvE building insurance is mandatory in almost all cases and protects the apartment complex against damage caused by, for example, fire, storm, leakage and burglary . It is the basic insurance with which you as a VvE risks and meet legal and legal requirements.

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A home insurance for the VvE covers damage to the entire building, including:

✔ Outdoor walls, roof, foundation and floors
✔ Common areas such as stairwell, gallery, entrance and lifts
✔ Fixed installations such as central heating boilers, pipes, solar panels and intercom systems
✔ Optional: glass, landscaping, outbuildings and communal parking spaces

The coverage applies in the event of damage due to, among other things:

• Fire, lightning and explosion

• Storm, water and hail damage

• Theft and vandalism

• Collision or collision

Please note: the home insurance via the VvE does not cover the household effects of residents . He must insure each apartment owner themselves separately.

According to the apartment law, a home insurance policy is mandatory for VVEs. This insurance ensures that in case of damage:

🔹 The costs are collectively borne - via the service costs or reserve fund
🔹 Every owner is treated equally - equal coverage for all apartments
🔹 Fast damage handling is possible - no discussion about who pays what
is guaranteed the financial continuity of the VvE

Without home insurance, damage to the property can lead to major financial problems and conflicts within the VvE.

✔ Apartment complexes with multiple owners
✔ Buildings with mixed use (living/shop/office)
✔ New construction, existing construction and monuments
✔ both professionally managed and self-management VVEs

Regardless of the size of the building or the number of owners: each VvE needs home insurance .

Do you want to be fully insured as a VvE? Then combine the home insurance with additional modules such as:

✅ Liability insurance VvE (AVB) -for damage to third parties by the building
✅ Directors' liability -Protection for VVE board members in the event of errors or negligence
✅ Glass insurance -for damage to windows and glazing
✅ Legal assistance insurance -Legal assistance with conflicts with residents, contractors or Suppliers
✅ Environmental damage

Do you want to protect your VVE professionally and cheaply against damage to the building ? Then choose a specialized home insurance for VVEs with wide coverage and a competitive premium.
Simply compare the best providers and request a quote without obligation - your VvE is always well insured.

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Are you a director or manager of an Owners' Association (VVE) ? Then a VVE building insurance indispensable. This insurance protects the apartment complex against damage caused by, among other things, fire, storm, water damage and vandalism . In most division deeds, this insurance is even required by law , so that all owners together ensure the correct coverage of the building.

A quote within 24 hours

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A VvE Insurance Opstal covers damage to the entire building, including:

✔ Outdoor walls, floors, roof and foundation
✔ Common areas such as stairwells, corridors, lifts and entrance
✔ Fixed installations: central heating boiler, pipes, intercom, solar panels
✔ Possibly to ensure: glass, outbuildings, site design and carports

The home insurance offers coverage in the event of damage caused by, among other things:

• Fire and explosion

• Storm, hail, flooding and frost

• Theft, burglary and vandalism

• Lightning or collision

Note: the household effects of residents is not included . Every owner must take out a separate household insurance for this.

A VvE is collectively responsible for the building. That is why it is mandatory to take out home insurance via the VvE. This prevents:

🔹 Discussions about who should insure what
🔹 Insufficient or double coverage in the event of damage
🔹 Financial risks for the joint owners
🔹 Long -term conflicts within the VvE in the event of claims

With a joint policy there is one clear coverage for the entire building, including rapid damage settlement and fair distribution of the costs via the service contribution.

✔ VVEs of apartment complexes
✔ Buildings with mixed use (living and/or shops/offices)
✔ Both small and large VVEs
✔ New construction, existing construction and monumental buildings

Whether you manage a complex with 3 apartments or a flat with 100 homes - each VvE needs home insurance .

A VvE building insurance is the basis, but you can expand this with:

✅ Liability insurance (AVB) -for damage to third parties through defects in the building
✅ Directors' liability -Protects board members against personal liability
✅ Glass insurance -for damage to windows and stained glass
✅ Legal assistance insurance -for legal assistance with conflicts with residents, suppliers or contractors
✅ Environmental -for contamination-for contamination-for contamination-for contamination-for contamination-for contamination-for contamination-for contamination-for contamination-for contamination.

Do you insure your building professionally, legally correct and cheaply? Then choose a specialist VVE insurance building, tailored to your situation.
Request a quote now and compare the best options for your VvE - so you are sure of the right coverage at a competitive premium!

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