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Lowest price guarantee
Largest offer
Assistance with damage
Personal contact
100% independent

Classic car insurance

Good classic car insurance at a competitive premium. Classic car insurance has three variants: WA, WA+ and Allrisk. Choose the insurance that suits your classic car, so that you can tinker and tour with peace of mind.

Auto classic car

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Moped oldtimer

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Motorcycle classic car

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Classic van

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Truck classic car

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Tractor oldtimer

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When is a car a classic car?

You have a car, motorcycle, moped or tractor that is at least 25 years old. If you use it as a hobby, you can take out our classic car insurance.

Frequently asked questions about Classic Car Insurance :

  • What is Classic Car Insurance?

    When it comes to the term oldtimer, everyone has a certain car that they see in front of them. But what exactly does the term oldtimer mean? Vintage cars are classic vehicle models whose production stopped years ago.

    However, not all older cars are by definition a vintage car, as in general a car is only referred to as a vintage car after 25 years. Once classified as a classic car, this brings benefits to the car owner, including car insurance

  • When do you no longer have to pay road tax on a classic car?

    Road tax is in principle mandatory for all motor vehicles. However, an exemption applies to motor vehicles that were put into use at least 40 years ago. In some cases you will then pay no or less motor vehicle tax. This exemption only applies to buses and trucks if you do not use them for commercial purposes.
  • When is a car a classic car?

    You have a car, motorcycle, moped or tractor that is at least 25 years old. If you use it as a hobby, you can take out our classic car insurance.

  • Can I insure my classic car if I use it daily?

    No, this classic car insurance does not cover this. But with our car, motorcycle, moped or tractor insurance we can offer you excellent coverage.
  • Is the no-claims discount for my passenger car also valid for this classic car insurance?

    No, this insurance does not have a no-claim discount or claim-free years. But in the event of damage, your premium will not be increased.
  • Is suspension or temporary discontinuation possible?

    If you use the transitional Oldtimer scheme for motor vehicle tax, you may not use the oldtimer between December 1 and March 1. Insurers do not impose suspension or temporary termination of insurance. You can terminate the insurance, but then there is no coverage for theft or fire. And then you must before March 1 , otherwise you will be registered as uninsured with the RDW.

We compare classic car insurance Finass insures) with the best insurers, get the best and most affordable premium from us for classic car insurance

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

WHY SHOULD YOU BE BETTER INSURED WITH US?
  • We are there for the customer.
  • More than 25 years of experience.
  • Personal contact.
  • We compare all insurers.

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Possible coverage for classic car insurance:

Legal liability (WA)

This is the basic coverage and cheapest car insurance. The damage you cause to third parties with your car will be reimbursed, but not the damage to your own car.

Limited airframe (WA plus or WA+)

In addition to third party liability coverage, damage to your own car is now also reimbursed in the event of fire, theft, storm and window breakage. Damage to your own car that you have caused yourself (for example due to a collision) will not be reimbursed.

Complete hull (all risk)

This is the most comprehensive coverage for car insurance. Everything that falls under a limited comprehensive package is reimbursed, but now all damage to your own car is also reimbursed.

Read more ... old -timer insurance

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Personal loan: compare, apply and information:

Are you thinking about applying for a loan? A personal loan is a clear form of borrowing money. You will receive the borrowed amount deposited into your account in one go. You pay the same amount every month and the term of the loan is fixed.  

Personal loan:

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On this page:

What is a personal loan ?

Advantages of a personal loan :

Compare loans and find the best loan:

In 4 steps to the best loan :

Assured of the best choice:

Frequently asked questions about borrowing money:

What is a personal loan ?

A personal loan is a loan that you take out for personal purposes. Because you receive the amount in one go, you can use it to cover large (unexpected) expenses or make a major purchase. You can choose what you use the money for. There are no restrictions attached to this, such as with a mortgage. You pay back the borrowed amount to the lender every month, together with the interest.

Advantages of a personal loan :

A personal loan has a number of characteristic features. Whether these features are advantages or disadvantages depends on your own situation and wishes.

  • You will receive the requested amount into your account in one go.
  • You have clarity in advance.  Your monthly costs  are the same every month. These consist of part interest and part repayment.
  • You choose a term of at least 12 and a maximum of 180 months. 
  • In some cases the interest is deductible.
  • You can repay at any time, but sometimes you pay a penalty interest to the provider. You pay this fine because the loan provider misses out on interest income by repaying it.

Good to know: you immediately start repaying the loan taken out. So keep this in mind.

Compare loans and find the best loan:

Of course, you want to borrow money as responsibly as possible. We are happy to help you with this. Compare the best loans with us on interest and conditions. This way you can be sure that you take out the most suitable loan at the lowest interest rate. We make choosing easy.

In 4 steps to the best loan :

  • 1. Compare the most complete range of loans

    Indicate your borrowing purpose, what amount you want to borrow and enter some information about yourself. We will then show you the most complete range of loans available for your situation and wishes. The loan with the lowest interest rate is always at the top.

  • 2. Request a quote without obligation

    Have you found the loan of your choice in your loan comparison? Then you can simply request a no-obligation quote online. In the quotation you will find all details and conditions of the loan. You will usually receive this quote the same working day.

  • 3. Sign the quotation and provide documents

    Do you want to apply for the loan from the quotation? Then you return the signed quotation, together with the documents requested by the lender. You can easily upload these documents into your personal online environment.

  • 4. Receive the money in your account

    The lender checks the documents you provide. If everything is in order, you will receive the money in your account within two working days.

Assured of the best choice:

Most complete offering

Assured of the best choice

Borrowing money: first some more financial insight?

Would you like an overview of the current interest rates before you borrow money? Or insight into your maximum loan amount? We are happy to help you with that too.

Can I afford this house?

Here is a handy calculation tool with which you can quickly calculate: how much can I borrow? This way you will know in an instant whether you can afford the home you have in mind. Good to know before you go house hunting.

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What will my monthly costs be?

Have you found a nice home and are you curious about what your monthly costs will be? With this tool you can not only calculate your maximum mortgage, but also easily calculate monthly mortgage payments.

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View the current interest rates:

View an overview of the current market interest rates for the various providers. We have mapped these out.

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Frequently asked questions about borrowing money :

  • What is the cheapest personal loan?

    The cheapest personal loan mainly depends on the current interest rate. The lower the interest rate, the cheaper the personal loan. Compare loans on our website to find the cheapest personal loan.

  • Why can't I get a personal loan?

    Can't you get a personal loan? Then this probably has to do with payment arrears from the past. You may also have too low an income, which means that the bank thinks that the monthly costs of the personal loan are too high for what you earn.

  • Can everyone get a personal loan?

    Anyone can get a personal loan, but there are conditions attached. For example, your income is used to determine how much your personal loan may be. The bank also checks your BKR registrations . This can make obtaining a personal loan easier or more difficult.

  • Can I transfer my loan?

    You can also transfer your current loan. But it's good to know that there are conditions and sometimes costs involved.

  • How do you calculate the maximum amount I can borrow?

    We think it is important that you borrow responsibly. So we look at your income. But also take into account your fixed costs, such as a mortgage. This way we can accurately estimate your credit limit.

  • Can I still borrow money with a BKR registration?

    If you borrow money, this is registered with the BKR. With this registration it is often still possible to get a loan. Have you fallen behind on payments? Then borrowing becomes a bit more difficult.

  • How can I borrow money quickly?

    Borrow money quickly? Then you want to be sure that you can pay the monthly costs and the interest is low. At Independer we also think it is important that you do not get into trouble due to a loan. Before you can choose your loan, we will first show you whether you can borrow the desired amount responsibly. The amount you can borrow in your situation depends on various factors .

  • Which products can you compare?

    On our website we compare more than 50 different loan products from a large number of lenders. At Independer we compare on interest and conditions, so that you can easily find the best and cheapest loan.

  • How can I borrow money quickly?

    Borrow money quickly? Then you want to be sure that you can pay the monthly costs and the interest is low. At Independer we also think it is important that you do not get into trouble due to a loan. Before you can choose your loan, we will first show you whether you can borrow the desired amount responsibly. The amount you can borrow in your situation depends on various factors .

Read More ... Personal Loan