Do you work as a railway security officer or are you active in the railway industry? Then you know the extent of your responsibility. You work in an environment where safety, timing, and precision are vital. A single mistake or minor accident can lead to significant damage or injury. With (business) liability insurance for railway security officers, you protect yourself or your company against the financial consequences of claims.

Quick start

Do you work as a railway security officer or are you active in the railway industry? Then you know the extent of your responsibility. You work in an environment where safety, timing, and precision are vital. A single mistake or minor accident can lead to significant damage or injury. With (business) liability insurance for railway security officers, you protect yourself or your company against the financial consequences of claims.

Quick start

As a railway security officer, you often work on or around the tracks, during maintenance, work, or events. This puts you at risk of:

✔ Damage to client property – For example, if equipment or track components are damaged.
✔ Personal injury to third parties – When someone is injured as a result of your work.
✔ Financial loss due to errors or negligence – For example, if danger is not identified promptly or incorrect safety measures are taken.

Liability insurance covers these risks so that you or your company do not have to bear the costs yourself.

A good (business) liability insurance for railway safety provides cover for:

🔹 Damage to third parties (persons and property) – Both material and personal injury.
🔹 Legal costs and defense – In the event of liability claims or disputes.
🔹 Damage caused by employees or hired personnel .
🔹 Extension possible with professional liability – For financial damage due to errors in safety planning or coordination.

Some clients even require liability insurance before you can carry out work on or around the track.

✔ Independent railway security professionals (ZZP'ers) – Who carry out assignments for ProRail, contractors, or security companies.
✔ Security companies active in the railway sector – With multiple employees on-site.
✔ Freelancers in rail safety and supervision – Who work on maintenance projects or track maintenance.
✔ Advisors or planners in rail safety – Who also want to cover financial risks.

✅ Check whether your policy covers work on and around the railway .
✅ Consider additional professional liability insurance if you also provide safety plans or coordination.
✅ Choose an insured amount that matches the risk of your work (a minimum of €2,500,000 is often recommended).
✅ Compare insurers with experience handling higher risks in the railway sector .
✅ Request a customized quote from an advisor with expertise in railway safety.

Do you work as a railway security officer and want to be sure you have the right coverage? At Finass Verzekert, we help you with independent advice and compare insurers specializing in high-risk professions like railway safety. This way, you're guaranteed the best premium and the right protection.

👉 Request a free quote today for your (business) liability insurance for railway safety and work with peace of mind towards a safe railway environment.