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Building Insurance Vacant Home: Essential Protection for Your Property


An empty home entails risks, such as vandalism, burglary and water damage that goes unnoticed. Standard building insurance often does not provide full coverage for vacant properties. That's why specialist buildings insurance for vacant properties essential to protect your property.

Insure buildings?

What does Home Insurance cover for Vacant Homes?

  • Damage from Fire : Includes damage from lightning and explosions.
  • Water damage : Protection against leaks or flooding that can occur during vacancy.
  • Storm and Hail Damage : Coverage for damage to the roof, facade or windows.
  • Vandalism and Burglary : Protection against damage by intruders.
  • Repair costs : Costs for necessary repairs to the property.

We (Finass Verzekert) compare Building Insurance get the best and most competitive premium Building Insurance

Why Special Buildings Insurance for Vacant Homes?

  • Additional Coverage : Tailored to the increased risks of vacancy.
  • Financial Security : Avoid high costs in the event of unexpected damage or disasters.
  • Flexible terms : Possibility for temporary coverage, tailored to the duration of the vacancy.

Who is this insurance suitable for?

This insurance is ideal for owners of vacant properties, such as:

  • Homes that are for sale or rental.
  • Properties under renovation or conversion.
  • Houses that are temporarily unoccupied after moving.

How Do You Choose the Best Home Insurance?

Compare different insurers on coverage, premium and conditions to find the insurance that best suits your vacant home. With buildings insurance for vacant properties, you can rest assured that your property is optimally protected.

Frequently asked questions about Buildings Insurance ?
What is Building Insurance?

With buildings insurance you insure a business premises or club building and everything that goes with it against damage. Also consider, for example, foundations, fences, outbuildings, light poles, barriers, air conditioning cooling and solar panels.

What is covered by Building Insurance?

With buildings insurance you insure a building and everything that goes with it against damage. Consider, for example, foundations, fences, outbuildings, light poles, barriers, air conditioning cooling and solar panels.

Why Building Insurance?

As the owner of a property you run certain risks. A burglary, fire or storm can have major consequences for your office, shop, workshop or warehouse, for example. With buildings insurance you ensure that you are insured against damage and you can get back to work quickly.

What is usually not covered by Building Insurance?

Damage due to flooding of, for example, the North Sea, the Wadden Sea, the IJsselmeer or the major rivers such as the Rhine, Maas and IJssel.

Is it mandatory?

You are not obliged to take out building insurance for your property. If you own a property, it is wise to take out building insurance. Repairing damage can be expensive without insurance. When applying for a mortgage, the bank may require you to take out building insurance. Because your property serves as collateral for the mortgage.

When does Building Insurance pay out?

If your policy states that you are covered for what happened to you. Common causes include:

  • fire, water damage, storm, vandalism or theft

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