Continuous CAR insurance-Optimal protection for construction companies and contractors
Do you work in construction and do you want to continuously protect your projects against damage, theft and liability claims ? A continuous CAR insurance (Construction All Risk) offers continuous coverage for all your construction projects, without having to take out a separate insurance for each job. This saves time, money and ensures complete security during all work.
Why a continuous Car insurance?
A standard CAR insurance often applies per project, which means that you have to arrange insurance again and again. With a continuous CAR insurance you are insured throughout the year and you prevent unnecessary administrative hassle. This is ideal for contractors, construction companies and independent professionals who carry out multiple projects per year. A continuous CAR insurance offers coverage for:
✔ Damage to the work - coverage in the event of collapse, incorrectly executed constructions or assembly errors
✔ Damage to materials and tools - compensation for damage or loss of building materials
✔ Theft and vandalism - protection against stolen tools and building materials in the workplace
✔ Damage to ownership of third parties - for example damage to surrounding weather
or ✔ - Conditions - Conditions Damage - Conditions Conditions Conditions or Infrastructure - Condition Conditions Conditions. factors
With a continuous CAR insurance you no longer have to think about insurance per project and you are always well protected.
We compare CAR insurance Finass insures) with the best insurers, so that you get the best and most affordable premium CAR insurance
For whom is a continuous car insurance suitable?
✔ Contractors and construction companies - continuous coverage for all current construction projects
✔ Independent professionals (self -employed) - One policy for all your jobs and assignments
✔ Installers and plumbers - protection in the event of damage to pipes, installations and construction constructions
✔ Roofing and facade specialists by Damage by Damage by Damage by Damage by Damage by Damage by Damage by Damage by Damage by Damage by Damage by Damage by Damage by Ontrekkens or Onderzoek.
Whether you work on small renovations or large construction projects, a continuous CAR insurance provides you with full certainty without hassle .
Frequently asked questions about CAR insurance :
What is CAR insurance?
WITH A CONSTRUCTION ALL RISK (CAR) INSURANCE, YOU INSURE DAMAGE CAUSED BY YOU AS A (INDEPENDANT) CONTRACTOR, JOB COMPANY, CONSTRUCTOR, CLIENT OR ARCHITECT DURING THE CONSTRUCTION OR RENOVATION OF A PROPERTY. DAMAGE TO THE CONSTRUCTION WORK IS COVERED. AS WELL AS DAMAGE TO AUXILIARY MATERIALS, SUCH AS SCAFFOLDING AND TOOLS.
Is CAR insurance mandatory?
This insurance is not legally required . It is becoming increasingly common for the client to demand that the work be properly insured , because he does not want to run any unnecessary risks and because he wants to prevent construction delays.
What does CAR insurance not cover?
The CAR insurance covers unforeseen damage. Damage caused as a result of intent cannot be compensated. The contractor, self-employed person or private individual who CAR insurance is expected to take precautions to prevent damage as much as possible .
Can you take out car insurance as a private individual?
CAR insurance for private individuals covers material damage that may work . A CAR insurance is in fact an all-risk insurance for a construction project as a whole . CAR insurance for private individuals offers a solution when you have your house built or renovated .
Why take out CAR insurance?
With CAR insurance ( Construction All Risk Insurance ) you insure material damage that occurs during the construction or assembly of buildings, roads, bridges and installations. This includes damage caused by fire, storm or theft. But also damage caused by a construction error, design error or construction error.
What are the benefits of a continuous car insurance?
🔹 Eén verzekering voor al je projecten – Geen losse polissen meer afsluiten per klus
🔹 Kostenbesparend – Vaak voordeliger dan meerdere losse CAR-verzekeringen per project
🔹 Direct verzekerd – Geen administratieve vertragingen bij nieuwe opdrachten
🔹 Uitgebreide dekking – Zowel materiële schade als aansprakelijkheidsrisico's gedekt
🔹 Minder administratie – Alles geregeld met één polis, overzichtelijk en eenvoudig
With the right continuous CAR insurance you work without worry and without financial risks .
Take out a continuous car insurance today!
Are you a contractor, independent professional or construction professional and do you want to be continuously insured without constantly taking out insurance? Then choose a continuous construction All Risk (Car) insurance and prevent unforeseen costs. Compare the best continuous Car-Verzekeringen now and request a quote immediately!
You can choose from 2 different CAR insurance policies : one continuous and one declining. Which one you need depends on 3 factors: the number of construction orders, the construction price and the duration.
1. Continuous CAR insurance
Do you have several construction projects per year? Then a continuous CAR policy offers a solution. You then cover all your construction projects in one go, have less administration and pay a lower premium per construction project (compared to the expiring CAR insurance ). Does your construction project take longer than the agreed insurance period? a (higher) renewal premium when your CAR insurance With continuous CAR insurance we charge the same premium for a maximum construction period of 24 months.
2. Expiring CAR insurance
Do you have a one-off construction project? Then temporary CAR insurance a solution. You take out this insurance per project.
