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Lowest price warranty
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High package discount
Help with damage
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100% independent

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Unigarant Moped Insurance – Reliable and fully insured


Are you looking for good insurance for your moped and do you want to take it out with Unigarant ? Then you're choosing certainty and reliability. Unigarant is the ANWB's preferred insurer and is known for competitive premiums, clear terms and conditions, and excellent claims handling. With Unigarant moped insurance, you can be sure that you and your vehicle are optimally protected.

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Unigarant Moped Insurance – Reliable and fully insured


Are you looking for good insurance for your moped and do you want to take it out with Unigarant ? Then you're choosing certainty and reliability. Unigarant is the ANWB's preferred insurer and is known for competitive premiums, clear terms and conditions, and excellent claims handling. With Unigarant moped insurance, you can be sure that you and your vehicle are optimally protected.

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What does Unigarant moped insurance cover?

With Unigarant moped insurance, you can choose from various coverage options, depending on your needs and the value of your vehicle:

Third-Party Liability Insurance (WA) – Compulsory and the basic insurance. This insures you for damage you cause to others with your moped car.
Third-Party Liability + Limited Casco – Extra coverage for damage due to theft, fire, storm, or glass breakage.
Fully Comprehensive – The most comprehensive coverage, including damage to your own moped car, even if it is your own fault.
Passenger Insurance – For protection of the driver and passenger in the event of injury or damage.
Traffic Legal Expenses Insurance – For legal assistance in the event of disputes or claims for damages.

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compare Moped insurance with all insurers, so you get the best and most competitive premium Moped insurance

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Why choose Unigarant moped insurance?

🔹 Competitive premium – Affordable solution, also for young people and seniors.
🔹 ANWB insurer – Extra reliable thanks to our partnership with ANWB.
🔹 Excellent claims handling – Fast and customer-friendly service.
🔹 Flexible coverage – You choose which additional insurance you need.

With a moped insurance policy from Unigarant, you can always hit the road with peace of mind.

Who is a Unigarant moped insurance suitable for?

Seniors – For whom a moped car is a safe alternative to the car.
City dwellers – Ideal for short trips and sustainable transportation.
Business users – Entrepreneurs can also insure their moped car with Unigarant.

Tips for taking out moped insurance with Unigarant

✅ Get at least third-party liability insurance (WA) – this is legally required.
✅ Consider WA+ or Allrisk for a new or valuable moped car.
✅ Check whether accessories, batteries, and charging stations are covered.
✅ Compare policy conditions and premiums with other insurers – Finass Verzekert will do this for you.
✅ Ask about a purchase value arrangement for new vehicles for extra peace of mind.

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Moped car insurance from Unigarant via Finass Verzekert

Looking for affordable and reliable insurance for your moped through Unigarant ? At Finass Verzekert, we're happy to help. We compare multiple insurers – including Unigarant – so you always get the best coverage and premium.

👉 Request a no-obligation quote today and discover the benefits of a moped insurance policy with Unigarant through Finass Verzekert .

Frequently asked questions – Moped car insurance (Unigarant)

Does Unigarant offer coverage such as WA, WA+ and Allrisk for mopeds?

Generally, yes: Third-Party Liability , Third-Party Liability+ (limited coverage), and Comprehensive . The exact coverage and deductibles depend on the product and are subject to change. We'll compare the current policy terms for you.

Is theft (including of the battery/charger/charging cable) covered by Unigarant?

Under WA+ and Allrisk insurance, usually yes, according to the terms and conditions. Pay attention to requirements regarding parking (preferably indoors/locked) and security (ART lock, sometimes GPS tracker).

How do I correctly include batteries and accessories in the Unigarant policy?

Specify battery(ies) (owned/lease), charger , charging cable , doors/hood , luggage box and winter set as accessories with amount to avoid underinsurance.

How do no-claims and claim-free years work at Unigarant?

Unigarant applies a no-claims discount based on your registered claim-free years . Provide your recent SVJ statement; we'll ensure it's processed correctly.

Does Unigarant have no-claims protection?

This depends on the product . Sometimes there's an option to retain the discount after one claim. We'll assess each proposal to determine whether this is available and appropriate for your situation.

What deductibles can I choose at Unigarant?

Many options offer a customizable deductible . A higher deductible often lowers the premium. We tailor this to your risk tolerance and repair costs.

Does Unigarant offer roadside assistance and replacement transportation for mopeds?

Yes, usually as optional modules (NL/EU). Useful when the moped is needed daily (school/work/delivery).

Can a 16-year-old driver be co-insured?

In practice, the policy is often issued in the name of the parent/guardian, with the 16-year-old as the regular driver . Acceptance is on a case-by-case basis; we arrange the correct structure and registration.

Is business use (delivery/last mile) covered as standard with Unigarant?

Only when explicitly stated . Additional requirements (storage/GPS) may apply for business use, which affects the premium and terms and conditions.

Is international coverage included and will I receive a green card?

Usually, within the countries listed on the green card . Check local regulations and permitted use for microcars/mopeds. We provide the green card digitally where possible.

What security does Unigarant expect for theft coverage?

At least an ART-approved lock . Depending on the postcode/risk, a GPS tracker or specific parking requirements may apply. Keep receipts and take photos of the lock being used.

What information do you need for a quick Unigarant quote?

License plate/model, purchase price, list of accessories + amounts (battery/charger/cable/doors/box/winter set), annual mileage, storage, security , claim-free years and drivers.

Request a quote from Unigarant

Please note: Unigarant's policy terms are authoritative and subject to change. We compare Unigarant with alternatives and recommend the best fit.

Insure your moped car with Finass Verzekert

Insure your moped car with Finass Verzekert, offering personalized advice. We compare the best options from asr , Klaverblad , and Unigarant , so you can choose the right coverage for every situation: general moped insurance , business moped insurance , moped insurance for those aged 16 and over, and electric moped insurance .

We assist drivers of all popular makes and models daily: Citroën Ami , Birò , Opel Rocks-e , and Fiat Topolino ; as well as classic moped brands like Ligier (JS50/JS60/Myli), Aixam (City/Coupé/Crossline), and Microcar (M.Go/Duè/Highland). We ensure the correct coverage (third-party liability, third-party liability+, or comprehensive), claim-free years, and accessories such as doors/hood, luggage box, and winter set; and for battery (owned or leased), charger, and charging cable. For business use, we carefully coordinate acceptance requirements (storage, ART lock/GPS) and options such as replacement transportation and roadside assistance.

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Read more …Moped car insurance Unigarant

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Microcar insurance – Everything you need to know


Do you own a Microcar or are you considering buying one? Then it's important to know that you're legally required to insure this vehicle. A Microcar is a popular moped: compact, economical, and ideal for city driving or short trips. Because a Microcar isn't covered by regular car insurance, you moped insurance . This way, you can hit the road safely and worry-free.

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Microcar insurance – Everything you need to know


Do you own a Microcar or are you considering buying one? Then it's important to know that you're legally required to insure this vehicle. A Microcar is a popular moped: compact, economical, and ideal for city driving or short trips. Because a Microcar isn't covered by regular car insurance, you moped insurance . This way, you can hit the road safely and worry-free.

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What is Microcar insurance?

Microcar insurance is similar to car insurance, but specifically tailored to mopeds. You can choose from various coverage options:

Third-party liability insurance (WA) – Mandatory and covers damage you cause to others with your Microcar.
Third-party liability + limited coverage – More extensive coverage against fire, theft, storm and glass breakage, among other things.
Fully comprehensive – The most comprehensive coverage, also for damage to your own Microcar, even if you are at fault.
Passenger accident or damage insurance – For protection of the driver and passenger.
Traffic legal expenses insurance – For legal assistance in the event of disputes or damage claims.

Extras such as charging facilities, accessories or improvements can often be additionally insured.

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Why good Microcar insurance is important

🔹 Legal obligation – You are not allowed to drive without TP.
🔹 Protection against high costs – Damages can be quite expensive, especially in the case of personal injury.
🔹 Protect your own vehicle – With TP+ or Comprehensive, you are also insured in the event of theft or damage to your own vehicle.
🔹 Security and peace of mind – With additional coverage, you know you are always well protected.

Proper coverage prevents financial surprises and gives you confidence on the road.

Who is Microcar insurance suitable for?

Young people aged 16 and up – Who are already eligible to drive with an AM license.
Seniors – For whom the Microcar is a safe and comfortable means of transport.
City dwellers – Who choose compact and sustainable transport.
Private individuals and business users – Including entrepreneurs who use a Microcar for their work.

Tips when taking out Microcar insurance

✅ Always choose at least third-party liability insurance – this is mandatory.
✅ Consider third-party liability+ or comprehensive insurance for new or valuable vehicles.
✅ Check whether accessories and charging equipment are included.
✅ Compare premiums and terms – there are significant differences.
✅ Ask about a purchase value scheme , so you get the purchase price back in the event of a total loss or theft.

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Insure your Microcar with Finass Verzekert

reliable and affordable insurance for your ? At Finass Verzekert, we instantly compare the best insurers and ensure you benefit from competitive premiums and comprehensive coverage. Whether you choose third-party liability, third-party liability+, or comprehensive coverage, we'll arrange the insurance that's perfect for you.

👉 Request a free quote today and hit the road with your Microcar with peace of mind!

Frequently Asked Questions – Microcar Insurance

Which coverage suits my Microcar: Third-Party Liability, Third-Party Liability+, or Comprehensive Liability?

(WA) covers damage to others. (WA+ adds coverage for theft/fire/window damage, among other things. Comprehensive coverage also covers damage to your own vehicle —often appropriate for a newer or higher-rated Microcar (e.g., M.Go , Dué , Highland ).

Is theft of the Microcar or parts (doors/panels/battery) insured?

With WA+ and Comprehensive coverage , theft is generally covered under the policy terms. Insurers pay particular attention to storage (preferably indoors/locked) and visible security (ART lock/GPS tracker).

How do I insure the battery(ies), charger and charging cable (E-variants)?

Include the traction battery (owned/leased), charger , and charging cable as accessories with the price . Note whether the battery purchased or leased —this clarifies compensation in case of damage or theft.

Are his doors, luggage box and winter set also insured?

Yes, provided they are declared as valuable accessories winter tires ). This prevents underinsurance.

Is damage to windows or plastic panels covered?

Windows/panels are generally covered by WA+ and Comprehensive insurance . Repairs are sometimes possible without a deductible; replacement often comes with a (limited) deductible—this varies by insurer.

Will I get replacement transportation in case of damage or breakdown?

Depending on your policy. Replacement transportation and roadside assistance (e-mobility) are often optional; useful for commuting or everyday use.

Does business use (delivery/promotion) affect the premium?

Yes. Use type (private/business), mileage , and storage are factored into acceptance and premium. Please explicitly indicate delivery/last-mile details.

How do claim-free years and no-claims discount work at Microcar?

In many cases, this can be done, but this varies by insurer. Submit your SVJ statement for the correct discount and clarity in the event of a claim.

Can I take my Microcar abroad?

Often within the countries listed on the Green Card . Check local regulations and permitted use for microcars/mopeds.

What mainly determines my premium?

Current value/model (e.g., M.Go/Highland), postcode area & storage , security (lock/GPS), mileage , and your no-claims years . Accessories/batteries and their corresponding amounts should be included in the policy.

What information do you need for a quick quote?

License plate/model, purchase price, list of accessories + amounts (battery/charger/cable/doors/box/winter set), annual mileage, storage, security, claim-free years and drivers.

Request quote

Are software modifications or “unlocks” allowed?

Tuning or speed unlocking may limit acceptance or exclude coverage. Please report any changes in advance; we will find a suitable solution.

Please note: exact coverage and terms vary by insurer. We compare and provide personalized .

Insure your moped car with Finass Verzekert

Insure your moped car with Finass Verzekert, offering personalized advice. We compare the best options from asr , Klaverblad , and Unigarant , so you can choose the right coverage for every situation: general moped insurance , business moped insurance , moped insurance for those aged 16 and over, and electric moped insurance .

We assist drivers of all popular makes and models daily: Citroën Ami , Birò , Opel Rocks-e , and Fiat Topolino ; as well as classic moped brands like Ligier (JS50/JS60/Myli), Aixam (City/Coupé/Crossline), and Microcar (M.Go/Duè/Highland). We ensure the correct coverage (third-party liability, third-party liability+, or comprehensive), claim-free years, and accessories such as doors/hood, luggage box, and winter set; and for battery (owned or leased), charger, and charging cable. For business use, we carefully coordinate acceptance requirements (storage, ART lock/GPS) and options such as replacement transportation and roadside assistance.

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Read more …Insuring a Microcar

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Electric Moped Insurance – Everything you need to know


More and more people are choosing an electric moped (E-moped car) . These compact, sustainable vehicles are ideal for short trips in the city or village. They are quiet, environmentally friendly, and often cheaper to run than a regular car. However, just like with a moped with a combustion engine, insurance is mandatory . With good E-moped , you can hit the road worry-free and with peace of mind.

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Electric Moped Insurance – Everything you need to know


More and more people are choosing an electric moped (E-moped car) . These compact, sustainable vehicles are ideal for short trips in the city or village. They are quiet, environmentally friendly, and often cheaper to run than a regular car. However, just like with a moped with a combustion engine, insurance is mandatory . With good E-moped , you can hit the road worry-free and with peace of mind.

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What is an E-moped insurance?

E -moped insurance is specifically designed for electric mopeds. Just like with other vehicles, you can choose from various coverage options:

Third-party liability insurance (WA) – Mandatory for everyone. This insures you for damage you cause to others with your electric moped car.
Third-party liability + limited hull insurance – More extensive coverage, also in case of damage due to theft, fire, storm and glass breakage.
Fully comprehensive insurance (WC) – The most comprehensive coverage. Also covers damage to your own electric moped car, even in an accident you are at fault for.
Passenger insurance – For protection of the driver and passenger in the event of injury or damage.
Traffic legal expenses – For legal assistance in the event of disputes or damage claims.

for extras such as the battery, charging cable or charging station .

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compare Moped insurance with all insurers, so you get the best and most competitive premium Moped insurance

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Why an electric moped insurance is important

🔹 Legal obligation – You are not allowed to drive without third party insurance.
🔹 Protection against expensive damage – Damage due to fire, storm or theft can be very expensive.
🔹 Your own vehicle is also insured – With WA+ or Allrisk you protect your own investment.
🔹 Specifically tailored to electric vehicles – Includes coverage for battery and charging stations.

With the right e-mobility insurance, you can enjoy sustainable mobility without financial worries.

Who is an E-moped insurance suitable for?

Young people aged 16 and up – With an AM driving licence, you can already drive an electric car.
Seniors – Who choose a safe and comfortable mode of transport.
City dwellers – For whom an electric moped is a convenient alternative to a car or scooter.
Business users – Companies that want to insure their electric mopeds for delivery or transport.

Tips for taking out electric moped insurance

✅ Always choose at least third-party liability insurance (WA), which is mandatory.
✅ Consider third-party liability+ or comprehensive insurance for new or valuable vehicles.
✅ Check whether the battery and charging stations are included in the insurance.
✅ Compare different insurers – premium differences are significant.
✅ Explore options for a purchase value scheme for new vehicles.

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Take out e-moped insurance with Finass Verzekert

Want to insure your electric moped securely and affordably ? At Finass Verzekert, we instantly compare the best insurers and ensure you benefit from a competitive premium and comprehensive coverage. This way, you're always well-insured and can enjoy electric driving worry-free.

👉 Request a free quote for your electric moped insurance today!

Frequently Asked Questions – Electric Moped Insurance

Which coverage suits my electric moped: WA, WA+ or Allrisk?

(WA) covers damage to others. liability (WA+) adds coverage for theft/fire/window damage, among other things. Comprehensive coverage also covers damage to your own property —often appropriate for newer or higher-rated electric mopeds.

Is theft of the battery, charger or charging cable covered by insurance?

With WA+ and Comprehensive coverage, usually yes, according to the policy terms. Insurers pay extra attention to storage (preferably indoors/locked) and security (ART lock/GPS).

How do I insure the traction battery (purchased or leased)?

Note whether the battery is owned or leased. Include the value (or contract value) in the policy as an accessory with the amount , so that compensation is clear in the event of damage or theft.

Is fire damage (battery/thermal runaway) covered?

Fire damage is usually covered by comprehensive insurance (WA+/All Risk). Compliance with prevention requirements (inspections, loading protocol, installation) is important for acceptance and payment.

What about water/moisture damage to the battery pack?

Damage due to pipe leaks/precipitation may be covered under Third-Party Liability+/Comprehensive Insurance; primary flooding is often excluded. Proper maintenance and sealing are important for assessment.

Am I insured during loading (at home or in public)?

Yes, under the selected coverage. liability usually applies to charging incidents. the charging station/EVSE (at home) and use approved cables/adapters.

What about roadside assistance and replacement transport for an electric moped car?

Roadside assistance (e-mobility) and replacement transportation are often optional. Useful for commuting or everyday use. We tailor this to your routes and availability.

Are his doors, box and winter set also insured?

Yes, provided the accessories are listed with the amount (doors/hood, luggage box, winter tires ). This prevents underinsurance.

Do adjustments (tunings/"unlock") affect coverage?

Yes. Software/speed unlocks or power mods may limit acceptance or exclude coverage. Please report any changes in advance.

What if I use the e-moped for business purposes (delivery/last mile)?

Please specify business use explicitly. Insurers may impose additional requirements regarding storage and GPS tracking . This affects the premium and terms and conditions.

Can I build up claim-free years and a no-claims discount?

In many cases, yes, but it varies by insurer. Submit your SVJ statement for the correct discount and consequences in the event of a claim.

What information do you need for a quick quote?

License plate/version, purchase price, battery status (owned/lease), list of accessories + amounts (battery/charger/cable/doors/box/winter set), annual mileage, storage, security and claim-free years .

Request quote

Please note: exact coverage and terms vary by insurer. We compare and provide personalized .

Insure your moped car with Finass Verzekert

Insure your moped car with Finass Verzekert, offering personalized advice. We compare the best options from asr , Klaverblad , and Unigarant , so you can choose the right coverage for every situation: general moped insurance , business moped insurance , moped insurance for those aged 16 and over, and electric moped insurance .

We assist drivers of all popular makes and models daily: Citroën Ami , Birò , Opel Rocks-e , and Fiat Topolino ; as well as classic moped brands like Ligier (JS50/JS60/Myli), Aixam (City/Coupé/Crossline), and Microcar (M.Go/Duè/Highland). We ensure the correct coverage (third-party liability, third-party liability+, or comprehensive), claim-free years, and accessories such as doors/hood, luggage box, and winter set; and for battery (owned or leased), charger, and charging cable. For business use, we carefully coordinate acceptance requirements (storage, ART lock/GPS) and options such as replacement transportation and roadside assistance.

Quick to:
Request quote

Read more …E-moped car insurance

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Insuring your Fiat Topolino – Everything you need to know


Are you the proud owner of the new Fiat Topolino or are you considering purchasing this compact electric city car? Then it's important to take out the right insurance right away. The Fiat Topolino, like the Citroën Ami, falls under the category of microcars and isn't covered by standard car insurance. This means special coverage is available to optimally protect you and your Topolino.

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Insuring your Fiat Topolino – Everything you need to know


Are you the proud owner of the new Fiat Topolino or are you considering purchasing this compact electric city car? Then it's important to take out the right insurance right away. The Fiat Topolino, like the Citroën Ami, falls under the category of microcars and isn't covered by standard car insurance. This means special coverage is available to optimally protect you and your Topolino.

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What is Fiat Topolino insurance?

Fiat Topolino insurance is similar in many ways to regular car insurance, but is tailored to the specifics of this vehicle. These are the main coverage options:

Third Party Liability insurance (WA) – Mandatory for every driver. This insures you for damage you cause to others with the Topolino.
Third Party Liability + Limited Casco – Covers damage caused by theft, fire, storm and glass breakage, among other things.
Fully Comprehensive – The most comprehensive cover, also for damage to your own Topolino, even if it is your own fault.
Passenger Accident or Damage Insurance – For extra security in the event of injury or damage to the driver and passenger.
Legal Expenses Insurance – Reimburses legal assistance after an accident or conflict.

Tip: Accessories such as charging cables or a home charging point can often also be insured.

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Why good Fiat Topolino insurance is important

🔹 Comply with legal obligations – Third-party liability is always mandatory, additional coverage provides extra security.
🔹 Protection against expensive damages – Such as fire, theft or storm damage.
🔹 Own damage also insured – If you choose Allrisk, damage to your own Topolino is also covered.
🔹 More safety and peace of mind – With passenger and legal assistance coverage, you are prepared for unexpected situations.

With a well-coordinated policy, you can be sure that you can drive without any worries.

Who is Fiat Topolino insurance suitable for?

Young people aged 16 and up – The Topolino is ideal for young drivers with an AM license.
City dwellers – Who use their Topolino as a clean and affordable means of transportation.
Private individuals and business drivers – Also for entrepreneurs who use their Topolino for business purposes.
New owners of electric microcars – Who want to ensure a modern and sustainable mobility solution.

Tips when taking out Fiat Topolino insurance

✅ Always choose at least third-party liability (WA), but consider third-party liability+ or comprehensive coverage for new or valuable vehicles.
✅ Compare premiums and terms from different insurers – there are significant differences.
✅ Pay attention to co-insurance of accessories and charging equipment.
✅ See if you can take out a purchase value scheme , so you get the purchase price back in the event of a total loss or theft.
✅ Consider additional passenger insurance.

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Apply for your Fiat Topolino insurance now!

Looking for reliable and affordable insurance for your Fiat Topolino ? At Finass Verzekert, we instantly compare the best insurers, so you benefit from competitive premiums and comprehensive coverage. Whether you choose third-party liability, third-party liability+, or comprehensive coverage, we'll ensure your insurance policy is tailored to your personal situation.

👉 Request a free quote today and hit the road with peace of mind in your Fiat Topolino!

Frequently Asked Questions – Fiat Topolino Insurance

Which coverage should I choose for my Topolino: WA, WA+, or Allrisk?

(WA) covers damage to others. (WA+) adds coverage for theft/fire/window damage, among other things. Comprehensive coverage also covers damage to your own property —often appropriate for a new or highly rated Topolino.

Is theft of the Topolino or parts (doors/panels) insured?

With WA+ and Comprehensive coverage, theft is generally covered under the policy terms. Pay particular attention to storage (preferably indoors/locked) and visible security (lock/GPS).

How do I insure the battery, charger, and charging cable?

Include the battery(ies) , charger , and charging cable as accessories with the price . Also note whether the battery was purchased or leased for clear reimbursement in case of damage or theft.

Are your doors, sunroof/hood and winter set also insured?

Yes, provided they are declared as accessories (doors/top, luggage compartment, winter tires). This prevents underinsurance.

Is damage to windows or plastic panels covered?

Window/panel damage is usually covered by (WA+) and comprehensive insurance (Global Comprehensive) . Repairs are sometimes possible without a deductible; replacement often comes with a (limited) deductible—this varies by insurer.

Will I get replacement transportation in case of damage or breakdown?

Depending on your policy. Replacement transportation is often optional (with comprehensive coverage or roadside assistance). Useful for commuting or everyday use.

How does roadside assistance work for the Topolino (E-mobility)?

Roadside assistance for electric microcars helps with starting problems or a dead battery (e.g., transport home/workshop). Terms and conditions and availability vary by insurer.

Does business use (delivery/promotion) affect the premium?

Yes. Type of use (private/business), mileage , and storage are all factors in acceptance and premium calculations. We tailor coverage and deductibles accordingly.

Do claim-free years and no-claims discount apply?

Often, yes, but this varies by insurer. Submit your SVJ statement for the correct discount and consequences in the event of a claim.

Can I take the Topolino abroad (e.g. Belgium/Germany)?

Usually, within the countries listed on the green card . Check local regulations and the permitted use of microcars.

What mainly determines my premium for the Topolino?

Current value/model , storage (indoor/locked), security (lock/GPS), mileage , and your no-claims years . Accessories/batteries must be included in the policy with the corresponding amount.

What information do you need for a quick quote?

License plate/model, purchase price, list of accessories + amounts (battery/charger/cable/doors/hood/winter set), annual mileage, storage, claim-free years and drivers.

Request quote

Please note: exact coverage and terms vary by insurer. We compare and provide personalized .

Insure your moped car with Finass Verzekert

Insure your moped car with Finass Verzekert, offering personalized advice. We compare the best options from asr , Klaverblad , and Unigarant , so you can choose the right coverage for every situation: general moped insurance , business moped insurance , moped insurance for those aged 16 and over, and electric moped insurance .

We assist drivers of all popular makes and models daily: Citroën Ami , Birò , Opel Rocks-e , and Fiat Topolino ; as well as classic moped brands like Ligier (JS50/JS60/Myli), Aixam (City/Coupé/Crossline), and Microcar (M.Go/Duè/Highland). We ensure the correct coverage (third-party liability, third-party liability+, or comprehensive), claim-free years, and accessories such as doors/hood, luggage box, and winter set; and for battery (owned or leased), charger, and charging cable. For business use, we carefully coordinate acceptance requirements (storage, ART lock/GPS) and options such as replacement transportation and roadside assistance.

Quick to:
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Read more …Insure your Fiat Topolino

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Insuring the Opel Rocks-e – Everything you need to know


Do you own an Opel Rocks-e or are you considering purchasing this compact electric microcar? Then it's important to take out the right insurance right away. Like the Citroën Ami and Fiat Topolino, the Opel Rocks-e is an electric microcar and therefore isn't covered by standard car insurance. Microcars have specific insurance policies that protect you and your vehicle.

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Insuring the Opel Rocks-e – Everything you need to know


Do you own an Opel Rocks-e or are you considering purchasing this compact electric microcar? Then it's important to take out the right insurance right away. Like the Citroën Ami and Fiat Topolino, the Opel Rocks-e is an electric microcar and therefore isn't covered by standard car insurance. Microcars have specific insurance policies that protect you and your vehicle.

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What is Opel Rocks-e insurance?

Opel Rocks-e insurance is specifically designed for microcars and offers several coverage options. These are the most important:

Third Party Liability insurance – Mandatory for everyone who drives the Rocks-e. Covers damage you cause to others.
Third Party Liability + Limited Casco – Additional cover for damage due to theft, fire, storm and glass breakage.
Fully Comprehensive – The most comprehensive cover, which also reimburses damage to your own Rocks-e, even if it is your own fault.
Passenger Insurance – Covers injury and material damage to the driver and passenger.
Legal Expenses Insurance – Provides legal assistance in the event of an accident or dispute.

Please note: accessories such as charging cables or a home charging point can often be insured additionally.

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Why good Opel Rocks-e insurance is important

🔹 Comply with legal obligations – Third-party liability (WA) is always required.
🔹 Protection against unexpected damage – Such as fire, storm, or theft.
🔹 Own damage also insured – With Allrisk, you also cover the costs if it is your own fault.
🔹 Security and peace of mind – Also in the event of injury, damage claims, or legal disputes.

With the right policy, you can be sure you can hit the road with your Rocks-e without any worries.

Who is Opel Rocks-e insurance suitable for?

Young people aged 16 and up – The Rocks-e is popular with young drivers with an AM driving licence.
City dwellers – Ideal for short trips and sustainable urban transport.
Private and business users – The Rocks-e is also easily insured for business purposes.
New owners of electric microcars – Those who want optimal insurance when they're on the road.

Tips for taking out Opel Rocks-e insurance

✅ Always choose at least third-party liability insurance, but consider third-party liability+ or comprehensive insurance for a new Rocks-e.
✅ Check whether accessories such as charging stations are included.
✅ Consider passenger insurance for extra peace of mind.
✅ Compare premiums and terms – insurers vary considerably.
✅ Explore the possibility of a purchase value arrangement (up to 36 months).

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Apply for your Opel Rocks-e insurance now!

Looking for affordable and reliable insurance for your Opel Rocks-e ? At Finass Verzekert, we instantly compare the best insurers, such as Turien, Assicuro, and asr, so you always benefit from a competitive premium and the right coverage. Whether you choose third-party liability, third-party liability+, or comprehensive coverage, we'll create a policy perfectly suited to your needs.

👉 Request a free quote today and hit the road with peace of mind in your Opel Rocks-e!

Frequently Asked Questions – Insuring the Opel Rocks-e (E-rocks)

Which coverage should I choose: WA, WA+ or Allrisk?

(WA) covers damage to others. (WA+) adds coverage for theft/fire/window damage, among other things. Comprehensive coverage also covers damage to your own property —often appropriate for a new or highly rated Rocks-e.

Is theft of the Rocks-e or parts (doors/panels) insured?

With WA+ and Comprehensive coverage , theft is generally covered under the policy terms. Pay particular attention to storage (preferably indoors/locked) and visible security (ART lock/GPS tracker).

How do I insure the battery(ies), charger and charging cable?

Include the battery(ies) , charger , and charging cable as accessories with the price . Also note whether the battery was purchased or leased for clear reimbursement in case of damage or theft.

Are your doors/hood, storage solutions and winter set also insured?

Yes, provided they are declared as accessories (doors/top, luggage compartment, winter tires). This prevents underinsurance.

Is damage to windows or plastic panels covered?

Window/panel damage is usually covered by (WA+) and comprehensive insurance (Global Comprehensive) . Repairs are sometimes possible without a deductible; replacement often comes with a (limited) deductible—this varies by insurer.

Will I get replacement transportation in case of damage or breakdown?

Depending on your policy. Replacement transportation is often optional (with comprehensive coverage or roadside assistance). Useful for commuting or everyday use.

How does roadside assistance work for the Rocks-e (E-mobility)?

Roadside assistance for electric microcars helps with starting problems or a dead battery (e.g., transport home/workshop). Terms and conditions and availability vary by insurer.

Does business use (delivery/promotion) affect the premium?

Yes. Type of use (private/business), mileage , and storage are all factors in acceptance and premium calculations. We tailor coverage and deductibles accordingly.

Do claim-free years and no-claims discount apply?

Often, yes, but this varies by insurer. Submit your SVJ statement for the correct discount and consequences in the event of a claim.

Can I take the Rocks-e abroad (e.g. Belgium/Germany)?

Usually, within the countries listed on the green card . Check local regulations and the permitted use of microcars.

What mainly determines my premium for the Rocks-e?

Current value/model , storage (indoor/locked), security (lock/GPS), mileage , and your no-claims years . Accessories/batteries must be included in the policy with the corresponding amount.

What information do you need for a quick quote?

License plate/model, purchase price, list of accessories + amounts (battery/charger/cable/doors/hood/winter set), annual mileage, storage, claim-free years and drivers.

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Please note: exact coverage and terms vary by insurer. We compare and provide personalized .

Insure your moped car with Finass Verzekert

Insure your moped car with Finass Verzekert, offering personalized advice. We compare the best options from asr , Klaverblad , and Unigarant , so you can choose the right coverage for every situation: general moped insurance , business moped insurance , moped insurance for those aged 16 and over, and electric moped insurance .

We assist drivers of all popular makes and models daily: Citroën Ami , Birò , Opel Rocks-e , and Fiat Topolino ; as well as classic moped brands like Ligier (JS50/JS60/Myli), Aixam (City/Coupé/Crossline), and Microcar (M.Go/Duè/Highland). We ensure the correct coverage (third-party liability, third-party liability+, or comprehensive), claim-free years, and accessories such as doors/hood, luggage box, and winter set; and for battery (owned or leased), charger, and charging cable. For business use, we carefully coordinate acceptance requirements (storage, ART lock/GPS) and options such as replacement transportation and roadside assistance.

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