Professional Liability Insurance ZZP
With Professional/ Business Liability Insurance (AVB) you are insured against the risk of liability when you, your employees, or your products cause damage to others. You may then be liable.
Professional liability insurance for the self-employed: Essential Protection for the Self-Employed
Professional liability insurance for self-employed people provides crucial protection against claims and damages arising from professional misconduct and negligence. With the right coverage, you can work as a self-employed person without any worries, knowing that you are well insured against legal and financial risks.
We compare professional/business liability insurance with the best insurers the best for professional
Benefits of Professional Liability Insurance for the Self-Employed
- Comprehensive Coverage : Protection against claims for damages due to professional errors, mistakes and negligence.
- Financial Security : Avoid high costs due to legal proceedings and compensation.
- Peace of mind : Know that as a self-employed person you are well protected against unforeseen liability risks.
Frequently asked questions about Professional/business liability insurance :
What is professional/business liability insurance?
Professional /Business Liability concerns damage that you or your employees, company, products or services cause to others. With Professional Liability , the damage is always directly related to your profession . You make a professional error that causes damage.
What is the difference between Professional Liability and Business Liability?
With Professional Liability , you are responsible for the consequences of errors in your work or the work of your employees. And business liability occurs if you or one of your employees causes damage or injury to persons, resulting in financial consequences.
Who is business liability insurance useful for?
Any company that comes into contact with others can cause damage. And be liable for that. For example, if you knock over a cup of coffee over your customer's laptop. Or if your employee trips and breaks a valuable vase at a customer's home. But also if the floor in your store is slippery and someone slips and breaks a leg.
An accident can easily happen, and because the number of claims is increasing every year, it is wise to take out liability insurance for your company. So even if you have a sole proprietorship, self-employed business liability insurance is useful.
What is usually covered by professional liability insurance?
- (financial) damage as a result of a professional error
- loss of documents under your control
- costs of defense in the event of unjustified claims
Who is professional liability insurance useful for?
Professional liability insurance is particularly useful if you advise other self-employed people, or if the progress of major projects depends on your input.
Everyone makes mistakes, and because the number of claims increases every year, liability insurance for your profession is not unwise. Self-employed professional liability insurance is also useful if you have a sole proprietorship.
Do I need professional liability insurance?
PROFESSIONAL LIABILITY INSURANCE IS ONLY REQUIRED BY LAW FOR CERTAIN PROFESSIONS. FOR EXAMPLE FOR FINANCIAL ADVISORS. OTHER PROFESSIONAL GROUPS THAT ARE REQUIRED BY LAW TO HAVE A BAV ARE LAWYERS, NOTARIES, ACCOUNTANTS AND ARCHITECTS.
Tips for Choosing Professional Liability Insurance for the Self-Employed
Compare different providers on coverage, premium and conditions. Pay attention to customer reviews and choose the insurance that best suits your specific professional activities. Good self-employed professional liability insurance not only provides financial protection, but also peace of mind so you can focus on doing your job successfully.
With Professional Liability, you are responsible for the consequences of errors in your work or the work of your employees. And business liability occurs if you or one of your employees causes damage or injury to persons, resulting in financial consequences.
