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Insuring Aixam – Everything you need to know
Do you drive an Aixam moped car or are you considering buying one? Then you're legally required to take out insurance. Aixam is one of the best-known moped car brands in the Netherlands and is known for its safety, reliability, and ease of use. Because an Aixam isn't covered by standard car insurance, you moped insurance . This provides you with good protection against damage and unexpected costs.
Quick start
- Provisional coverage possible
- personal advice
- Response within 1 working day
Insuring Aixam – Everything you need to know
Do you drive an Aixam moped car or are you considering buying one? Then you're legally required to take out insurance. Aixam is one of the best-known moped car brands in the Netherlands and is known for its safety, reliability, and ease of use. Because an Aixam isn't covered by standard car insurance, you moped insurance . This provides you with good protection against damage and unexpected costs.
Quick start
- Provisional coverage possible
- personal advice
- Response within 1 working day
What is Aixam insurance?
Aixam insurance works largely the same as car insurance, but is specifically tailored to mopeds. You can choose from various coverage options:
✔ Third-party liability insurance (WA) – Mandatory for everyone. This insures you for damage you cause to others with your Aixam.
✔ Third-party liability + limited hull insurance – More extensive coverage, including theft, fire, storm damage, and glass breakage.
✔ Fully comprehensive insurance (WC) – The most comprehensive coverage. Damage to your own Aixam is also reimbursed, even if you cause it yourself.
✔ Passenger insurance – Covers personal injury and property damage to the driver and passenger.
✔ Traffic legal expenses insurance – For legal assistance in the event of disputes or claims for damages.
Accessories and improvements, such as an extra battery or luxurious interior, can often be additionally insured.
compare Moped insurance with all insurers, so you get the best and most competitive premium Moped insurance
Why Aixam insurance is important
🔹 Legal obligation – You are not allowed to drive without third-party liability insurance.
🔹 Protection against high costs – Damages can be quite expensive, especially in the case of personal injury.
🔹 Protect your own vehicle – With third-party liability+ or comprehensive insurance, you also cover damage to your own Aixam.
🔹 Security and peace of mind – With additional coverage, you are prepared for the unexpected.
Good insurance prevents financial surprises and gives you confidence in traffic.
Who is Aixam insurance suitable for?
✔ Young people aged 16 and up – With an AM driving licence, you can already drive an Aixam.
✔ Seniors – For whom the Aixam is a safe alternative to a car or scooter.
✔ City dwellers – Ideal for short trips and sustainable transport.
✔ Private individuals and business users – Also entrepreneurs who use an Aixam for business purposes.
Tips when taking out Aixam insurance
✅ Always choose at least third-party liability insurance (WA), this is mandatory.
✅ Consider third-party liability+ or comprehensive insurance for a new or valuable moped car.
✅ Check whether accessories and modifications are included in the insurance.
✅ Compare premiums and conditions from different insurers.
✅ Ask about a purchase value scheme for new vehicles, so you get the purchase price back in the event of a total loss or theft.
Insure your Aixam with Finass Verzekert
Looking for reliable and affordable insurance for your Aixam moped ? At Finass Verzekert, we instantly compare the best insurers and create a policy that perfectly suits your needs. This way, you'll always benefit from competitive premiums and comprehensive coverage.
👉 Request a free quote today and hit the road in your Aixam with peace of mind!
Frequently asked questions – Insuring Aixam
Which coverage suits my Aixam: WA, WA+ or Allrisk?
(WA) covers damage to others. (WA+) adds coverage for theft/fire/window damage, among other things. Comprehensive coverage also covers damage to your own vehicle —often applicable to newer or higher-rated models such as the City , Coupé , or Crossline .
Is theft of the Aixam or parts (doors/panels) insured?
With WA+ and Comprehensive coverage , theft is generally covered under the policy terms. Insurers pay particular attention to storage (preferably indoors/locked) and visible security (ART lock/GPS tracker).
How do I insure the battery(ies), charger and charging cable (E-variants)?
Specify whether the battery is owned or leased, and list the battery/charger/charging cable as accessories with the price . This clarifies compensation in the event of damage/theft.
Are his doors, luggage box and winter set also insured?
Yes, provided they are declared as valuable accessories winter tires ). This prevents underinsurance.
Is damage to windows or plastic panels covered?
Windows/panels are generally covered by WA+ and Comprehensive insurance . Repairs are sometimes possible without a deductible; replacement often comes with a (limited) deductible—this varies by insurer.
Will I get replacement transportation in case of damage or breakdown?
Depending on your policy. Replacement transportation and roadside assistance (e-mobility) are often optional; useful for school/work or everyday use.
Does business use (delivery/promotion) affect the premium?
Yes. Use type (private/business), mileage , and storage are factored into acceptance and premium. Please explicitly indicate delivery/last-mile details.
How do claim-free years and no-claims discount work at Aixam?
In many cases, this can be done, but this varies by insurer. Submit your SVJ statement for the correct discount and clarity in the event of a claim.
Can I travel abroad with my Aixam?
Often within the countries listed on the Green Card . Check local regulations and permitted use for microcars/mopeds.
What mainly determines my premium for the Aixam?
Current value/model (City/Coupé/Crossline), postcode area & storage , security (lock/GPS), mileage , and your no-claims years . Accessories/batteries and their corresponding amounts should be included in the policy.
What information do you need for a quick quote?
License plate/model, purchase price, list of accessories + amounts (battery/charger/cable/doors/box/winter set), annual mileage, storage, security, claim-free years and drivers.
Are software modifications or “unlocks” allowed?
Tuning or speed unlocking may limit acceptance or exclude coverage. Please report any changes in advance; we will find a suitable solution.
Please note: exact coverage and terms vary by insurer. We compare and provide personalized .
