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Business insurance
Tools, machines, computers, furniture, supplies. The things in your company are worth a lot of money. Insure them with business insurance.
On this page:
What is Business Insurance ?
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The benefits of Finass Verzekert :
How much does business insurance ?
Frequently asked questions about Business Insurance :
Insurance cards , policy conditions and claim form :
What is Business Insurance ?
With the business insurance insure the following items : inventory, supplies, money and means of payment, motor vehicles, animals, movable property of other persons, electronics, machine breakdown, milk, tenant interest, owner's interest/tenant investment and other movable property.
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How much does business insurance cost?
The costs of business interruption insurance depend on your business type, your gross profit and the chosen payment period.
Premium example
Type of company
Gross profit
Benefit period
Premium per month (excluding insurance tax and package discount)
catering industry
Restaurant
€ 600.000,-
69 weeks
€ 124,33
Retail
Butcher
€ 260.000,-
40 weeks
€ 21,03
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SME package
ATTRACTIVE DISCOUNT SCHEME: THE MORE SECTIONS INSURED, THE HIGHER THE DISCOUNT
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The benefits of Finass Verzekert:
Very competitive premium
Short digital application process
Attractive discount scheme: the more categories insured, the higher the discount
Fast, free cancellation service
We will contact you to discuss your request.
Tip: Determine the benefit duration and therefore the risk!
Frequently asked questions about Business Insurance:
What is Business Insurance?
WITH INSURANCE YOU CAN INSURE THE FOLLOWING ITEMS: INVENTORY, STOCKS, MONEY AND MEANS OF PAYMENT, MOTOR VEHICLES, ANIMALS, MOVABLE PROPERTY OF OTHER PERSONS, ELECTRONICS, MACHINERY BREAKAGE, MILK, TENANT'S INTEREST, OWNER'S INTEREST/LEASER INVESTMENT AND OTHER MOVABLE PROPERTY.
What belongs to my inventory and what to my business building?
Everything that is loose or that you can easily get loose belongs to your inventory. Think of machines or furniture. Everything that is stuck or that you cannot easily loosen is part of your business building. Consider a toilet or central heating boiler. You insure your commercial building with building insurance.
What is tenant interest?
Tenant interest consists of all changes that you as a tenant have made to your commercial building that you can no longer easily remove. Think of a kitchen or wooden floor.
What things can I insure with business insurance?
The movable property insurance consists of various parts. The best known is inventory insurance. As a self-employed person, you can insure your inventory and supplies online. Are you an SME? Then you can put together your tailor-made movable property insurance together with an advisor. With the movable property insurance you can insure the following items: inventory, supplies, money and means of payment, motor vehicles, animals, movable property of other persons, electronics, machine breakdown, milk, tenant's interest, owner's interest/tenant's investment and other movable property.
How is the value determined if my belongings are damaged? ar
Insurers use a depreciation scheme for goods. For each damage, the value of the property in question is taken into account at that time. We also use a depreciation list published by the Dutch Association of Insurers.
How do I determine the correct insured amount?
As a self-employed person you can choose from an insured amount of €15,000, €25,000 or €50,000. Movable property is the stuff you need as inventory for your business. This also includes, for example, sun blinds, flagpoles and signboards. Inventories include the products you sell and other supplies you need for your company, such as raw materials and consumables, semi-finished products, end products or fuels.
Movable property is insured against replacement value as standard. That is the amount needed to purchase an equivalent movable property. Some movable property can be insured for new value or appraised value. Whatever you choose, the insured amount should not be too low. Because in the event of damage, the entire damage may not be reimbursed.
Insurance cards , policy conditions and claim form :
Insurance cards
Policy conditions
Damage form
WHY SHOULD YOU BE BETTER INSURED WITH US?
- We are there for the customer.
- More than 25 years of experience.
- Personal contact.
- We compare all insurers.
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