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Insuring Omega – Protect your exclusive watch against damage and theft
Are you the proud owner of an Omega watch ? Then you know it's more than just a timepiece—it's a valuable piece of jewelry and often an investment. That's why it's important to insure your Omega properly. With Omega insurance, you're protected against damage, loss, and theft, so you can continue to enjoy your watch worry-free.
Quick start
- Provisional coverage possible
- personal advice
- Response within 1 working day
Insuring Omega – Protect your exclusive watch against damage and theft
Are you the proud owner of an Omega watch ? Then you know it's more than just a timepiece—it's a valuable piece of jewelry and often an investment. That's why it's important to insure your Omega properly. With Omega insurance, you're protected against damage, loss, and theft, so you can continue to enjoy your watch worry-free.
Quick start
- Provisional coverage possible
- personal advice
- Response within 1 working day
Why take out Omega insurance?
Standard home contents insurance often offers limited coverage for expensive watches. With specialized watch insurance or valuables insurance, your Omega optimally protected, both at home and away from home.
✔ Worldwide coverage – Your Omega is insured, wherever you are.
✔ Theft and loss protection – Even when away from home or on vacation.
✔ Damage coverage – For example, if your watch is dropped or accidentally damaged.
✔ Full daily or appraised value – You will be reimbursed for the value of your watch in the event of loss or total loss.
compare valuables insurance with all insurers, so you get the best and most competitive premium valuables insurance
Who is Omega insurance suitable for?
✔ Collectors and enthusiasts – For those who own one or more Omega watches.
✔ Luxury watch owners – Such as the Speedmaster, Seamaster, or Constellation.
✔ Frequent travelers – And want to insure their watch worldwide.
✔ Those with a valuable watch collection – Who want comprehensive coverage.
Tips when taking out Omega insurance
✅ Have your watch appraised to determine the correct insured value.
✅ Choose insurance with worldwide coverage .
✅ Check the deductible and policy terms.
✅ Consider valuables insurance if you own multiple luxury watches.
✅ Keep receipts and certificates in a safe place – they are often necessary in case of damage.
Insure your Omega through Finass Verzekert
Want to optimally protect your Omega watch ? At Finass Verzekert, we compare the best insurance policies for luxury watches and valuables. This way, you're guaranteed a competitive premium, comprehensive coverage, and fast claims processing.
👉 Request a free quote today and insure your Omega properly!
Frequently Asked Questions – Insuring an Omega Watch
Which insurance suits my Omega (Speedmaster/Seamaster/De Ville)?
Usually, valuables insurance (separately or as an extension of contents) with worldwide coverage . For higher values or collections, we recommend a separate policy with clear limits and prevention requirements.
Is theft and robbery covered worldwide?
With a valuables policy, this is usually the case, even when traveling and away from home. Check the maximum payout per event and any country/region clauses .
Do I need a valuation report or purchase invoice?
For newer models, the purchase receipt . For vintage/limited or higher-value items, a recent appraisal report (often ≤ 2–3 years old) is required. If the value increases, reappraise.
Is appreciation included (e.g. Speedmaster limited)?
Some policies offer indexation or a payout up to a percentage above the insured amount . For scarce issues, periodic revaluation important.
What prevention requirements apply (at home & on the road)?
At home: approved locks and, for higher values, often a (certified) safe . On the road: wear discreetly, don't leave the watch unattended , and avoid leaving it in the car (often excluded ).
Is damage from water or sports covered?
Only according to water resistance (WR) and policy conditions. Sports/fall damage serviced promptly according to Omega guidelines.
Do the box, papers and extra straps count?
Yes, please include accessories (steel/leather strap, NATO, clasps) and box & paperwork in your claim . Please keep photos and serial numbers for quick claims handling.
Can I lend my Omega to a partner or family member?
Not always. Lending to third parties is often excluded or only covered for co-users listed on the policy. Check the policy terms and conditions.
How does damage repair work: through a jeweler or a payment?
Many insurers work with certified watchmakers/jewelers . In the event of total loss or theft, compensation (insured value/current market value) or replacement through a supplier often follows.
Is theft from the car covered?
Often excluded . In exceptional cases, only with locked, concealed , and demonstrable forced entry . Advice: don't take a watch loose in the car.
Is my home contents insurance sufficient?
Usually not. The limits for outdoor coverage are low and not always comprehensive worldwide . A separate valuables policy is more suitable for Omega's value and usage.
What information do you need for a quote?
Model/reference (e.g. Speedmaster, Seamaster, Aqua Terra ), serial number , year of purchase/price or appraisal , photos , storage method (safe), use (daily/occasional) and destinations traveled.
Please note: exact coverage, limits, and prevention requirements vary by insurer. We compare and provide personalized for your Omega.