Liability insurance for engineers - Protection by technical responsibility
As an engineer you bear responsibility for designs, calculations, advice and technical versions. A small error in a construction calculation, installation design or technical advice can have major financial consequences. With (professional) liability insurance for engineers you protect yourself or your engineering firm against damage claims, legal costs and reputation damage.
Why is liability insurance for engineers essential?
Engineers work daily on projects where accuracy, safety and reliability are central. A design error, calculation error or incorrect technical advice can lead to:
✔ Financial damage - for example due to repair work, delay or stagnation of a project
✔ Material damage - due to construction errors, incorrect installation or inadequate application of materials
✔ Personal injury - when an error leads to an unsafe situation with personal accidents as a result
✔ Legal procedures - liability claims of clients or third parties can lead to high costs
Without the right insurance, these situations can have a huge financial impact - especially for independent engineers or smaller consultancy firms.
We compare liability insurance Finass insures ) with the best insurers, so you get the best and most affordable premium from us liability insurance
For whom is an engineers liability insurance suitable?
✔ Independent engineers (self -employed) - who work on design, construction guidance or technical advice
✔ Engineering firms and advisory offices - with several employees or collaborations with contractors
✔ Constructors, civil engineers, electrical engineers and mechanical engineers
✔ Engineers in construction, infrastructure, energy, installation technique or industrial design
Do you work on a project basis or do you give advice? Then you are legally and financially vulnerable for errors or imperfections.
Which insurance policies are important for engineers?
✔ Professional liability insurance (BAV)
covers financial damage as a result of professional errors, such as incorrect calculations, wrong advice or technical shortcomings.
✔ Business liability insurance (AVB)
covers damage to property or injury of third parties during your work (for example during inspection or execution).
✔ Optional: Legal assistance insurance
for legal support in the event of disputes about liability or contractual conflicts.
Benefits of a liability insurance for engineers
🔹 Specific coverage for technical and advisory errors
🔹 Protection against high damage claims and legal costs
🔹 Trust and professionalism towards clients
🔹 Essential for tenders and assignments in the construction and energy sector
🔹 Insured at home and abroad (if desired) (if desired)
Whether you work on bridges, buildings, machines or energy solutions - your expertise deserves legal and financial protection .
Frequently asked questions about Liability :
What is liability insurance?
With liability insurance you are insured if you are legally liable for damage. For example, if you cycle into a parked car, your cat knocks over an expensive vase or if your children shoot a ball through the neighbor's window. But also if you, your child or pet injure someone. Not every damage is insured. Consider intentional damage or damage caused with a motor vehicle. Rented items are also not covered by your liability insurance. For example, if you rent a sander for that painting job in the house. Or if you rent a party tent for a garden party.
What is covered by liability insurance?
Liability insurance reimburses the damage you cause to other people's belongings. Like the television that slips out of your hands during a friend's move. Or your child who cycles into the neighbor's car. Or if someone else is injured through your fault.
What does liability insurance do?
Liability insurance for private individuals (AVP) covers damage that you or one of your family members causes to someone else when you are not driving a car or other motor vehicle . This applies to damage to property and persons (personal injury).
Do you need liability insurance?
Liability insurance is not mandatory. You can therefore decide for yourself whether you want to insure yourself against damage to others. Dutch people are often over-insured, but this is one in the 'highly recommended' category.Why do you need liability insurance?
You take liability insurance because you want to protect yourself and your family against the risk of liability. You can be held responsible if someone is injured through your fault. But also if you accidentally damage other people's property. Resulting in a claim for damages.
What does liability insurance not cover?
The liability insurance does not provide coverage for: damage to rented items. damage that you have caused intentionally. damage occurred during your work.
Take out a liability insurance for engineers today!
Are you active as a constructor, civil engineer, installation advisor or technical specialist ?
Prevent financial risks in professional errors with specialist engineers liability insurance .
Compare the best insurance policies now and request a free quote!
Also for these professions:
Flange engineer and pipe fitter
Volunteers Foundation of Association
Criminal Investigation of Fraud Investigation
E commerce
Food industry
Employment agencies
Service
Installation / assembly
Life Sciences
Care / Care Institutions
Trade
Industry
Metal
Build
Wholesale
Media
Medical Professions
IT
Legal professions
Notaries
Technical professions
Administration offices
Tax advisors
Accountants
Brokers
Lawyers